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First Bank & Trust Announces Trish Johnson as Employee of the Quarter

BROOKINGS, SD, July 28, 2009 – Trish Johnson has been announced as First Bank & Trust’s employee of the quarter for the second quarter. Trish joined the organization in June 2007 and has worked as a Teller, Personal Banker, Trust Receptionist, Safe Deposit Receptionist and is currently assisting in the Mortgage department. The favorite part of her job is having the opportunity to work with so many different people throughout the organization and getting to know them better.

"Trish comes to work with a smile on her face every day. She has a special way of making others around her feel upbeat as her positive attitude has become contagious,” said Krista Thompson, Vice President of Retail Banking in Brookings. “Trish helps out multiple departments and is able to adapt quickly to what ever the duties might be to support the bank. She is a true asset to the company and we are pleased to have Trish on our team."

Trish enjoys spending time with family and friends, playing volleyball and shopping. To receive the employee of the quarter recognition, Trish was nominated by a fellow employee and voted in by the Conduit Employee Committee.

First Bank & Trust, Milbank Announces Scholarship Recipients

MILBANK, SD, July 8, 2009 - First Bank & Trust in Milbank and the South Dakota

Bankers Foundation are proud to present four area students with a $500 scholarship.

A qualification for students to be considered for the scholarship is that they must be a full time student attending an accredited South Dakota college, university, vocational technical school or community college. Students must also be outstanding scholars and contributors to their community.

“This year’s scholarship recipients have excelled in not only the classroom, but in their various activities and community involvement,” said Steve Wenzl, President of First Bank & Trust, Milbank. “We are proud to honor them with our scholarships.”

The recipients are as follows:

Michaela Larson is the daughter of Lyn Larson. Michaela will be attending South Dakota State University majoring in Nursing.

Brittany Tillma is the daughter of Tony and Tammy Tillma. She is planning to attend Southeast Technical Institute to study Business.

Ashley Dailie, daughter of Kenne and Sheila Dailie, will attend South Dakota State University majoring in Nutrition/Food Science and Biology.

Tanya Baldwin is the daughter of Kirk and Janis Baldwin. Tanya plans to attend South Dakota State University to study Biochemistry in preparation for medical school.

First Bank & Trust employees donate supplies to Habitat for Humanity

BROOKINGS, SD, July 6, 2009 – First Bank & Trust employees donated more than $700 in paper goods for the volunteer construction workers who dedicate their time to Habitat for Humanity.

The project was coordinated by The Conduit, an employee organization within First Bank & Trust in Brookings. Items collected ranged from plates, cups and eating utensils to trash bags, paper towels and toilet paper.

“These may seem like simple, everyday items,” said Connie Swain, Associate Executive Director of the Brookings Area Habitat for Humanity, “but they are necessities when it comes to taking care of our volunteers. We really appreciate the employees of First Bank & Trust taking on this challenge to help our volunteers.”

”We can’t say enough about the work Habitat for Humanity does in our community,” said Jen Everding, Chairperson of The Conduit. “This was a rewarding project because it shows there are so many ways you can help Habitat… without even lifting a hammer.”

If you are interested in volunteering or making a donation to Habitat for Humanity, please contact Connie Swain at 692-5601

First Bank & Trust, Canton Announces Scholarship Recipient

CANTON, SD, June 25, 2009 – First Bank & Trust is pleased to announce that it has presented a $500 scholarship to Amanda Kaskie.

“This year’s scholarship recipient has excelled not only in the classroom, but in her various activities and in community involvement,” said Nancy Bitterman, President of First Bank & Trust, Canton. “We are proud to honor Amanda with our scholarship.”

Kaskie, a recent graduate of Canton High School, plans to attend Augustana in the fall and pursue a nursing degree.

Kaskie has participated in many clubs and organizations throughout her high school career, including community and church activities, music and arts involvement and academic clubs. A ten-year member of 4-H, Kaskie has held several offices and nurtured her love of showing horses.

Cookbook Sales Benefit Make-A-Wish Foundation, Kid’s World

BROOKINGS, SD, June 4, 2009 – Proceeds from sales of First Bank & Trust cookbooks are being donated to the Make-A-Wish Foundation. The proceeds will also help purchase cameras for Kid’s World, First Bank & Trust’s daycare center.

The project, which generated more than $2,000.00, was coordinated by The Conduit, an employee organization within First Bank & Trust in Brookings. Recipes were collected from employees last summer. Cookbooks were then sold to employees as well as the general public for the past six months.

“This was a very rewarding project,” said Jen Everding, Chairperson of The Conduit. “We are happy to donate the proceeds from the sale of the cookbooks to the Make-A-Wish Foundation and to Kid’s World. Now the teachers at Kid’s World will be able to take more pictures of the kids to send to their parents.”

First Bank & Trust Announces New East Side Location

SIOUX FALLS, SD, April 22, 2009 – First Bank & Trust has purchased land for a new branch bank location on the East side of Sioux Falls in the Dawley Farms Village.

The new branch will be located at the intersection of Arrowhead Parkway and Highline Avenue and will offer a full range of banking services. Construction is scheduled to begin later this year in preparation for its opening in the Spring of 2010.

The bank has been working with Opus Northwest, a national development firm based in Minneapolis, MN, who is serving as the primary developer for the commercial portion of the Dawley Farms Village project.

“First Bank & Trust is very pleased with the location of this new Eastside Branch. With Kohl’s and Target to the south, WalMart’s Superstore to the west, and Menard’s to the north, this Branch Bank will be very convenient to our customers,” stated Steve Metli, Vice President of Business Development.

The Eastside Branch will be First Bank & Trust’s third bank in Sioux Falls; its other locations are at 9th & Minnesota Avenue and at I229 & 57th Street.

“Located at the entrance to the Dawley Farm Village Development, this will be a very visible and accessible Branch Bank,” added Brian Thompson, CEO of First Bank & Trust, NA.

First Bank & Trust Appoints Jeff Lee & Darla Lentsch

BROOKINGS, SD, April 3, 2009 – First Bank & Trust in Brookings announced this week two promotions among key Senior Management staff.

Jeff Lee has been promoted to Executive Vice President. Lee began his banking career in 1986 and joined First Bank & Trust in 1993. As Executive Vice President, Lee will continue his role as Manager of Business Banking and Department Head for Mortgage Lending and Retail Banking, but will also become more involved in the overall management and strategic direction of the bank.

