*Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value (LTV) requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on the applicant’s eligibility and market conditions. Only practicing medical or dental physicians and professors who hold a doctoral degree and teach at a post-secondary institution qualify for the Doctors, Dentists, & Professors Loan Program. If you believe you qualify for this loan program, please contact a Mortgage Loan Officer for additional qualification details.
The Institution ID number with the NMLS Registry is 409296 for First Bank & Trust, with locations in Milbank, Toronto, Vermillion, Canton, Garretson, Madison, Watertown, and White in South Dakota and Pipestone, Cambridge, East Bethel, Edina, New Prague, Princeton, and Roseville in Minnesota.