Prepare for Your Future Your Way
Whether you're putting away $50 a month or $5,000, we have the savings plan that's right for you. No matter what plan you choose, your nest egg will earn competitive interest rates while remaining easily accessible should something come up.
|Basic Savings1||Money Market Savings1||Premium Money Market Savings1||Cache Teen Savings2||Kids-N-Coins Club Savings3|
|Minimum Average Balance||$50||$2,500||$10,000||$0||$0|
|Monthly Service Charge||$5 if your average daily balance falls below $50||$10 if your average daily balance falls below $2,500||$10 if your average daily balance falls below $10,000||None||None|
|Check Access||None||6 checks per monthly statement cycle||6 checks per monthly statement cycle||None||None|
|ATM Withdrawals||FREE4||FREE4||FREE4||No ATM Card||No ATM Card|
Prepare for the unexpected or save for something special. With a savings account at First Bank & Trust, you can start earning interest today.
Money Market Savings accounts at First Bank & Trust have all the benefits of regular savings accounts but come with even more features to grow your savings.
Our Premium Money Market Savings accounts reward higher balance accounts, meaning a higher interest rate plus other services free of charge.
It is never to early too learn to save. Get your kids started with a Kids-N-Coins Club account.
Grow into your saving habits with this account designed just for teens. Earn up to $50 per year in rewards.
Use this account in combination with your high-deductible health plan to cover the cost of your qualified medical expenses.
1Transfers from a Premium Money Market, Money Market, or Savings Account to another account or to third parties by pre-authorized, automatic, telephone, computer transfers, check, draft, debit card, or similar order are limited to six per month or statement cycle.
2Available to children 13–17 years of age.
3Available to children 0–12 years of age.
4The owner of the ATM may charge an additional fee except at all MoneyPass® locations. For MoneyPass® locations, go to www.moneypass.com.
5We do not charge a fee for Online Banking or Mobile Banking. However, we do charge a fee for Mobile Deposit: $0.50 per check for deposits utilizing the Mobile App and $0.50 per deposit for deposits utilizing a flatbed scanner.