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First Bank & Trust job openings

Job Openings

March 26, 2021
Grade 3
Intern
Location: Brookings, SD

Overall Functions
Assisting the BI department with work that includes designing, maintaining, and automating reports and delivery; testing results; researching data sources; assisting internal customers in the use of automated business intelligence tools and technology.

Qualifications
This position is not eligible for sponsorship now or in the future. This candidate should be working on a Bachelor’s degree, preferably with an emphasis in one of the following: Economics, Business, Accounting, Mathematics, or Computer Science. T-SQL and Microsoft Office familiarity is preferred. This person must possess analytical, excellent inter-personal communication and customer service skills, the ability to stay organized, prioritize, and exercise confidentiality and discretionary judgement. FFC will not sponsor, renew, or extend immigration visas for this position.

Responsibilities
  1. Work effectively with internal customers to improve the quality of data and reporting; understand specific customer, management, and departmental needs; perform analysis of data and design reports.
  2. Make improvements and benefits that could be derived from modifications or automation of existing reports and manual processes.
  3. Assist with research, analyzation, build, and maintenance of automated reports using various software applications, BI tools, and SQL language.
  4. Thoroughly test data integrity of new or modified reports.
  5. Contribute to departmental procedures which outline instructions for completion of all required reports, department deliverables, and blueprints for automated reports.
  6.  Demonstrate continuous effort to improve operational efficiency, productivity, and accuracy; decrease turnaround times, streamline work processes, and work cooperatively and jointly to provide quality seamless customer service.
  7.  Act in accordance with FBT Policies and Procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
March 23, 2021
Grade 4
Full-Time
Location: Brookings, SD

Overall Functions
This person provides new business and existing client support to the Trust division of the Wealth Management Services Department/Group in a professional manner. This person will also provide administrative support for the Trust and Investment Officers.

Qualifications
This person should have a minimum of an associate’s degree, plus four years of related work experience or the equivalent. Experience with a bank, wealth management group, , trust company, law firm or brokerage firm is preferred. Knowledge, or the ability to learn a basic understanding of legal trust documents; stocks, bonds, and mutual funds; tax concepts; interpreting financial statements; and assisting with client distributions. Excellent oral and written communications skills and attention to detail are required. Advanced knowledge of Excel and Word is needed. Must be able to make decisions independently, while balancing multiple priorities and meeting deadlines.

Responsibilities
  1. Establish and maintain all support areas of Trust and Estate account administration, sales activities, and relationship management, while managing a majority of the relationship activities for smaller accounts.
  2. Support trust officers by preparing correspondence to clients, attorneys, accountants and beneficiaries communicating respective activity in their account by the department in its legal capacity.
  3. Coordinate the preparation and opening of new client accounts and related paperwork, along with participating in client meetings as needed. Assist with gathering information for such meetings and presentations.
  4. Provide administrative assistance in the performance of WMS as a trust beneficiary for irrevocable funeral trusts, including the timely completion and submission of benefit claim forms, contact with insurance companies and funeral service providers, coordination of payments and resolving problem claims.
  5. Work in a rotation to process and distribute mail in a timely manner. Prepare a daily log of all
    incoming assets including cash and non-cash items, physical securities, insurance policies,
    contracts and miscellaneous assets in accordance with procedures.
  6. Assist as needed with financial/wealth planning such as spreadsheet preparation and analysis,
    completion, and entry of client discovery documentation in appropriate planning systems.
  7. Assist in preparation of Initial 60-day reviews and Annual Administrative and Investment
    reviews for various Trust & Investment officers. Ability to read basic trust documents.
  8. Monitor and manage the coordination of all Fiduciary and Personal tax returns for WMS
    clients. Deliver tax ledgers to appropriate preparers, coordinate signatures and tax payments as
    necessary.
  9. Maintain and update the client database for future appointments as Trustee and Personal
    Representative as well as pipeline management. Prepare customer account statements for officer
    review and mailing.
  10. Meet with bank customers in support of Custodial IRA Services. Prepare and process custodial
    IRAs and disclosures on the Jack Henry Streamline application including processing of new
    accounts, contributions and distributions. Act as a dual member in the posting and
    reconciliation process of all IRA transactions across all FB&T locations. Verify accuracy of
    posting and resolve any discrepancies.
  11. Serve as primary client liaison for trust and wealth management customers.
  12. Assist in all areas of WMS as assigned by the SVP.
  13. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  14. Adhere to compliance procedures and participate in required compliance training.
March 29, 2021
Grade 4
Full-Time
Location: Princeton, MN

Overall Functions
This person shall be responsible for providing high quality professional licensing services to the public.

