Credit Cards

Finding the Right Card for You is…EASY!

Two Different Cards – Countless Benefits!

At First Bank & Trust, we want to be certain you’re using the credit card that best fits your needs. We’ve made the decision easy by offering two credit card options for you:

  1. First Bank & Trust Visa® Gold Rewards Credit Card – Low fees and a consistent interest rate. The First Bank & Trust Visa Gold Rewards Credit Card includes enrollment in Dream Points Rewards program.
  2. First Bank & Trust Visa Signature® Rewards Card – Bonuses on all points earned means the rewards add up fast on this card. With a competitive variable APR, this card features signature benefits on travel, entertainment, fine wine and food, shopping and sports.

Both of our consumer credit cards come with:

  • EMV Smart Chip technology
  • Visa premium benefits like extended warranties, price protection and auto rental coverage1
  • Verified by Visa2 – Simply register today to shop online with confidence!
  • Apple Pay, Android Pay and Samsung Pay contactless payment technology (COMING SOON)
  • Secure online access and customer service - 24 hours a day, 7 days a week
  • Local decision making and customer support

Trouble deciding which card is the best fit? We’re happy to help! Give us a call at 800.843.1552. A retail banking associate will review the details of both cards and get your application started today!

Lost or Stolen Card?
Contact Customer Service: 1.800.442.4757 (available 24/7)
                                            1.800.843.1552 (local banking hours)

First Bank & Trust Visa® Gold Rewards Credit Card

Our hassle-free Visa® Gold Rewards Credit Card has a consistent interest rate and low fees. Best of all, you'll earn rewards just for using your card.

Learn More

1 Certain terms, conditions, and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.
2 Covers U.S.-issued cards only. Verified by Visa requires online activation and is for use only at participating online merchants. Consult issuer for additional details or visit