Security Features

Business success isn’t just about keeping current anymore. With online fraud continually on the rise, we know how important it is to protect your account information. First Bank & Trust is committed to protecting you by offering products and features designed to make your online banking experience secure and easy to use.

Login Authentication

  • Secured web page powered by VeriSign – site can be confirmed prior to logging in with your Online Banking ID
  • Multi-factor authentication requires more than one form of verification to gain access to online systems:
    • Watermark (secure image)
    • Security tokens – virtual or physical
    • Full or partial IP restriction

Cash Management User Restrictions

  • Time restrictions set for each user (can vary per person)
  • Dual-control features can be enabled, requiring more than one user to ACH or wire your funds
  • Multiple administrative options allow you to customize how each user is authorized and set up on your online account


  • Mandatory ACH alerts are set automatically
  • Enroll in several optional alerts, with notification by email or at the time of login (event, balance, item and personal alerts)