Qualifications
This person should have an associate’s degree plus three years of prior experience or the equivalent. . This person should have good communication and problem solving skills as well as a genuine interest in satisfying the customer.

Responsibilities
  1. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses.
  2. Balance cash drawers and make daily deposits, as well as, maintain the check registers for each Department.
  3. Assist in collecting, organizing and maintaining information. This includes entering sales, handling payments and/or refunds, and collecting on returned checks.
  4. Monitor plate and sticker inventory for appropriate levels and accuracy to prevent loss. This includes ordering and entering inventory, and maintaining/monitoring record retention for appropriate time frame and proper disposal. *Full-time staff only*
  5. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  6. Adhere to compliance procedures and participate in required compliance training.
April 13, 2021
Grade 5
Full-Time
Location: Madison, SD

Overall Functions
This person originates and manages mortgage loans that meet established lending requirements and criteria and which provide maximum profitability to the bank with a minimum of risk.

Qualifications
This person should have a bachelor’s degree plus a minimum of two years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.

Responsibilities
  1. Seek, identify, and solicit desirable mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
  2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
  3. Determine the creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
  4. Ensure the complete collection of all loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
  5. Remain current on industry products and developments, ensuring the bank’s ongoing competitive advantage.
  6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
  7.  Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
  8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
  9. Provide guidance and assistance to the other Mortgage Department staff.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.
April 28, 2021
Grade 3
Part Time 
Location: Madison, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
March 11, 2021
Grade 4
Full Time
Location: Madison, SD

Overall Functions
This person provides customer service as it relates to areas of invoicing, including acquisition, distribution, filing, and billing.

Qualifications
This person should have an associate’s degree and two years of prior experience in clerical support functions or the equivalent. Comprehensive knowledge of the factoring industry is preferred, but not required. In this position, emphasis is placed on serving the customer in a cordial and efficient manner. This person should possess good communication skills plus a genuine interest in satisfying the needs of the customer. Ability to take direction from management and senior team members and meet deadlines is required.

Responsibilities
  1. Provide customer service and address customer & account debtor’s needs directly, as they relate to invoicing, acquisition, distribution, filing and billing. This includes assisting customers on the phone, determining their needs, notifying appropriate staff of customers’ needs and routing to the appropriate areas.
  2. Reconcile and maintain original bills of lading and bill to Account Debtor, as directed, following established procedures of Distribution, Crosscheck, Audit and Data Entry/Upload for customer’s submitted invoices.
  3. Manage the unique billing process and requirements for certain identified account debtors. Process all outgoing billing in a timely manner.
  4. Manage the notice of assignment process and file confirmations as directed.
  5. Maintain filing system for all reports and other miscellaneous items.
  6. Scan, file, and retrieve all invoices in and out of the optical library.
  7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
March 11, 2021
Grade 3
Part Time 
Location: Brookings, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
February 18, 2021
Grade 9
Full-Time
Location: Roseville or Edina, MN

Overall Functions
This person is responsible for all aspects of Small Business Administration Lending; in addition to managing a team of SBA Officers who are generating SBA loans that will provide profitability to the Bank with minimum risk. Emphasis is placed on credit quality, loan performance and client and business line profitability.

Qualifications
This person should have a bachelor’s degree, plus a minimum of ten years of advanced experience in lending and sales experience or the equivalent. It is necessary that this person be able to professionally and effectively lead a team to achieve strategic decisions and targeted results. This person must be proficient with SBA lending concepts, practices and procedures. This person must possess good communication, marketing, business development, and negotiation skills.

Responsibilities
  1. Lead the team and develop an atmosphere of teamwork, open communication and unity. Provide oversight of all services offered. Actively mentor staff and ensure they are trained, evaluated, and motivated to perform their responsibilities in an effective and progressive manner.
  2. Identify and develop new SBA loan opportunities by contacting prospects, existing customers and centers of influence while making sound decisions and exhibiting good credit judgment.
  3. Service and administer the SBA loan portfolio in accordance with the SBA Loan Policies and Underwriting Guidelines. Interview loan applicants, collect and analyze financial data to determine the feasibility of the prospect and the merits of the loan request.
  4. Sell and cross-sell bank products and services: provide leadership, training and motivation to the SBA Department to promote their interest in selling and cross-selling bank products.
  5. Manage the credit portfolio: perform annual collateral inspections to ensure adequate security coverage; on an on-going basis, consider the risk of each loan and assign a corresponding risk rating to the credit; ensure the complete collection of all loans extended by monitoring past-due reports and overdrawn accounts; and utilize legal collection efforts as outlined in the SBA Loan Policy.
  6. Attend all loan meetings to participate in decisions that affect ongoing and future operations of SBA Department.
  7. Represent the bank at community activities including business, charitable, civic, and social events. Maintain a proper, responsible citizen stature as a representative of the bank.
  8. Attend all meetings as deemed appropriate or directed by the management to keep informed of industry and financial trends, which may impact the client and/or the bank.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.
March 28, 2021
Grade 7
Full-Time
Location: Roseville, MN

