Basic Savings

Starting a Savings Made Easy

Putting money away, little by little, can really add up. If you’re looking to save over time and accrue some interest, First Bank & Trust’s savings account is a great place to start.  


Transfers from a Premium Money Market, Money Market, or Savings Account to another account or to third parties by preauthorized, automatic, telephone, computer transfers, check, draft, debit card, or similar order are limited to six per month or statement cycle. An excess transaction fee of $10.00 will be charged for each transaction in excess of the above limitations.

1The owner of the ATM may charge an additional fee except at all MoneyPass® locations. For MoneyPass® locations, go to
2We do not charge a fee for Online Banking or Mobile Banking. However, we do charge a fee for Mobile Deposit: $0.50 per check for deposits utilizing the Mobile App and $0.50 per deposit for deposits utilizing a flatbed scanner.
3The average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the cycle.