“Jeff is an integral part of our management team, “said Kevin Tetzlaff, President of First Bank & Trust Brookings. “This promotion is our opportunity to formalize the key leadership roles that Jeff has assumed over the past few years in providing strategic direction for Retail, Mortgage and Business Banking.”

Tetzlaff continued, “Jeff understands the importance of taking care of the customer and building long term relationships, which are obviously two key philosophical pillars of this organization”.

A Brookings native, Lee attended South Dakota State University where he earned a Bachelors of Science degree in Commercial Economics. He and wife, JoAnn, have two sons, Andy and Jasper.

Another promotion at FB&T involves Darla Lentsch, named Senior Vice President for Wealth Management Services. Lentsch, who has been with the Bank since 1985, will oversee retirement plan services, operations and compliance as well as provide personal trust administration and investment management services.

Lentsch will share overall administration of Wealth Management Services with Tom Manzer, Senior Vice President and Trust Manager since 1998.

“Darla has great experience and knowledge,” said Manzer. “This expansion of her responsibilities will strengthen delivery of the many products and services we provide to our wealth management clients.”

First Bank & Trust Wealth Management Services, with $500 million in assets under management, provides trust administration, investment management, retirement plan services, estate planning and administration, financial planning, and brokerage services.

Lentsch is a Brookings native and a graduate of Dakota State University and Cannon Financial Institute. She also holds designations as a Certified Securities Operations Professional and a Certified Retirement Services Professional from the Institute of Certified Bankers.

Lentsch serves as Endowment Fund Treasurer for Lake Campbell Lutheran Church as well as Luther League Advisor. She and husband Jeff have three children Kyle, Kristin and Korey.

$8,000 Tax Credit for First-Time Home Buyers

SIOUX FALLS, SD, April 1, 2009 – First-time home buyers recently received some good news. As part of the “American Recovery and Reinvestment Act of 2009,” first-time home buyers may be eligible for an $8,000 tax credit.

The tax credit applies to qualified applicants who purchase homes on or after January 1, 2009 and before December 1, 2009 and may be either $8,000 or 10% of the value of the home, whichever is lower. The money does not have to be repaid as long as the buyer stays in the home for at least three years.

The law defines “first-time home buyer” as a buyer who has not owned a principle residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.

Types of homes that qualify are single-family detached homes, attached homes like townhouses and condominiums, manufactured (also known as mobile homes) and houseboats.

It is important to remember that the $8,000 tax credit is just that, a tax credit. A tax credit differs from a deduction, in that a tax credit is equivalent to money in your hand, whereas a deduction reduces your taxable income. A benefit of the tax credit is that it is a dollar-for-dollar tax reduction. For example, if you normally receive an $800-$1000 refund, this means you will receive that refund plus an $8,000 tax credit.

The tax credit starts phasing out for couples with incomes above $150,000 and single filers with incomes above $75,000.

For more information about the tax credit or amending your 2008 return, please consult your tax professional.

You may be wondering how this home-buyer’s credit is different from the tax credit that Congress enacted in July of 2008. The most significant difference is that this tax credit does not have to be repaid. Because the previous “credit” had to be repaid, it was essentially an interest-free loan.

If you are in the market for your first home, this tax credit could be a great incentive. For more information, contact:

Tammi Soehl
Mortgage Specialist
First Bank & Trust
605.782.8025
tammi.soehl@bankeasy.com

Familiar Faces In New Places

MADISON, SD, February 25, 2009 – First Bank & Trust, N.A. is pleased to announce the opening of FirstLine Funding Group (FFG) in Madison, SD. FFG will provide accounts receivable factoring services for small to medium sized trucking companies throughout the United States. Lori Gustaf, Vice President of Factoring, and Kim Kringen, Vice President of Sales/Factoring will lead FFG.

Lori comes to FFG with over 25 years of experience within the Transportation industry, including 10 years of experience in providing commercial financing to carriers. She is currently serving a two year term on the IFA Board of Directors, and has been actively involved with many IFA Transportation Seminars and Meetings.

Kim brings over 20 years of experience in sales and marketing to her position with FFG; including 10 years of sales/new business development for the transportation factoring niche. Kim has served on the Transportation Factors Panel in New Orleans, been actively involved with many IFA Transportation Seminars and Meetings, and has written a Carrier Compliance article for “The Commercial Factor”. She will also serve on the Fraud Panel in Orlando this Spring.

Blauert Joins First Bank & Trust, Brookings

MILBANK, SD, January 12, 2009– First Bank & Trust of Milbank is pleased to announce Patrick Blauert has joined the organization as a Business Banking Officer.

“Patrick has excellent experience in the banking industry,” said Steve Wenzl, President of First Bank & Trust, Milbank. “He will be a valuable asset to the Milbank location as well as the organization.”

Blauert earned a degree in Business Management with a Finance emphasis from the University of South Dakota. Prior to joining First Bank & Trust, Blauert served as Vice President/Branch Manager at Security Bank of Waconia’s location in New Germany, MN.

Blauert enjoys golfing, hunting, fishing and spending time with his family, including his wife Brandy. He is originally from Watertown, MN.

The Boys & Girls Club and First Bank & Trust Bridge the Digital Divide

BROOKINGS, SD, DECEMBER 29, 2008 – First Bank & Trust and the Boys & Girls Club have partnered to bridge the digital divide among youth in the community by providing access to computers, computer skills programs and qualified instructors to those children who need it the most.

First Bank & Trust made a donation through the Fishback Financial Corporation Community Fund allowing the Boys & Girls Club to create the First Bank & Trust Computer Lab. This ongoing commitment will not only ensure funding for the lab for the next five years, but also assist the Boys & Girls Club in their current endowment campaign, so they may continue to provide new programs and help with other needs.

“First Bank & Trust is pleased to support the Boys & Girls Club by sponsoring the computer lab,” said Kevin Tetzlaff, President of First Bank & Trust, Brookings. “Because technology plays such an important role in today’s society, we’re proud to provide a venue where local children can develop fundamentals that will last a lifetime.”

Since the opening of the Boys & Girls Club, First Bank & Trust has been committed to making sure the members have access to computers and are able to develop skills so they have more opportunities as adults. According to BLS Current to Computing Research Association, jobs in the information technology fields are expected to increase by 30% between 2004 and 2014, for an addition of over 1 million jobs nationally.

