Student Loans

The Smart Way to Pay for Your Education

Higher education is an investment in yourself.  Like any investment, it comes with a cost.  The First Bank & Trust Smart Option Student Loan by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses. With great repayment options and competitive rates, we'll help you pay for college the smart way. 

Features and Benefits:

  • Competitive interest rates
  • Borrow up to 100% of school certified education costs (minimum $1000)
  • Multiple in-school repayment options available
  • Borrower benefits available–like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast online application–our easy-to-complete application takes about 20 minutes
  • 24/7 online account management
  • No prepayment penalty

To learn more or apply now, select your primary bank location from the drop-down list below.


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