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College students on University of South Dakota campus

Student Loans

The Smart Option Student Loan® for First Bank & Trust by Sallie Mae®

Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Features & Benefits

  • Many in-school repayment options, plus a choice of competitive fixed and variable interest rates
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Ready to Apply?

Choose your primary bank location to get started: