Free easyGROW Checking
Fees Getting You Off Track? Switch to FREE easyGROW Checking!
The BIG BANKS know life speeds along pretty fast and you may be too busy to see the fees up around the curve. Maybe it’s time to pull in for a pit stop at First Bank & Trust. Our crew will make the switch fast and get you back on course with easyGROW Checking. It's a FREE high-yield checking account that rewards you with a great rate PLUS automatic ATM fee refunds worldwide each cycle*The qualification cycle normally starts on the 4th Tuesday of every month & ends on the business day prior to the fourth Tuesday of the following month. Exception: If a federal holiday falls on the business day prior to the 4th Tuesday of the month, the qualification cycle will end on the business day prior to that federal holiday. in which you meet three simple qualifications. If you don't meet the requirements, don't worry! The account is still free. Make the switch today and open an account online!
The Many Benefits of easyGROW Checking:
- Great Interest Rates1
- Automatic ATM Fee Refunds Worldwide1
- FREE Checking: This means no monthly service charge! (Other feesOther fees may apply based on account activity & other services requested, including paper statement fees, account research assistance, replacement card fees, NSF returned item fees, overdraft fees & stop payment fees. Please review the detailed fee schedule provided during account opening before using your account. may apply depending on how you use your account.)
- No Minimum Balance
- FREE Visa® Debit card
- FREE Online Banking3
- FREE Online Bill Pay
- FREE Online Statements
- FREE Online Financial Management
- FREE Mobile Banking3
- Overdraft Protection2
Open with as little as $100
1Annual Percentage Yield (APY) for an easyGROW Checking account is accurate as of 12/27/2012 and is subject to change. This is not a teaser rate. Minimum deposit to open is $100. For qualifying accounts, 1.01% APY will be paid on the portion of your balance up to and including $24,999.99, and 0.25% APY will be paid on the portion of your balance $25,000.00 and above during the qualification cycle. If you do not meet the requirements during the qualification cycle, 0.05% APY will be paid on your total balance for that statement cycle and you will not receive ATM fee refunds. easyGROW Checking is only available to residents of Iowa, Minnesota, Nebraska, North Dakota and South Dakota; limit one account per primary account holder.
2Ask your account representative for information and fees on the programs available.
3We do not charge a fee for Online Banking or Mobile Banking. However, we do charge a fee for Mobile Deposit: $0.50 per check for deposits utilizing the Mobile App and $0.50 per deposit for deposits utilizing a flatbed scanner.