“Once the youth enter the teen room, they have the opportunity to develop a higher level of computer skills through digital imagery, layout, program development and game development,” says Vanessa Merhib, Executive Director. “We currently have 28 computers dedicated to youth activities and programming. The partnership with First Bank & Trust helped make it possible for us to purchase computers, maintain the computers and hire qualified staff to teach the youth.”

The Club has also developed the ClubTech Program. ClubTech is designed for students in first grade and up and offers youth the opportunity to learn basic program functions, as well as how to do research on the Internet. Earlier this year, the first–fifth graders enrolled in ClubTech learned valuable Internet techniques and tools when they researched, developed and designed a Boys & Girls Club Cookbook.

First Bank & Trust Announces Julie Hemmer as Employee of the Quarter

BROOKINGS, SD, December 23, 2008 – Julie Hemmer has been announced as First Bank & Trust’s employee of the quarter for the fourth quarter. Julie joined the organization in August 2006 and works as the receptionist for the downtown location. The favorite part of her job is the people she works with, both the employees and customers.

"Julie is so helpful and always willing to assist with anything you bring her - and she always has a smile on her face,” said Jen Bortnem, Conduit Committee President. “She's been a huge help to me with cookbook sales for the Conduit [which is outside her normal duties] and I sincerely appreciate everything she does!"

Julie enjoys doing yard work, reading to her kids, Jonas and Jill, and is a fan of Nick at Nite. To receive the employee of the quarter recognition, Julie was nominated by a fellow employee and voted in by the Conduit Employee Committee.

First Bank & Trust Recognizes Irene Porter as Employee of the Quarter

BROOKINGS, SD, November 13, 2008 – First Bank & Trust is pleased to announce Irene Porter as the Conduit Committee’s Employee of the Quarter. Irene has been with the bank since January of 1996 and currently serves as First Class Club Coordinator. Her favorite part of her job is talking to the club members and knowing they enjoy the trips, seminars and newsletters she coordinates.

“Irene is one of those people who just takes care of everything and you don’t even realize it. She just does things without having to be asked, and we are so lucky to have her,” said Jen Bortnem, Conduit Committee President. “She is so giving, kind and thoughtful, and I don't know what we would do without her!”

In her free time, Irene enjoys sewing, cooking, baking, reading and spending time with her grandchildren. To receive the employee of the quarter recognition, Irene was nominated by a fellow employee and voted in by the Conduit Employee Committee.

Tim Houdek Joins Fishback Financial Corporation

BROOKINGS, SD, July 23, 2008– Tim Houdek has joined the Fishback Financial Corporation as Vice President of Banking Operations. Houdek brings over 30 years of experience in banking, having served the last 9 years as Vice President of Deposit Operations for Wells Fargo.

After graduating from Northern State University with a degree in Business Management, Houdek earned his Master's Degree from the University of South Dakota. He is also a graduate of BAI Graduate School of Bank Operations, Payment and Technology and the Pacific Coast Banking School.

"Tim is a great addition to the Fishback organization,” said John Folkerts, Chief Information Officer/Chief Operations Officer. “He has an extensive banking background and will bring great experience to the position."

Houdek and wife Cheryl have three children, Angela, Marcus and Melissa. He is originally from Highmore, SD.

Tony Dooley Awarded First Bank & Trust's Employee of the Quarter

BROOKINGS, SD, July 18, 2008 – The Conduit Employee Committee at First Bank & Trust in Brookings recently awarded Tony Dooley as the Employee of the Quarter. Dooley has been with the Maintenance Department since joining the bank in the Spring of 2007.

"Tony is so great to work with," said Jennifer Bortnem, Conduit Committee President. "I can honestly say I have never seen him without a smile on his face!"

Dooley's favorite part of the job is knowing that one day isn't going to be the same as the next. He also enjoys the people he works with.

"Tony is a great asset to First Bank & Trust," said Jen Everding, Conduit Co-Chair. "His dedication to his job and the pride he takes while doing it is amazing."

He has a wife, Desiree, and a daughter, Alexis. In his free time, Dooley enjoys watching NFL football, golfing and hunting. To receive the employee of the quarter recognition Dooley was nominated by a fellow employee and voted in by the Conduit Employee Committee.

Heesch Named President of First Bank & Trust in Watertown

SIOUX FALLS, SD, May 29, 2008 – First Bank & Trust, NA is pleased to announce Jeff Heesch as Community Bank President at the Watertown location. He brings 25 years of banking experience to this position.

Heesch earned an Associates Degree in Agricultural Banking from Pipestone Area Vocational Technical Institute. Prior to joining the organization, he served as Vice President of Plains Commerce Bank in Watertown for 7 years.

"Jeff's banking experience and community involvement will really help him transition into this position," said Brian Thompson, President, First Bank & Trust, NA. "He will be able to serve the people of Watertown effectively, while emphasizing the values the organization holds."

Heesch is a member of SDBA Ag Committee, Business Industry School Coalition (BISCO), Chamber of Commerce Ag-Executive Committee, Lions Club and United Methodist Church Finance Committee.

He and wife Kelly have five children, Tara, Christopher, Abbey, Alex and Steven. He is originally from Elkton, SD.

Greiner Appointed Branch Manager for First Bank & Trust

BROOKINGS, SD, May 27, 2008– First Bank & Trust is pleased to announce Don Greiner as Retail Branch Manager at the Brookings Wal Mart Location. Greiner has been with the bank since 2007 and previously worked as Electronic Banking Specialist.

Greiner earned a B.S. in Ag Business from South Dakota State University. Prior to joining the bank, he worked over two years in Ag Loans, as a Trainee and Officer, for Minnwest Bank in Marshall, MN.

"Don has transitioned well into his new position,” said Kevin Tetzlaff, President, First Bank & Trust, Brookings. "He has great knowledge of the banking industry and will serve the organization well as branch manager.”

Greiner is originally from Wilmot, SD. He enjoys horses, hunting and fishing, basketball, softball and running. He also enjoys farming and works part-time at the family farm when he can.

Heisler Joins First Bank & Trust, NA Trust Department

SIOUX FALLS, SD, May 22, 2008 – John Heisler joined First Bank & Trust, NA as Senior Vice President and Wealth Management Group (WMG) Manager. He previously worked for Wells Fargo as a Wealth Management Specialist and Senior Trust Administrator. He has 14 years of experience in Trust, Estate and Financial Services.

