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Credit Cards

Two Cards – Countless Benefits!

Find the First Bank & Trust Visa® Credit Card that works best for you with competitive interest rates. Plus, you’ll earn rewards when you use your card.

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Current Credit Card Customers: Visit one of the pages below for details about the upcoming credit card processor conversion:

 

Visa® Gold Rewards Credit Card

  • Fixed interest rate of 13.9% APR1
  • No annual, balance-transfer or over limit fees


Rewards

Automatic enrollment in the Dream Points Rewards program. Earn (1) point for every $1 you spend. No caps or limits on the points earned. Learn more.


APPLY ONLINE

Visa Gold Rewards Credit Card Terms & Conditions

 

Visa® Signature Rewards Credit Card

  • Competitive variable APR, currently 14.24% to 24.24%
  • Annual fee
  • Applicant must have a minimum of $150k in annual gross income OR net worth of at least $1 million
  • Exclusive Signature Benefits such as travel, entertainment, sports, shopping, fine wine and food


Rewards

Automatic enrollment in the Dream Points Rewards program. Earn (1.25) points for every $1 you spend. No caps or limits on the points earned. Receive 4,000 bonus rewards points each calendar year you spend $20,000. Learn more.


Connect with a Banker to Apply

Visa Signature Rewards Credit Card Terms & Conditions

Additional Features

 

 

Lost or Stolen Card?

Contact Customer Service:
800.259.0112 (available 24/7)
Signature cards beginning with 494649: 800.259.0114 (available 24/7)
800.843.1552 (Mon-Fri: 7:30 AM – 6 PM, Sat: 8 AM – Noon CST)



 

Applicant must be 18 years or older to apply.

1Annual Percentage Rate. Terms are subject to credit approval. Cash advance fee is 3% of cash advance amount (minimum $5.00) and the minimum interest charge is $.50.

2Not all merchants participate in automatic updates. Updates are not guaranteed before the next billing cycle.

3There is no charge from First Bank & Trust, but message and data rates may apply. Actual time to receive alert dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply.

4Certain terms, conditions, and exclusions apply. Please consult your Visa Gold Rewards Credit Card Guide to Benefits or Visa Signature Rewards Credit Card Guide to Benefits for specific benefit configuration.