Michael joined the organization in 1996. However, he has been involved in banking in various capacities both in operations and in lending at large and community banks since 1980, becoming a commercial banker in 1985. Since 1991, Michael has specialized in lending to professional practices, primarily dentists. Michael earned his bachelor’s degree in microbiology at the University of Minnesota.
Michael stays involved in the community of St. Paul, MN, as he is on the Board of Directors of Hope Dental Clinic, a free dental clinic for the uninsured. In his spare time, Michael enjoys hunting, fishing, football, and golf. He and his wife Margaret have two children (Ryan and Angela) and five grandchildren.