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Providing Value-Driven Insights 

 
Introducing Business Insights, a financial intelligence solution designed to help you understand your finances and plan confidently for growth. With automated cashflow forecasting and real‑time financial visibility, you’ll be better equipped to manage day‑to‑day operations, anticipate future needs, and make informed decisions that move your business forward.
 

Competitive Benchmarking

You know your business, your customers, your employees, and your suppliers. But do you know how well your business is performing against the competition?

Cashflow Forecasting

With Business Insights, you’ll be able to receive automated cashflow forecasting to help you manage your finances more effectively and prepare for future financial needs.

Financial Insights and Alerts

As a busy business owner, you don’t always have the chance to sit down and review your finances. Business Insights helps you keep track of it all.


What You Can Do with Business Insights

Automated Cashflow Forecasting

Get a forward‑looking view of your business’s financial health.
Predict upcoming cashflow challenges, prepare for future investments, and manage working capital more effectively.
Stay ahead with insights that reveal:

  • Potential cashflow issues
  • Impacts of planned events
  • Future working capital needs


Event Planning Tools

Understand exactly how business events — like new hires, equipment purchases, or revenue changes — will affect future performance.


Competitive Benchmarking

See how your business stacks up against peers in your industry and local market.
Compare key metrics such as:

  • Net & gross profit margin
  • Payroll expense ratios & number of employees
  • Debt‑to‑asset ratios
  • Interest expense ratios

Your data remains fully confidential.


Real‑Time Financial Alerts

Stay updated with personalized notifications that help you stay on top of what matters most, including:

  • Overdue receivables
  • Payment collection recommendations
  • Cashflow alerts
  • Out‑of‑pattern revenues
  • Important deadlines like quarterly tax payments


Business Valuation Insights

Quickly view an estimated valuation of your business — without the cost of formal valuation services.
See how changes in performance impact the value of one of your most important assets.



Frequent Asked Questions

We know you might have more questions, and we’re here to help! 
Check out our Frequently Asked Questions to learn more. 

Business Insights will be accessed via First Bank & Trust's Business Digital Banking mobile or desktop browser (https://accounts.bankeasy.com). Business owners must use a compatible accounting system, such as QuickBooks Online, Xero, or FreshBooks.

We will be launching Business Insights in Q1 of 2026.

For additional information about Business Insights, please contact your account officer.





















































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Connect with us to learn more about Business Insights and how it can help your business.

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