Anyone who has a debit card associated with a First Bank & Trust consumer checking account, including primary and secondary account holders and/or authorized signers.

Each Custom Image Debit Card costs $9.95. The fee will be deducted from your primary checking account linked to your debit card.

You can change your existing card as often as you like (cost is $9.95 each occurrence).

First Bank & Trust debit cards are re-issued every three years. All Custom Image Debit Cards re-issued upon the expiration date will be re-issued as a First Bank & Trust branded debit card. You may order a new Custom Image Debit Card at any time at a cost of $9.95.

Once your image has been reviewed and approved, you can expect to receive your card within 7-10 business days.

Yes, your existing card will continue to work until you activate your new Custom Image Debit Card. Please destroy your old card once the new card is activated.

Choose a clear, sharply focused image, preferably taken at a high resolution. You can also use photo-editing software to enhance your photo prior to uploading it, if you so choose.

Yes. In general, you must own the rights to the photo, and the photo cannot be considered offensive. Please review our Image Guidelines for the complete set of criteria for acceptable photos. Every image submitted is reviewed for compliance with the Image Guidelines, and must also follow the Visa® Issuing Guidelines as set by Visa® International. If your image is rejected, you will be notified by email within two business days.

The photo needs to be a digital photo in JPEG, GIF, PNG, TIFF or BMP format. The image needs to be at least 840 x 840 pixels and at least 50KB (kilobytes) in size, not to exceed 10MB (megabytes). Our design service provides a tool to resize your picture to look the way you want. Please review the Upload Guidelines for further detail.

Notify the bank immediately if you have lost your debit card. If you would like your Custom Image Debit Card re-issued due to any reason, such as lost, stolen, name change, or damage to the card, there will be a $5 ATM/POS Replacement Card fee. The replacement fee will be debited from the primary checking account associated with the debit card.

Yes, every debit card associated with a First Bank & Trust consumer checking account can be customized by the individual cardholder, whether they are a primary or secondary account holder or authorized signer.

If you are a new customer, please enter six zero’s (000000) in the “Last 6 digits of card number” field.

No, everything about your account, including your PIN, will remain the same. However, your debit card expiration date may be extended depending on the re-order date.

Yes. The only difference is the image on the debit card.