Digital Banking makes it easier than ever to manage your finances anytime, anywhere.
From depositing checks with your phone to reviewing statements online, these tools help simplify everyday banking. They can also help protect you from fraud when used diligently. Here are a few simple ways to make the most of your Digital Banking experience while keeping your accounts secure.
Use mobile deposit safely.
With mobile deposit, you can deposit checks quickly using your smartphone, saving you a trip to the bank. While it’s convenient, it’s important to follow a few best practices to protect your account:
- Endorse your check properly and include “For Mobile Deposit Only” when required.
- Deposit checks in a secure location using a trusted Wi-Fi network. Avoid public Wi-Fi when completing financial transactions.
- Keep the check until the deposit posts to your account, then securely shred it.
- Double-check the amount you entered before submitting the deposit.
These simple steps help ensure your deposit is processed correctly and reduce the risk of fraud or errors.
Set up account alerts to stay in control.
Account alerts are one of the easiest ways to stay informed about activity in your accounts. In Digital Banking, you can:
- Set balance and transaction alerts for things like large transactions, low balances, and deposits or withdrawals.
- Set spending limits on your debit card and choose to receive alerts or automatically block specific types of transactions.
Real-time alerts allow you to quickly spot unusual activity and act right away if something doesn’t look right.
Go paperless for secure statements.
Paperless statements offer both convenience and added security. Instead of receiving sensitive financial documents in the mail, your statements are stored securely within your Digital Banking account.
Benefits of paperless statements include:
- Reduced risk of mail theft. Fraudsters can’t intercept statements from your mailbox.
- Secure access any time in Digital Banking.
- Easy organization and recordkeeping without stacks of paper.
You’ll still have full access to your statement history for up to 60 months, but with an added layer of protection.
Leverage tools to stay on track.
First Bank & Trust Digital Banking tools can help make your goals more manageable – and more achievable.Use Digital Banking to:
- Set up automatic transfers into savings.
- Set spending and transaction limits and/or alerts with debit card controls.
- Receive account alerts for low balances or large transactions.
- Simplify bill pay with scheduled payments.
- Build up your credit goals with My Credit Manager,* whether that’s preparing for your next large purchase or paying off debt.
- See all your accounts in one place – even those at other banks – so you can quickly and easily check any outstanding credit card or loan balances.
Check in on your goals regularly (monthly or quarterly) to track progress, celebrate wins, and adjust if needed. Remember to stay flexible and focused on your “why.”
Whether you’re building savings, tackling debt, or planning for big life moments, we’re here to help you move forward with confidence.
*Only available for consumer accounts.