Home Equity

Owning Your Home Has Its Perks

Over the years, you’ve worked hard to build up equity in your home. And that equity can benefit you when it comes to financing. 

A home equity loan or line of credit allows you to use the equity you’ve built up in your home as collateral. At First Bank & Trust, we offer both with reasonable interest rates. 

Whether it is a home remodel, new vehicle, education, or other personal purchase, let us give you the advance you need. 

Home Equity Line of Credit Features:

  • Advance what you need, when you need it*
  • Low variable rate
  • Interest-only monthly payments based on approval
  • Easy access via check, Online Banking, or by contacting the bank

Home Equity Loans Features:

  • Single advance
  • Fixed rate
  • Monthly payments 

* Subject to the minimum advance limitations within the Loan Agreement.