First Class / Heritage Club Checking

Travel Toward Retirement

You’ve worked hard all your life – it’s time to reward yourself! The First Class and Heritage Clubs reward members with great travel programs, special rates on interest-bearing accounts, free services reserved only for Club members! View one of the newsletters below for information about upcoming events.

Brookings & White - First Class Club Newsletter
   - Prairie Repertory Theatre Info
   - Wealth Management Newsletter Insert
   - Movie of the Month

Milbank, Stockholm & Toronto - First Class Club Newsletter

Pipestone - Heritage Club Newsletter


Club Benefits

Eligibility Requirements

  • Age 55+ and currently have, or be willing to open a First Class/Heritage Club Checking Account
  • Maintain a $10,000 balance3 in Certificates of Deposit, or maintain $1,000 combined balance in checking and/or savings accounts
  • Minimum deposit of $100 to open
  • For those months you do not meet one of the two minimum balance requirements listed above your First Class/Heritage Club Checking Account will be billed a $10 monthly service charge

APPLY NOW by downloading a printable PDF of the appropriate application.

First Class Club

Heritage Club (Pipestone)

1The owner of the ATM may charge an additional fee except at all MoneyPass® locations.
2We do not charge a fee for Online Banking or Mobile Banking.  However, we do charge a fee for Mobile Deposit: $.0.50 per check for deposits utilizing the Mobile App and $0.50 per deposit for deposits utilizing a flatbed scanner.
3The balance we use is average daily balance.  The average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.