Loans & Credit

Flexible Financing for Your Business

We love to help local businesses and farms grow. After all, First Bank & Trust was a small business once, too. And we still maintain our small town values by offering personal service, low interest rates, and flexible financing options.

Our business bankers look at more than numbers. We see the potential behind each aspiring owner who stops by to talk business. We also make sure you know the details about financing a growing business before you make a decision.

Let our personable team walk you through the process of financing your dream.

Business Loans

Our variety of business loans are flexible enough to meet the unique needs of your business. Let us advise you on the best approach to your financing.

Learn More

Ag Loans

Agriculture operations have unique financing needs. With fixed or variable rates and varying maturities, we can help you fund what you need to keep things running.

Learn More


Our accounts receivable financing option is a flexible, affordable way for you to access the cash flow you need to keep your business running smoothly.

Learn More

Business Credit Cards

Our business credit cards offer a convenient way to manage your cash flow, with the security and protection you want for your business.

Learn More