First Bank & Trust Visa Signature® Rewards Card

More Points = More Rewards     

There’s nothing better than spending with a card that earns you bonus points! The faster the points add up, the faster you get rewards. Add to that a competitive variable APR and you’ve got a new favorite credit card.

Rewards Program

When you sign up for the First Bank & Trust Visa Signature® Rewards Card, you earn (1) point for every eligible net $1 you spend. The best part? Get a 25% bonus on all points earned every month - automatically.  There's nothing to sign up for and no caps or limits on the points you can earn.  Choose to redeem your points for cash back, merchandise, travel and gift cards from popular retailers. Receive 4,000 bonus rewards points each calendar year you spend $20,000 in net purchases, which can be redeemed for your annual fee or toward other rewards. See terms and conditions.

Signature Benefits

As if earning bonus points wasn’t enough, the First Bank & Trust Visa Signature Rewards Card comes with added benefits for the following (see the attached for full details):

  • Travel: Includes travel packages, savings and upgrades from leading hotels, resorts and cruises worldwide, plus exclusive benefits at a collection of more than 900 of the world's finest properties with the Visa Signature Luxury Hotel Collection.
  • Entertainment: Special savings on select membership levels and retail purchases with the Visa Signature Museum Collection.
  • Fine Wine and Food: World-class celebrity chef and winemaker experiences and special offers. Plus, complimentary wine tastings and discounts at more than 60 wineries in Sonoma County.
  • Sports: Access to exceptional offers for NFL events and game-day experiences, as well as golf benefits at Pebble Beach Resort.
  • Shopping: Discounts and offers at premium retailers, from jewelry to apparel and electronics.

Card Security

Enjoy chip-enhanced acceptance and security plus a variety of important features, including zero fraud liability1 and customized transaction alerts. Enroll your Visa card for real-time alerts2 from First Bank & Trust at

Competitive APR

The First Bank & Trust Visa Signature Rewards Card offers a competitive variable APR, currently 14.24% to 24.24%. See the Terms and Conditions for complete details. 

Lost or Stolen Card?
Contact Customer Service: 1-800-442-4757 (available 24/7)
                                            1-800-843-1552 (local banking hours)

To Apply, Choose Your Location:

1 First Bank & Trust provides zero fraud liability for unauthorized transactions. Cardholder must notify First Bank & Trust promptly of any unauthorized use. Certain conditions and limitations may apply.

2 Actual time to receive alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply.