Rewards Program Details
The Dream Points® Rewards program includes the following benefits:
- No fee to be in the Dream Points program – you are automatically enrolled as a First Bank & Trust Credit Card customer.
- Credit card customers earn 1 point for every $1 in qualified purchases. (Disputed or returned items do not earn points.)
- Points are tracked and redeemable on a first-in, first-out basis and will expire three (3) years from the date of issuance.
- All accounts opened by a business will be combined to have the opportunity to accumulate and earn a maximum of 200,000 points per calendar year (January 1-December 31).
Browse Rewards Today
- Money back – Get $100 for 12,000 points
- Gift certificates at JCPenney, Cabela's, Applebee's, Olive Garden, Sears, Red Lobster, GAP, Barnes & Noble, Lowe’s, Marriott, Hyatt, and much more
- $100 discount off of any airline flight for just 8,000 points
- Merchandise such as TVs, golf clubs, mowers, watches, and much more
Not a cardholder yet, but want to check out available rewards? Browse the rewards today:
- STEP 1: Visit the consumer rewards site
- STEP 2: Scroll to the bottom of the page and click "View sample rewards"
- STEP 3: Scroll to the bottom of the page, once more, and click "View sample rewards"
Our credit cards are issued by First Bank & Trust, Brookings, South Dakota.