Security Features

Business success isn’t just about keeping current anymore. With online fraud continually on the rise, we know how important it is to protect your account information. First Bank & Trust is committed to protecting you by offering products and features designed to make your online banking experience secure and easy to use.

Login Authentication

  • Secured web page powered by VeriSign – site can be confirmed prior to logging in with your Online Banking ID
  • Multi-factor authentication requires more than one form of verification to gain access to online systems:
  • Watermark (secure image)
  • Security tokens – virtual or physical
  • Full or partial IP restriction

Cash Management User Restrictions

  • Time restrictions set for each user (can vary per person)
  • Dual-control features can be enabled, requiring more than one user to ACH or wire your funds
  • Multiple administrative options allow you to customize how each user is authorized and set up on your online account


  • Mandatory ACH alerts are set automatically
  • Enroll in several optional alerts, with notification by email or at the time of login (event, balance, item and personal alerts)

In order to better assist you, we will need to gather some information. Please fill out the information below and click the Start Chat button to talk to a Customer Service Representative.

Please note our chat support is available
Monday - Friday: 7:30 am - 6:00 pm
Saturday: 8:00 am - Noon

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While we offer this link for your convenience, please note that we are not responsible for the content provided by third-party websites. We encourage you to review the policies of any website prior to sharing personal information to ensure privacy and security.