Review Common Loan Documents
If you’re new to the home buying process or it has been a while, our mortgage officers are happy to walk you through the loan process, including common forms we use. At your free consultation, you can get all your questions about mortgages answered. If you’d like to review some of the common documents on your own, feel free to download our printable PDFs.
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Uniform Residential Loan Application
After you complete this form, your lender will use it to determine whether or not to finance your purchase. It will also contain the terms of the loan. When you’re ready to apply, a loan officer will help you fill in some of these details.
- Download Uniform Residential Loan Application (PDF, 433 KB)
Borrower’s Certification and Authorization
You will sign this document to verify that all the information you provided for your mortgage loan is true and complete. It also authorizes the lender to verify the information.
- Download Borrower's Certification and Authorization (PDF, 53 KB)
Consumer Handbook on Adjustable-Rate Mortgages
This handbook explains how adjustable-rate mortgages, or ARMs, work. It also offers pointers to help you reduce certain risks.
- Download Consumer Handbook on Adjustable-Rate Mortgages (PDF, 1.8 MB)
Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
If you are purchasing a home located in a special flood hazard area, this document will cover whether or not you’re eligible for flood insurance.
- Download Notice of Special Flood Hazards (PDF, 82 KB)
The Federal Equal Credit Opportunity Act
This notice states that a lender cannot discriminate against credit applicants. It also lists the federal agency responsible for ensuring the lender complies with this law.
- Download Federal Equal Credit Opportunity Act (PDF, 73 KB)
The Housing Financial Discrimination Act of 1977 Fair Lending Notice
This notice helps borrowers detect and defend against discrimination during the appraisal and home loan qualification and terms process.
- Download Housing Financial Discrimination Act of 1977 (PDF, 102 KB)