IT'S YOUR HOME EQUITY.
You decide what to do with it.
Quick decisions, flexible payment options, and an introductory rate for the first six months. What could be easier than that? Stop by to apply for a Home Equity Line of Credit today.
*Promotional annual percentage rate subject to credit qualifications and approval. Non-promotional annual percentage rate (APR) is variable based upon the Wall Street Journal Prime Rate (WSJPR) of 7.50% as of March 5, 2025, plus a margin of .85% with a .10% discount with auto payments from a First Bank & Trust checking account. Introductory rate applied through the first 6 months of approved line of credit; at the end of the promotional period, the rate will be equal to WSJPR plus margin. The margin depends on your credit qualifications and loan-to-value (LTV) ratio. The maximum APR will not exceed 21.75% APR. Fees to open the Home Equity Line of Credit typically range from $150 to $1,593.15. Internal refinances must include minimum of $10,000 increase of line. Other terms and conditions may apply. Property insurance required. Limited time offer. Consult your tax advisor on the deductibility of interest. Contact bank for additional details.