Message to Our Customers Regarding the Target Breach

Friday, December 20th

First Bank & Trust is aware of the recent report impacting cardholders who used their debit or credit cards at Target® stores between November 27 and December 15, 2013. Please be assured that First Bank & Trust’s systems were not impacted or compromised. To help ensure fraudulent activity is being identified immediately, we encourage you to monitor your account activity. If fraudulent transactions are discovered, notify First Bank & Trust by calling 800.843.1552.  

At First Bank & Trust we are dedicated to protecting customer and account information. We have a Fraud Detection Center that monitors our cardholders’ accounts for suspicious activity 24 hours a day, 7 days a week. If we suspect fraudulent activity before you have notified us, we will contact you at the number you have provided us. As always, Visa's Zero Liability policy1 ensures that you won't be held responsible for fraudulent charges made with your card or account information. If you have any questions regarding your account, you may call us at 800.843.1552.


1Visa’s Zero Liability policy: As the cardholder, you must establish that the transaction is not your responsibility as per the applicable account agreements. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts may be withheld, delayed, limited, or rescinded by an issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim, and account standing and history.

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