Heisler graduated from Arizona State University where he earned a Degree in Political Science. He then went on to earn a Law Degree from Drake University. He has also attended Cannon Financial Institute where he completed various trust schools.

"John will be a valuable asset to the Trust Department," said Brain Thompson, President, First Bank & Trust, NA. "His past experience will be beneficial not only to the organization, but to his clients."

Heisler is a member of the Second Judicial Circuit Bar Association and the American Bar Association. He is also a member of the South Dakota Bar Association where he serves on the Philanthropy and House Counsel Committees and the Real Estate, Probate and Trust Law Section. He also works on the Sioux Falls Estate Planning Council and the South Dakota Bankers Association Trust Committee.

He is an active member of his community and serves as Board Member and Trustee for the Sioux Falls Catholic Schools Foundation and Board Member for Volunteers of America Dakota's Foundation. Heisler is a volunteer coach for YMCA and Sioux Falls Soccer Association.

Heisler and his wife Molly have three sons, Justin, Jordan and Christian. He is a huge sports fan and enjoys coaching youth sport teams and playing golf. He is originally from Herreid, South Dakota.

First Bank & Trust & Tax-Aide Help Local Seniors with Tax Preparation

BROOKINGS, SD, May 15, 2008– AARP held its Annual Volunteer Recognition event at First Bank & Trust on April 17 to recognize the Brookings AARP Tax-Aide volunteers. Recognition was also given to the bank for providing a location as well as the Technology, Maintenance, and Personal Banking staff for their assistance.

This is the third year the Brookings bank location has been used for tax preparation. The number of seniors assisted through the program continues to grow and has nearly doubled in three years. This year, a little over 500 returns were filed in Brookings, making Brookings the top AARP Tax-Aide site in South Dakota.

"This is a valuable service offered to the community, apparent in the yearly growth," said Kevin Tetzlaff, President of First Bank & Trust, Brookings. "First Bank & Trust is happy to donate the resources and the location to help seniors with tax preparation."

Supporting First Bank & Trust's continuing effort to provide resources to AARP Tax-Aide, the Fishback Financial Corporation's Community Fund donated funds to purchase new computers for the program. The new computers will be in place by next year's tax season, replacing their current systems, which are nearly 10 years old.

Nationally, AARP Tax-Aide has almost 32,000 volunteers at nearly 6,700 sites. In 2007, volunteers helped 2.2 million taxpayers; this year is expected to break that record.

First Bank & Trust Approves Position Appointments

BROOKINGS, SD, May 13, 2008– The First Bank & Trust Board of Directors recently held their annual organizational meeting where the following positions were voted on and approved.

Rick Lee was appointed to Assistant Vice President. Lee has over 13 years of banking experience and currently works as a Commercial Loan Officer. He has lived in Brookings since 1990 when he attended SDSU majoring in Business Economics.

Jen Loomis, Mortgage Loan Officer, was appointed to Assistant Vice President. She has over 10 years of banking experience, including experience in accounting and loan processing. Loomis is a graduate of Southeast Technical Institute.

Terri Murfield was appointed to Assistant Vice President. Murfield joined FBT in 1984 and currently works as Senior Relationship Manager. Murfield has held several positions at the bank including Drive-up Teller, Personal Banker and Supervisor of Personal Bankers.

Steve Wilber, Mortgage Loan Officer and Production Manager, was appointed to Assistant Vice President. He graduated from SDSU with a B.S in Commercial Economics. Wilber has over 16 years of banking experience.

Carrie Wilson was appointed to Assistant Vice President. Wilson joined the organization in 2007 and currently works as a Controller. A graduate of the University of South Dakota and a member of the AICPA, Wilson has more than 14 years of experience in accounting at banks and other institutions.

Lisa Harms was appointed as an Officer of the Bank. She started with the bank in 1997 and currently serves as Branch Manager of the Brookings Hy-Vee location. Harms previous positions include Loan Processor, Loan Officer and Collections.

Bailey Joins First Bank & Trust, Brookings

BROOKINGS, SD, May 13, 2008– First Bank & Trust is pleased to announce Harold (Hal) Bailey has joined the organization as an Employee Benefit Business Development Officer. Bailey is responsible for meeting with prospective trust clients to develop new employee benefit trust business and support existing trust services.

Bailey has more than 13 years of experience with financial institutions in the Kansas City, Missouri area. First Bank & Trust specializes in consultation, design, support, and ongoing administration of qualified and non-qualified employee benefit plans and trusts.

“We are pleased to have Hal join the organization,” said Kevin Tetzlaff, President, First Bank & Trust in Brookings. “His background and experience will be a real asset to our retirement plan services program.”

Bailey attended South Dakota State University, in his hometown of Brookings, where he earned a Bachelor’s of Science Degree in Economics – Commercial Option and is currently serving as a member of the SDSU Alumni Council.

He and his wife Sandra have two sons, Hal and Austin.

First Bank & Trust Holds Annual Organizational Meeting

BROOKINGS, SD, May 13, 2008– The First Bank & Trust Board of Directors recently held their annual organizational meeting where the following positions were voted on and approved.

Susan Oberle was appointed to Assistant Vice President. Oberle works as Retail Banking Supervisor. She joined the bank in 1996.

Glenda Schempp was appointed to Assistant Vice President. She started with the bank in 1986 and serves as Loan Processing Supervisor, Consumer and Mortgage Loan Officer.

Tom Fishback was appointed as an Officer of the Bank. Fishback serves the bank as Retail Banking Officer. He joined the bank in 2007.

Fishback Financial Corporation Awards Grant to Children's Home Society for an Art & Music Teacher

SIOUX FALLS, SD, May 9, 2008 — Children’s Home Society (CHS) proudly announces the receipt of a $150,000 grant from the Fishback Financial Corporation (FFC) Community Fund. This grant will provide one half-time art teacher and one half-time music teacher for Sioux Falls Children’s Home for the next three years.

“Providing a structured music & arts program for CHS children has been a long-time dream of ours. Most children at CHS have had little or no exposure to the arts. Consequently, any potential artistic ability has remained dormant, or sometimes has been channeled into attention-seeking behaviors that have impacted their lives in negative ways,” says Dennis Daugaard, Executive Director of Children’s Home Society. “This grant will allow CHS to provide creative opportunities that will help CHS kids express themselves in a positive way, build their self-confidence, and cultivate musical or artistic talent.”

