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East Bethel, MN
Eric Wiltrout
Community Bank President/
Business Banking
763.691.7118
Allen Goldsmith
Business Banker
763.691.7116
Ryan Lundeen
Mortgage Loan Officer
NMLS ID: 1544482
763.691.7119
First Bank & Trust 
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Team Member 1 Bio
Eric Wiltrout
Community Bank President/Business BankingEric joined the organization in 2013, and currently serves as Market President in Cambridge, East Bethel, and Princeton. He has been in banking for over 15 years, with most of his career in Management and Commercial Lending. Eric attended North Dakota State University and University of Sioux Falls (USF), where he played football for both universities. He graduated from USF with a degree in Business Administration with an emphasis in Finance, and graduated from the University of Wisconsin Graduate School of Banking in 2014.
In his spare time, Eric is involved in his community as a member of Cambridge Medical Center Foundation, Cambridge Business Development Corp., Jacketbacker Booster Club board, and CI Grand Slammer board, as well as assists with youth softball and basketball. He enjoys coaching, reading, and spending time with his wife Shari and their kids, Evelyn, Maraya, and Emmitt.
Team Member 2 Bio
Allen Goldsmith
Business Banker
Toll Free: 800.843.1552 // Direct: 763.691.7116
Email Allen
Email Allen
Allen Goldsmith joined First Bank & Trust in February 2019. After starting as a Mortgage Loan Officer, he now works in the Cambridge location as a Business Banker.
Originally from Cambridge, Minnesota, Allen completed the Credit and Finance program at St. Cloud Technical College. He has over a decade of banking experience. Active in his community, Allen is the director of the Dalbo Area Ministerial Softball League, a Cambridge-Isanti Softball Board member, a North 65 Chamber of Commerce Board member, and a Cambridge Business Development Corporation Board member.
In his free time, Allen enjoys playing softball, coaching youth softball, fantasy football, and buying and selling sports cards. He and his wife Melissa have four children. Logan, Kjirsten, Silas, and Lillian are a big help on the Goldsmith hobby farm where they tend to chickens, cows, dogs, and cats.
Team Member 3 Bio
Ryan Lundeen
Mortgage Loan OfficerNMLS ID: 1544482
Toll Free: 800.843.1552 // Direct: 763.691.7119
Email Ryan
Email Ryan
Ryan joined the First Bank & Trust Mortgage team in 2022. His prior experience includes roles in multiple mortgage operations, such as processing, underwriting, and team leadership. Ryan stays active in the community through his church and watching local sporting events, especially football.
A native of Cambridge, Minnesota, Ryan received his Bachelor of Science in mathematics from Augsburg University. When not working, Ryan enjoys playing golf, watching sports, working on classic trucks, grilling, and spending time with family. Ryan and his wife Deandra keep busy raising their two daughters, Irelyn and Jorria.