How You Qualify
Qualifying for 1.01% APY1 and ATM Fee Refunds is easy. Just meet these three simple requirements each month, and the interest is yours:
- Make 10 purchases with our Visa® Debit card. (ATM transactions not included. Purchases must be posted, not pending.)
- Ensure one (1) posted Direct Deposit or Automatic Payment occurs from your account.
- Enroll in Online Statements to receive your statement electronically, so you can save to your computer and view anytime you'd like.
That's all there is to it. If you don't meet all three qualifications in any given qualification cycle, no problem. Your account is still free and you'll still earn an interest rate of 0.05% APY on your entire balance that cycleThe qualification cycle normally starts on the 4th Tues. of every month & ends on the business day prior to the 4th Tues. of the following month. Exception: If a federal holiday falls on the business day prior to the 4th Tues. of the month, the qualification cycle will end on the business day prior to that federal holiday.. Since that's comparable to what most traditional interest-bearing checking accounts pay, you have nothing to lose!
Simply meet the qualifications the following qualification cycle and you’re back to earning premium interest and having automatic refunds on ATM transaction fees worldwide.
Start enjoying the incredible benefits of a FREE easyGROW Checking account!
or download a printable PDF of the application.
1Annual Percentage Yield (APY) for an easyGROW Checking account is accurate as of 12/27/2012 and is subject to change. This is not a teaser rate. Minimum deposit to open is $100. For qualifying accounts, 1.01% APY will be paid on the portion of your balance up to and including $24,999.99, and 0.25% APY will be paid on the portion of your balance $25,000.00 and above during the qualification cycle. If you do not meet the requirements during the qualification cycle, 0.05% APY will be paid on your total balance for that statement cycle and you will not receive ATM fee refunds. easyGROW Checking is only available to residents of Iowa, Minnesota, Nebraska, North Dakota and South Dakota; limit one account per primary account holder.