In the spirit of the giving season, First Bank & Trust is giving you the chance to win a $50 Visa® gift card! All you need to do is “Like” our Facebook page, upload a photo of your decked out Christmas tree or holiday wreath, and fill out the registration form by December 31 to be entered for a chance to win!
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NON-INTEREST-BEARING TRANSACTION ACCOUNTS. By operation of federal law, beginning January 1, 2013, funds deposited in a non-interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all non-interest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of non-interest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html