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ID Theft Protection

The Smart Choice for Safeguarding Your Identity

Attempting to prevent and resolve identity fraud issues on your own can be complicated and overwhelming. Fortunately, we have partnered with Kroll, the world’s leading risk consulting company, to offer three levels of ID TheftSmart – Tier 1, Tier 2, and Tier 3. Each month, we deduct the small fee from your First Bank & Trust checking or savings account. Learn more about each tier below.
Connect with a banker to sign up and begin protecting yourself today!
ATTENTION: If you need assistance with any of this information or suspect you are a victim of identity theft, please call 855.848.8803 and you will be instructed how to contact investigators.

Tier 1
Tier 2
Tier 3
Access to a Kroll professional for guidance on best practices for managing personal information
Access to a Kroll professional for an action plan in the event that your information has been compromised
Confirmation of identity fraud
Assistance interpreting and analyzing credit reports
Fraud alert assistance and credit freeze consultation
Assistance in obtaining a police report
Tri-merged credit report and full non-credit search
Access to a Kroll private investigator to work on your behalf to resolve identity theft issues
Placement of seven-year fraud victim statements with credit reporting agencies if necessary
Notification when activity is detected in your credit file. This includes new account opening, credit inquiries, payment delinquency, public record changes and change of address.
Alerts either online or through traditional postal delivery on a monthly basis IF activity is detected.
Alerts either online or through traditional postal delivery on a monthly basis if NO activity is detected.
Easy-to-use, online Fraud Detection Dashboard – 24/7 Status Reports for your Social Security number, debit and credit cards, postal and email address, and phone numbers.

Receive email alerts immediately upon detection with idINTEGRITY SCAN, giving you a chance to stop ID theft. This system uses identity scoring, the most advanced form of identity management and fraud detection, and is certified by the leading authorities in the data security industry. It scans billions of records – including Internet directories, hacker chat rooms, and public and private databases – looking for suspicious activity.