Update on the Target Security Breach

Wednesday, February 12th

As an update to our Target breach announcement on December 20, First Bank & Trust has analyzed the Target breach and its potential impact on our cardholders’ accounts. We have proactively taken steps to help prevent additional fraud on impacted accounts and protect your payment information. In doing so, we have reissued credit and debit cards to impacted customers. If your card was identified as one that was compromised, the Bank has already been in contact with you.

As a reminder, at First Bank & Trust we are dedicated to protecting customer and account information. We have a Fraud Detection Center that monitors our cardholders’ accounts for suspicious activity 24 hours a day, 7 days a week. If we suspect fraudulent activity before you have notified us, we will contact you at the number you have provided us. Please notify the Bank of any updates to your contact information.

To help ensure fraudulent activity is being identified immediately, we encourage you to regularly monitor your account activity. If fraudulent transactions are discovered, notify First Bank & Trust immediately.  As always, Visa's Zero Liability Policy1 ensures that you won't be held responsible for fraudulent charges made with your card or account information. If you have any questions regarding your account, you may call us at 800.843.1552.

Click here for more information on data breaches and ways to protect your card information.

 

1Visa’s Zero Liability policy: As the cardholder, you must establish that the transaction is not your responsibility as per the applicable account agreements. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts may be withheld, delayed, limited, or rescinded by an issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim, and account standing and history.

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