A Checking Account for Every Lifestyle
Paychecks in. Mortgage payments out. Monthly, weekly, quarterly expenses. No matter your money management and cash flow challenges, we offer personal checking solutions that fit – interest-bearing, zero-fee, and low-minimum balances.
Questions? Call 800.843.1552 or send us a message in Digital Banking.
Free Checking
This account provides both economy and convenience, allowing you to add the features you want.
- No monthly service charge
- No minimum balance
- Free ATM withdrawals at all MoneyPass® locations3
- Visa® Debit card
- Digital Banking services
- Mobile Deposit
- Overdraft Protection8
easyGROW Checking
A FREE account that rewards you with interest and ATM fee refunds when three qualifications are met each cycle.1
- Competitive interest rates1
- No monthly service charge2
- No minimum balance
- Automatic ATM Fee Refunds Worldwide1
- Visa® Debit card
- Digital Banking services
- Mobile Deposit
- Overdraft Protection8
- Open with as little as $100
Real Deal Checking
A great FIRST checking account for teens, and can be used up until age 25. Simply enroll in electronic statements to receive all the great rewards listed below and enjoy great on-the-go conveniences.
- No monthly service charge
- No minimum balance
- Visa® Debit card
- Digital Banking services
- Mobile Deposit
Special Rewards
- Automatic ATM Fee Refunds4
- Up to $50 Match on Opening Deposit5
- Free Custom Image Debit Card6
- Free Starter Pack of Checks
- Up to $50 Savings Bundle Incentive7
First Class Club Checking
An account specially designed for those age 55 and over. Join the Club to access all the benefits.
- Travel programs
- Visa® Debit card
- Free ATM withdrawals at all MoneyPass® locations3
- Digital Banking services
- Mobile Deposit
- Free personalized checks
- Club newsletter
- Seminars on issues important to you
Eligibility Requirements
- Age 55+ and currently have, or be willing to open, a First Class Club Checking account
- Maintain a $10,000 balance9 in Certificates of Deposit, or maintain $1,000 combined balance in checking and/or savings accounts
- Minimum deposit of $100 to open
- For months you do not meet at least one of the two minimum balance requirements, you will be billed a $10 service charge
1Annual Percentage Yield (APY) for an easyGROW Checking account is accurate as of 10/25/23 and is subject to change. This is not a teaser rate. Minimum deposit to open is $100. For qualifying accounts, 1.25% APY will be paid on the portion of your balance up to and including $24,999.99. The APY for the portion of your balance $25,000 and above will range from 1.25% to 0.39% depending on the balance in the account. The high and low APY range is calculated based on balances of $25,000 and $100,000. View the qualification cycle here. If you do not meet the requirements during the qualification cycle, 0.01% APY will be paid on your total balance for that statement cycle and you will not receive ATM fee refunds. Limit one account per primary account holder.
2Other fees may apply based on account activity and other services requested, including paper statement fees, account research assistance, replacement card fees, NSF returned item fees, overdraft fees, and stop payment fees. Please review the detailed fee schedule provided during account opening before using your account.
2Other fees may apply based on account activity and other services requested, including paper statement fees, account research assistance, replacement card fees, NSF returned item fees, overdraft fees, and stop payment fees. Please review the detailed fee schedule provided during account opening before using your account.
3The owner of the ATM may charge an additional fee except at all MoneyPass locations.
4Must be enrolled in electronic statements to receive ATM fee refunds.
5Must make initial deposit within 10 business days of account opening, enroll in electronic statements within 30 days of account opening, and maintain a positive account balance to receive the match on first deposit of up to $50. Only new (not converted) checking and savings accounts qualify for opening deposit match of up to $50. A matching initial deposit will be paid into your account on the first business day following the 30th day after account opening if the qualifications are met.
6Must create Custom Image Debit Card within 30 days of account opening to receive at no charge.
7Open a savings account the same day as the new Real Deal account, whether online or in person, and receive the $50 savings bundle.
4Must be enrolled in electronic statements to receive ATM fee refunds.
5Must make initial deposit within 10 business days of account opening, enroll in electronic statements within 30 days of account opening, and maintain a positive account balance to receive the match on first deposit of up to $50. Only new (not converted) checking and savings accounts qualify for opening deposit match of up to $50. A matching initial deposit will be paid into your account on the first business day following the 30th day after account opening if the qualifications are met.
6Must create Custom Image Debit Card within 30 days of account opening to receive at no charge.
7Open a savings account the same day as the new Real Deal account, whether online or in person, and receive the $50 savings bundle.
8Ask your account representative for information and fees on the programs available.
9The balance we use is average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle.
1Annual Percentage Yield (APY) for an easyGROW Checking account is accurate as of 10/25/23 and is subject to change. This is not a teaser rate. Minimum deposit to open is $100. For qualifying accounts, 1.25% APY will be paid on the portion of your balance up to and including $24,999.99. The APY for the portion of your balance $25,000 and above will range from 1.25% to 0.39% depending on the balance in the account. The high and low APY range is calculated based on balances of $25,000 and $100,000. View the qualification cycle here. If you do not meet the requirements during the qualification cycle, 0.01% APY will be paid on your total balance for that statement cycle and you will not receive ATM fee refunds. Limit one account per primary account holder.
2Other fees may apply based on account activity and other services requested, including paper statement fees, account research assistance, replacement card fees, NSF returned item fees, overdraft fees, and stop payment fees. Please review the detailed fee schedule provided during account opening before using your account.
2Other fees may apply based on account activity and other services requested, including paper statement fees, account research assistance, replacement card fees, NSF returned item fees, overdraft fees, and stop payment fees. Please review the detailed fee schedule provided during account opening before using your account.
3The owner of the ATM may charge an additional fee except at all MoneyPass locations.
4Must be enrolled in electronic statements to receive ATM fee refunds.
5Must make initial deposit within 10 business days of account opening, enroll in electronic statements within 30 days of account opening, and maintain a positive account balance to receive the match on first deposit of up to $50. Only new (not converted) checking and savings accounts qualify for opening deposit match of up to $50. A matching initial deposit will be paid into your account on the first business day following the 30th day after account opening if the qualifications are met.
6Must create Custom Image Debit Card within 30 days of account opening to receive at no charge.
7Open a savings account the same day as the new Real Deal account, whether online or in person, and receive the $50 savings bundle.
4Must be enrolled in electronic statements to receive ATM fee refunds.
5Must make initial deposit within 10 business days of account opening, enroll in electronic statements within 30 days of account opening, and maintain a positive account balance to receive the match on first deposit of up to $50. Only new (not converted) checking and savings accounts qualify for opening deposit match of up to $50. A matching initial deposit will be paid into your account on the first business day following the 30th day after account opening if the qualifications are met.
6Must create Custom Image Debit Card within 30 days of account opening to receive at no charge.
7Open a savings account the same day as the new Real Deal account, whether online or in person, and receive the $50 savings bundle.
8Ask your account representative for information and fees on the programs available.