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Health Savings Accounts

This tax-exempt custodial account is used exclusively to pay or reimburse qualified medical expenses from you, your spouse and your dependents. To qualify, you must have a high-deductible health plan. Start your application, print it, and mail or bring it into one of our locations.


  • Easily access funds (Visa® Debit card, Digital Banking, online transfers, check available)
  • FDIC insured
  • Monthly statements
  • Tax advantages1
  • No monthly fee (when $500 minimum balance requirement is met)2
  • Portable like an IRA, roll money into and out of the account
1For specific information, we encourage consulting a tax or legal professional. IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans, the instructions to IRS Form 8889 and the IRS's website,, may also provide helpful information.
2A service charge of $2.00 will be imposed every month if the average daily balance for the account falls below $500.00. The average daily balance is calculated by adding the principal in the account for each day of the statement cycle and dividing that figure by the number of days in the cycle.