These creative opportunities will also help:

  • Encourage children to use their imaginations to problem-solve
  • Develop social skills & teamwork
  • Provide positive outlets for free-time hours
  • Broaden and enhance their education
  • Carry artistic interests into adulthood
  • To possibly develop a career path in the arts.

“Offering assistance to disadvantaged children and enhancing the liberal arts experience are both goals of our Community Fund,” said David Waligoske, Executive Vice President of FFC. “After touring CHS, we felt that having the opportunity to fund art and music classes for these great kids is a perfect fit.”

“Of the 1840 children that CHS and their affiliate programs helped last year, more than 1300 children were from right here in Minnehaha County,” said Brian Thompson, President of First Bank & Trust, NA. “Helping enhance the educational experience for children who attend their school is something our organization is pleased to be able to do.”

FISHBACK FINANCIAL CORPORATION is a bank holding company with more than $1.4 Billion in assets, with its headquarter in Brookings, SD and family owned for over 128 years. It has more than 17 bank locations along the I-29 Corridor in Eastern South Dakota and Southwestern Minnesota. For more information on the Fishback Financial Corporation, visit their website at www.fishbackfinancial.com

SIOUX FALLS CHILREN’S HOME (SFCH) provides residential care and year round education to over 115 children, ages 4-13, with severe emotional and behavioral problems, often due to extreme abuse and neglect. An additional 20-25 students from Sioux Falls and surrounding communities attend school at SFCH, and return to their families after school. For more information about Children's Home Society, visit our website at www.chssd.org.

Russ Larson to retire from First Bank of White effective December 2008

WHITE, SD, April 28, 2008 – Russ Larson, President of First Bank of White, announced that he will retire from his position at the bank effective December 31, 2008.

“I have chosen to make this announcement months in advance because I am committed to ensuring a smooth transition for the Bank,” said Larson. “My goal, and that of the Fishback Financial Corporation, is that the change in management will not change the culture of the bank, nor will it change our community commitment or our dedication to customer service.”

Larson, who has been President and CEO of the First Bank of White since 1988 and with the organization his entire career, will remain associated with the Bank as a member of the Board of Directors and in a number of other capacities.

“Russ has been and continues to be an incredible asset to White and the Bank,” said Van Fishback, President of Fishback Financial Corporation. “During his time as President, the Bank experienced unprecedented growth and success. We are sorry to see him move on, but are pleased to have him remain with us as both a consultant and board member.”

The search for a replacement for Larson’s position will begin immediately.

Larson intends to remain active in the White community by continuing to manage the Fairview Cemetery and by remaining on the Ambulance and Fire Departments and the East Central Mental Health Board.

He plans to devote his extra time to his family, his lifelong passion of ranching and his other business ventures, looking for other volunteer opportunities that benefit this area.

Larson and his wife Jill have a daughter, Jen, who is also part of the Fishback Financial family, working at the East location in Brookings. Jen and her husband, Duane, have a son, Talon, whom Larson considers Grandpa’s best friend.

Dr. Bruce Kocourek Joins Board of Directors at First National Bank in Pipestone

PIPESTONE, MN, March 17, 2008 – First National Bank in Pipestone is pleased to announce Dr. Bruce Kocourek as a new member of the Board of Directors. Dr. Kocourek is a family practice physician at Pipestone Medical Group where he has worked for 13 years.

“We are extremely happy to have someone like Dr. Kocourek on the board,” said Kevin Paulsen, President of First National Bank in Pipestone. “He shares our commitment for the community and can provide us a unique perspective with his background and skill set.”

Dr. Kocourek received his undergraduate education from the University of South Dakota before attending medical school at Kirksville College of Osteopathic in Kirksville, MO. He completed his residency at Mesa General Hospital in Mesa, AZ. Dr. Kocourek then worked at Dakota Family Practice in Parkston, SD before he moved on to Jackson Municipal Clinic in Jackson, MN.

Dr. Kocourek currently serves as medical director for both the Pipestone Emergency Medical Service and Pipestone County Hospice. He is also a member of the board of Directors for the Minnesota Osteopathic Medical Society where he served as president for 10 years.

When he’s not working, Dr. Kocourek enjoys golf, as well as other sports, cooking and traveling. He lives in Pipestone with his wife Diana and children.

Steve Wenzl is named President of First Bank & Trust in Milbank

MILBANK, SD, February 11, 2008 - First Bank & Trust announced that Steve Wenzl will assume the position of Bank President for First Bank & Trust in Milbank, which has branches in Stockholm and Toronto. This announcement was made Monday, February 11th, with Wenzl beginning his new responsibilities immediately.

Wenzl, who has been the Vice President, Business Banking Officer at First Bank & Trust for the past 2 1/2 years, has more than ten years of banking experience. Prior to joining the First Bank & Trust team, he was a Branch Manager for Community First National Bank in Gettysburg, SD.

A native of Pawnee City, NE, Wenzl is a graduate of Nebraska Wesleyan University, Lincoln, NE with a major in Business Administration and with an emphasis in Finance and Economics.

Kevin Tetzlaff, former Bank President, has transferred to Brookings to become the President of First Bank & Trust, Brookings.

Tetzlaff stated, "Steve has already assumed many of his new responsibilities, providing leadership and stability behind the scenes over the last six months while I was making the transition into my new role in Brookings."

"Steve has really brought a new energy to the bank, showing that he has what it takes to grow our organization and provide the style of community banking that we pride ourselves on here at our banks and across the organization," Tetzlaff added.

Wenzl's wife Stephanie is a dental hygienist at Dr. Mark Bierschbach Family Dental in Milbank. They have a 14-month-old daughter, Siera.

"Stephanie and I have enjoyed making Milbank our home," Wenzl said. "I am eager to assume my new role as Bank President and to become even more involved in the communities First Bank & Trust serves."

Wenzl is active in many area organizations including the Milbank Chamber of Commerce, serving on the Agriculture Committee. He enjoys hunting and fishing in his spare time.

First Bank & Trust, with locations in Milbank, Stockholm and Toronto, is a member of the  Fishback Financial Corporation located out of Brookings SD, which has total assets of $1.4 billion with 17 locations in eastern South Dakota and western Minnesota.

Cory Hughes joins First Bank & Trust Team

CANTON, SD, January 18, 2008– First Bank & Trust, Canton, is pleased to announce the recent addition of Cory Hughes to the position of Business/Retail Banking Officer.

An Alcester, SD native, Hughes graduated from USD with a degree in Business Administration in 2001. He has over 7 years of banking and mortgage experience.

