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We’re here to understand your business and to help you protect it.

The basic property, liability, and business income coverages required for a business owner in one package.

Provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premises.

Additional Coverage Options:

  • Contractors Liability Insurance
  • Employment Practice Liability Insurance
  • Errors & Omissions Liability Insurance
  • Directors & Officers Liability Insurance
  • Builders Risk Insurance
  • Liquor Liability Insurance
  • Fiduciary Liability Insurance
Designed specifically for vehicles owned by and used for a business. Commercial car insurance can offer both liability coverage and collision coverage for business vehicles and their drivers for accidents or injuries.

Additional Coverage Options:

  • Fleet Vehicle Insurance
Protects commercial property from incidents such as fire, theft, and natural disaster.
Covers financial losses relating to specific damages and liabilities stated in the insurance policy.

Additional Coverage Options:

  • Directors & Officers Liability Insurance
A government-mandated program that provides benefits to workers who become injured or ill on the job or because of the job.
Provides extra coverage to help pay for costs that exceed certain liability policy limits. Without this type of coverage, a business may need to pay out of pocket for liability claims that cost more than coverage limits.
Provides businesses with a combination of coverage options to help protect from data breaches and other cyber security issues.
A three-party agreement that legally binds together a principal who needs the bond, an obligee who requires the bond and a surety company that sells the bond.
A type of term insurance in which one contract is issued to cover multiple people. The most common group is a company, where the contract is issued to the employer who then offers coverage as a benefit to employees.
A life insurance policy that a company purchases on the life of an owner, a top executive, or another individual considered critical to the business.

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Brookings: 605.696.2236
Sioux Falls: 605.782.8075
Toronto: 605.794.4811

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The insurance product or annuity is not a deposit or other obligation of, or guaranteed by, the bank or an affiliate of the bank and is not insured by the FDIC or any other agency of the US, the bank, or an affiliate of the bank. There may be investment risk associated with the product, including the possible loss of value.