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May 23, 2024
Grade 5
Full-Time
Location: Brookings, SD or Sioux Falls, SD or Edina, MN or Roseville, MN 
 

Overall Functions

This person performs pre-closing reviews of loans in the nCino system and appropriate documentation to ensure compliance with bank policies and procedures and applicable regulations.  Responsible for pulling flood determinations to ensure compliance with applicable flood regulations.  This person will work with front line lending staff to ensure that documents are completed within approvals. 

Qualifications

This person should have 3-5 years of related experience in commercial and ag documentation.  A familiarity with CSi and nCino or other similar software preferred.  Good verbal and written communication skills and analytical thinking are necessary.

Responsibilities

1. Ensure flood determinations are obtained when applicable, reviewing existing loans. Serve as liaison between lender and compliance to ensure adherence with regulation when property(ies) are in a flood zone.


2. Review completed loan packages and appropriate supporting documentation for collateral documentation and corporate existence. Ensure accurate input of collateral information in the nCino system.  Work with bank’s Centralized Loan Processing and business lines to ensure collateral is documented accurately and perfected appropriately.


3. Perform pre-closing review of documentation in nCino and Synergy to ensure loans are closed within proper approval and with appropriate documentation. Identify needed documentation for all types of Ag and Business loans.  Communicate needed documentation to business lines.


4. Verify selected information for compliance with regulation – i.e. – joint intent.


5. Work with frontline lending staff to prepare and/or review loan denials, including incompleteness and withdrawns, for business and ag applications. Work to ensure regulatory compliance within prescribed timelines.

6. Working with the business line and Centralized loan processing department, ensure the collection and validation of HMDA/regulatory data for applicable ag and commercial transactions.

7. Provide support to commercial and ag lending staff.

8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.

9. Adhere to compliance procedures and participate in required compliance training.































































First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email hr@bankeasy.com.