“We are pleased to have Cory as a member of our team,” said Nancy Bitterman, Community Bank President at First Bank & Trust in Canton. “Cory has strong ties to this area and a strong desire to serve the individuals and the community’s financial needs. He is great fit into our style of Community Banking.”

Hughes and his wife, Mary, have two children, Jack and Caroline. They are expecting their third child this spring.

“Mary and I are excited to move back to the Canton area,” said Hughes. “Having both grown up right in this area, Alcester and Hudson, it feels like home to us”.

New Mortgage Rate the Lowest in 25 months

Sioux Falls, SD, Dec. 6, 2007 - On November 29th homeowners were treated to an early holiday surprise: the lowest 30-year fixed-rate in over two years. For many, this is a great opportunity to cash in on lower rates and to get out from under their adjustable rate mortgages. Rates have inched up slightly from their low point after President Bush announced a mortgage relief plan endorsed by the Treasury Department for sub-prime borrowers and the jobs report released this morning did nothing but reinforce the likelihood of the Fed cutting their benchmark rate next week. Brian Spaans, Mortgage Loan Officer for First Bank & Trust in Sioux Falls, said that there are many reasons homeowners should consider refinancing with rates under 6%.

  • This is the lowest 30-year fixed interest rate in over two years. However, each time this interest rate reached previous low points, both last year and earlier this year, it began increasing and didn't stop, climbing over 0.50% in the months that followed!
  • Several homeowners in the area have adjustable rate mortgages coming due within the next 6 months. Taking advantage of the refinance opportunity now rather than later could be the difference between a consumer being able to afford their current home or not.
  • Fannie Mae and Freddie Mac tightened guidelines, announcing new Loan-Level Price Adjustments. In the first quarter of 2008, most borrowers who have good credit, but have FICO scores below 680, will now be forced either to pay more points at closing or incur a higher interest rate.

“The amount that a borrower could be forced to pay, even if they've never been late on a payment, could be as much as 1.00% higher than the going rate,” said Spaans.

On a $250,000 home loan, a borrower could have to pay up to $5,000 in points in order to receive normal market rates! Borrowers choosing the higher interest rate, under the worst-case scenario, would stand to lose over $7,500 in just the first three years of the loan.

“Choosing to wait to refinance could cost consumers money both in the form of higher market rates and points,” said Spaans.

First Bank & Trust at 57th & I-229 is a leading mortgage lender in Sioux Falls and part of the Fishback Financial Corporation, South Dakota’s largest privately held bank holding company. There are 17 other bank locations in Eastern South Dakota and Southwestern Minnesota.

First Bank & Trust Provides Lifesaving Equipment to Stockholm Fire Department

STOCKHOLM, SD, October 5, 2007 - The Stockholm Fire Department recently received a donation from the Fishback Financial Corporation Community Fund to purchase lifesaving equipment for its first responders. Fishback Financial Corporation is the holding company for First Bank & Trust in Milbank, Stockholm and Toronto.

The funds were used towards the purchase of an Automated External Defibrillator (AED) and a First Voice Responder (FVR) unit. The AED automatically diagnoses the potentially life threatening cardiac arrhythmias and is able to treat them by application of electrical therapy which stops the arrhythmia, allowing the heart to re-establish an effective rhythm. The FVR is a portable unit that describes various wound treatments. The different types of wounds are categorized and treatment procedures are spoken through digitized voicing.

“First Bank & Trust originated in Stockholm. Over the years the community has done so much to support our organization,” stated Kevin Tetzlaff, President of First Bank & Trust in Milbank. “We are pleased to have the opportunity to give back to the community.”

“We were really surprised at the response that we got from the Fishback Community Fund. We just really appreciate the gift,” said Ryan Pekelder, Fire Chief for Stockholm VFD.

“We know that we’ve got to introduce equipment that is better suited to Stockholm,” said Larry Schultz, Assistant Fire Chief for the Stockholm VFD. “It is great to know that we have the support of our local bank and the Fishback Community Fund. Our fire department really appreciates the gift as it will help us be prepared for emergencies in our area. Now we still have some of our monies available to purchase other needed items.”

First Bank & Trust offers $1,000 Mortgage Grants to Qualified Homebuyers

BROOKINGS, SD, September 13, 2007 – First Bank & Trust is now offering grants to help low- to moderate- income individuals and families purchase a home.

Fishback Financial Corporation has been awarded $100,000 from Federal Home Loan Bank in Des Moines, IA to offer in the form of $1000 grants to qualified home buyers in South Dakota.

These grants will be offered through Fishback Financial Corporation’s First Bank & Trust locations in Brookings, Canton, Garretson, Madison, Milbank, Sioux Falls, Stockholm, Toronto, Vermillion and Watertown as well as First Bank of White.

“Our banks are committed to meeting the needs of affordable housing in South Dakota,” said Van Fishback, President of Fishback Financial Corporation. “Through these grants, we can help people achieve the dream of owning their own home which also contributes to the economic vitality of our communities.”

This grant program is designed for homebuyers at certain income levels. To be eligible for the grants, homebuyers must be at or below 80% of the area’s median income, and all buyers must complete a homeownership class. Qualified applicants will be eligible for $1000 to go toward their down payment and/or closing costs.

An effort to provide affordable rural housing, grants can be used on properties anywhere in South Dakota except for Sioux Falls and Rapid City. First Bank & Trust is able to offer separate urban homeownership grants for properties in those two cities.

For more information on the Rural Homeownership Grant Program, contact your nearest Fishback Financial bank.

First Bank & Trust Celebrates Offering the 10,000th Rural Housing Loan

BROOKINGS, SD, September 7, 2007 – First Bank & Trust and the USDA Rural Development South Dakota Office celebrated the 10,000th guaranteed rural housing loan awarded in the state. State Director Mike Jaspers joined First Bank & Trust and loan recipients Eric and Rachel Bauer at the South Dakota State Fair to commemorate the couple’s purchase of their new home in Volga.

“As an approved lender of the guaranteed rural housing program, we are pleased to provide affordable financing for the purchase of homes in South Dakota,” said Steve Wilber, Mortgage Loan Production Manager of First Bank & Trust in Brookings. “It’s a privilege to help make the dream of homeownership a reality for South Dakotans.”

Guaranteed rural housing loans offer many benefits to buyers, such as zero down payment, no monthly mortgage insurance, and flexible credit guidelines. “The guaranteed rural housing loan is the most affordable 30-year fixed-rate mortgage available in rural communities in South Dakota,” said Joaquin Tremols, acting director of the Single Family Housing Guaranteed Loan Division in Washington, D.C., who also was on hand for the event.

Rural Development has distributed more than $80 million in South Dakota through the guaranteed loan program in 2007 alone.

Jane Moore is Named Community Bank President of Toronto First Bank & Trust

MILBANK, SD, May 24, 2007 - Kevin Tetzlaff, President of First Bank & Trust in Milbank, announces the recent appointment of Jane Moore as the Community Bank President of the First Bank & Trust Toronto location.

Mrs. Moore was the Branch Manager of the BankFirst location in Toronto, prior to the Bank’s sale to First Bank & Trust, in January of 2007.

A Brandt native, Mrs. Moore brings with her over 26 years of local banking experiences, community ties and strong customer relationships. Tetzlaff stated, “We are fortunate to bring someone one of Jane’s caliber to lead our Toronto team. She has a strong desire to serve the individuals and the community’s financial needs. This is a great fit into our style of Community Banking.”

Jane is married to Al Moore, a local farmer, and has four children and one grandchild.

First Bank & Trust Toronto is a branch of the First Bank & Trust Milbank location. Together they are members of the Fishback Financial Corporation located out of Brookings SD, which has total assets of $1.4 billion and 16 locations in eastern South Dakota and western Minnesota.

First Bank & Trust, NA Announces New Board Member Jeff Bloom

SIOUX FALLS, SD, May 16, 2007– First Bank & Trust, NA announced a new board member to the committee, Jeff A. Bloom. Bloom was appointed on Wednesday, May 2, 2007.

Jeff A. Bloom attended Dakota State University and later helped run his family business, Lake County International, a CaseIH farm equipment dealership. Bloom started managing the dealership in 1986 and currently is a part owner with his brother.

Bloom is involved in numerous committees and boards in Madison and the surrounding area. He has served as president of the Madison Chamber of Commerce, president of his church council, and a Den Leader for the Pack 5 Cubscouts in Madison.

Bloom, Debra, and his four children currently live in Madison. He enjoys being outdoors and working on his acreage on the west side of Lake Herman.

“I am very pleased that we were able to find a board member of Jeff’s caliber,” said Brian Thompson, CEO of First Bank & Trust, NA. “His business knowledge, experience in the agricultural sector and long history in the Madison community will all be an asset as First Bank & Trust expands its market share in Madison and Lake County.”

First Bank & Trust, NA Announces New Board Member Steve Statz

SIOUX FALLS, SD, May 16, 2007– First Bank & Trust, NA announced a new board member to the committee, Steve R. Statz, RPh. MBA. Statz was appointed on Wednesday, May 2, 2007.

Steve R. Statz, received a Bachelor’s of Science in Pharmacy from Creighton University at Omaha, Nebraska. He received a Masters of Business Administration from University of Sioux Falls at Sioux Falls, South Dakota.

Statz has been part of the health administration field for over 20 years, and currently, Senior Vice President of business development at Avera Health in Sioux Falls.

Statz has over 12 years of service in professional organizations. He is currently a member of South Dakota Board of Pharmacy, South Dakota State University’s College of Pharmacy Development Council, American College of Healthcare Executive, The Healthcare Roundtable, and many more.

Statz is very involved with his community, as well. He is presently a member of Holy Spirit Church, Sioux Falls Downtown Rotary Club, and Sioux Falls United Way.

“I am very pleased and excited to have Steve join our board,” said Thompson. His business knowledge and experience in the Sioux Falls market will be an asset to First Bank & Trust as we continue to expand our market share.”

BankFirst in Toronto is now First Bank & Trust

MILBANK, SD, January 22, 2007 – BankFirst of Toronto was purchased by First Bank & Trust of Milbank and became a member of the Fishback Financial Corporation, located in Brookings, SD, on January 19, 2007.

South Dakota-based and family-owned, Fishback Financial Corporation now offers 16 banking locations in eastern South Dakota and southwestern Minnesota including First Bank & Trust, Milbank with branches in Stockholm and Toronto, First Bank & Trust, Brookings with branches in Vermillion and Garretson, First Bank & Trust, NA, Sioux Falls with branches in Watertown, Madison and Canton, First Bank of White, and First National Bank in Pipestone, MN.

Kevin Tetzlaff, President of First Bank & Trust of Milbank stated, "The Toronto location geographically fits nicely within the communities served by the Fishback Family of Banks. We are excited to bring our hometown style of banking & financial services to the Toronto and surrounding Communities."

First Bank & Trust will be offering Toronto customers access to Free Internet Banking and Online Bill Payment as well as a full array of Wealth Management opportunities, including Trust and Investment products and services. Other than these enhancements, the products and services, as well as the hours of operation, remain unchanged.

During the transition from BankFirst to First Bank & Trust, service remained uninterrupted for customers.

Fishback Financial Corporation Announces the Creation of the Community Fund

BROOKINGS, SD, January 10, 2007 – Fishback Financial Corporation announced this week that it has created the Fishback Financial Corporation Community Fund in an effort to further enhance its support and charitable giving in the communities it serves.

“We wanted to focus on our support of culture, education and youth as a way of thanking the people where we live and do business,” said Bob Fishback, Chairman of the Board of Fishback Financial Corporation. “We want to help keep the quality of life at a high level in all our communities.”

The Community Fund will consider requests for funding that align with one or more of its guidelines that:

  • Encourage youth development through elevating the level of educational, cultural and athletic programs in the community
  • Promote programs that enhance the liberal arts experience
  • Support initiatives that improve the quality of higher education
  • Benefit housing needs, particularly those relating to children and families, which provide opportunities for and encourage self-sufficiency
  • Give assistance to disadvantaged youth
  • Focus on strategies that respond effectively to the needs of the community

“With five banks in 12 communities, the Community Fund will allow us to channel each bank’s giving to the various parties requesting funds,” said David Waligoske, Executive Vice President of FFC. “It will provide us with a better process to meet our goals”.

Fishback Financial Corporation consists of First Bank & Trust, Brookings with branches in Vermillion and Garretson, First Bank & Trust, Milbank with branches in Stockholm and Toronto, First Bank & Trust, NA, Sioux Falls with branches in Watertown, Madison and Canton, First Bank of White, and First National Bank in Pipestone, MN.

Organizations and individuals may request an application by contacting any of the above banking offices directly, via our general telephone at 1-800-843-1552, or by visiting the company’s website at www.fishbackfinancial.com.

Applicants for funds will be asked to provide a brief amount of information about the use of the money. The applications can be returned to any of the Fishback banks or mailed to the Brookings office, attention FFC Community Fund: Office of the President. After review, the requesting party will be notified in writing of the results.

Downtown First Bank & Trust closed on Saturday for the move into the new building.

BROOKINGS, SD, January 3, 2007 – The First Bank & Trust downtown will be closed on Saturday, January 6th due to the move into its new building on Sixth Street, which will open for business on Monday, January 8th. All other locations will maintain their usual Saturday hours.

The new building will enable First Bank & Trust to provide all lending functions including Ag, Commercial, Real Estate and Consumer along with Wealth Management (Trust), Brokerage and Insurance at one location. It will also offer retail services: Tellers, Drive-up banking and Drive-up ATM. The East Bank will continue to house the operations staff.

The new location will have expanded hours: Monday – Friday 8:00 a.m. to 5:00 p.m. and Saturday 9:00 a.m. – 12:00 noon. Hours will not change at the other First Bank & Trust locations: HyVee, Walmart and East Bank. An open house event will be held later in January and will be advertised prior to the event.

The address of the new location is 520 Sixth Street, but the phone numbers remain the same: 696-2200 or 1-800-843-1552.

Fishback Financial Corporation Receives the USDA Rural Development Award in two categories

BROOKINGS, SD, Dec.18th, 2006 – Fishback Financial Corporation was recently named a recipient of the Rural Housing Development Five Million Dollar Club by the United States Department of Agriculture (USDA). First Bank & Trust in Brookings, a member or the Fishback Financial Corporation, was named a Million Dollar Branch Lender by the USDA at the same time.

The awards recognize Fishback Financial Corporation and First Bank & Trust in Brookings for playing a significant role in the success of Rural Development’s guaranteed rural housing (GRH) loan program in South Dakota.

Fishback Financial Corporation’s five banks with 15 locations along the I-29 Corridor in eastern South Dakota utilized more than $5 million in GRH program funds in 2006 for financing home purchases for local residents. First Bank & Trust in Brookings utilized $4.5 million in GRH program funds.

"First Bank & Trust has been and will continue to be committed to assisting first-time homebuyers through the process of homeownership. Our longstanding relationships with Rural Development, along with South Dakota Housing Development Authority, play a key role in allowing us to provide the types of products that offer excellent terms, rates and no down-payment options for the first-time homebuyer," said Steve Wilber, Mortgage Loan Officer for First Bank & Trust in Brookings.

These awards acknowledge Fishback Financial Corporation’s contributions to the success of USDA Rural Development in South Dakota. In Fiscal Year 2006, $96 Million in GRH funds provided 1.037 South Dakota families the opportunity to become homeowners. This is a new record for South Dakota. Since the inception of the program in 1992, USDA Rural Development in South Dakota has obligated 9,000 loans.

Fishback Financial Corporation becomes the first SD company to receive the Well Workplace award from the Wellness Council of America

BROOKINGS, SD, Dec. 8th, 2006 – Fishback Financial Corporation was recently awarded the Bronze Well Workplace by the Wellness Councils of America.

The only S.D. company to have received this distinction, Fishback Financial Corporation earned the designation by successfully meeting rigorous health promotion standards and will be recognized by WELCOA as one of America’s Healthiest Companies.

For nearly a decade, Fishback Financial Corporation has hosted an informal wellness campaign. In 2004, however, they formed a structured wellness program, called the Healthy Way Program, whose vision statement is, “Your health, our investment”.

The purpose for the Healthy Way program in to encourage employees to take advantage of wellness opportunities both at work and home. By offering educational programs and activities, Healthy Way has helped employees learn about health issues, improve upon current health risk factors and embrace healthy lifestyles.

The program has unique strengths that have helped lead to its success and make Fishback Financial Corporation one of America’s Healthiest Companies. There are Healthy Way committee members located at each branch, and a partnership with Avera McKennen Hospital. During work hours, employees are screened for health risks and receive individual consultations by healthcare professionals.

Fishback Financial Corporation employees receive financial support for maintaining their health. Employees receive health insurance rebates, Health Bucks, fitness club reimbursements and a $500 wellness benefit option.

Fresh fruit and vegetables are available in employee break rooms along with healthy vending machine options, which have created an internal support system for the Healthy Way program.

Jane DeBoer, Vice President and Director of Human Resources, has been the driving force behind the wellness initiative at Fishback Financial Corporation. “The Healthy Way Program is a win-win situation. It is truly an investment in our number one asset – our people.”

Through DeBoer’s persistence, the Healthy Way program has grown from a work-in-progress to a cost-saving employee benefit.

Van Fishback, President of Fishback Financial Corporation personally encourages employees to attend wellness functions and participates in nearly all programs himself.

“We are happy to provide a work environment that helps individuals become healthy and productive. This not only benefits them personally, but professionally as well,” said Fishback.

The Wellness Council’s Well Workplace process provides business leaders and members with a structure to help their organization build results-oriented wellness programs. These programs not only benefit the employees, but positively impact the bottom line.

Donation from First National Bank of Pipestone enables Pipestone Performing Art Center to make Capital Improvements

PIPESTONE, MN, Nov. 16, 2006 – Kevin Paulsen, President of First National Bank in Pipestone presented a check for $10,000.00 to the Pipestone Performing Arts Center this week. This donation will make it possible for the Pipestone Performing Arts Center to update its computer systems, and will also contribute to improvements to the stage area.

Accepting the check for the Pipestone Performing Arts Center was Chairman Randy Hartquist, Board Member Les Kallsen, and Manager Dennis Hansen.

“We are excited to support the Pipestone Performing Arts Center, and are happy that our gift enables them to make some important capital improvements,” said Paulsen. “Our organization is a very family and community focused organization, so it’s only fitting that we would be contributing to the Pipestone Performing Arts Center which provides such a wide variety of quality entertainment for people of all ages in our community.”

Paulsen added, “First National Bank in Pipestone intends to continue supporting this community in many ways.”

Hansen confirmed that this donation will help update the computer systems and provide other capital improvements, expressing his gratitude to First National Bank of Pipestone. “Gifts like this make it possible for the Center to maintain the quality that our public as come to expect,” Hansen said.