Overall Functions
This person underwrites, services, and develops the larger and more complex business loan relationships in a profitable manner while minimizing risk. Emphasis is placed on credit quality, loan performance, and client profitability.

Qualifications
This person should have a bachelor's degree and a minimum of four years of experience in business lending or the equivalent. This person should have strong experience in loan documentation, loan file compliance, credit/financial analysis, and workout strategies. This person must possess good communication, marketing, sales, and negotiation skills.

Responsibilities
  1. Service and administer assigned business loans in accordance with the Loan Policy and Guidelines.
  2. Interview loan applicants, and collect and analyze financial and related data to formulate proposals for existing and prospective clients.
  3. Establish and negotiate where necessary the terms under which a business banking relationship will be extended including the costs, repayment method, schedule, and collateral requirements, and include all documentation according to the Loan Policy and Guidelines.
  4. Develop new relationships by contacting prospects and clients while making sound decisions and exhibiting good credit judgment. On an ongoing basis, consider the level of risk of each loan in the portfolio and assign the corresponding risk-rating to the loan.
  5. Underwrite Business Credit Card applications in accordance with established Business Credit Card underwriting guidelines to ensure proper documentation and approval levels are met.
  6. Utilize reasonable efforts on the collection of loans extended using any legal means as outlined in the Loan Policy and Guidelines.
  7. Establish, develop, and maintain an effective working relationship with the Business Solutions Department to cross-sell products and services to new and existing clients.
  8. Review and discuss with business loan clients concerning various financial needs, crosssell
    products, and answer clients’ questions about existing bank policies and procedures.
    Keep abreast of trends that may impact the bank's clients including legal, regulatory, and
    economic issues.
  9. Counsel with the Business Banking Department Manager on all matters pertinent to the
    operations of the Business Banking Department.
  10. Attend all loan meetings as directed by the Business Banking Department Manager to
    participate in decisions that affect ongoing and future operations of the Business Banking
    Department.
  11. Represent the bank at community activities including business, charitable, civic, and
    social events. Maintain a proper, responsible citizen stature as a representative of the
    bank.
  12.  Act as a resource to others in the Business Banking Department in regards to overall
    banking questions including regulations, procedures, and guidelines.
  13. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook.
  14. Adhere to compliance procedures and participate in required compliance training.
May 13, 2021
Grade 6
Full-Time
Location: Cambridge, MN

Overall Functions
This person is responsible for the management, configuration, and maintenance of IT infrastructure needs within FFC. This individual works with internal and external parties to design, acquire, integrate, and maintain systems to support business initiatives while achieving operational efficiency and information integrity.

Qualifications
This person should have a bachelor’s degree, preferably in the technology field, and five years of related job experience in technology services/management or the equivalent. Industry standard certification is required in Cisco, VMware, or Microsoft (CCNA or greater, VCP or greater, MCSA or equivalent). Knowledge of networking, storage, and systems architecture with advanced troubleshooting skills is required. This person must possess a strong understanding of service delivery and have excellent communications skills. This person must be self-motivated, highly organized, and able to prioritize tasks. This position requires infrequently lifting up to 75 pounds, occasionally lifting up to 50 pounds, and frequently lifting up to 25 pounds. This person may occasionally work in environments that may be louder than a normal office environment, requiring the use of hearing protection and protective clothing. This person will occasionally use ladders, power equipment, and hand tools in completing job responsibilities.

Responsibilities
  1. Support all functions relating to four of the following: network, storage, server infrastructure, voice solution, wireless technologies, security, and/or end-user support throughout the corporation. Ensure all operations are conducted efficiently and effectively.
  2. Analyze inquiries and create solutions to resolve the problems. Review all escalated inquiries to ensure that proper follow-up and closure have been accomplished. Ensure that resolutions of problems and inquiries are in accordance with ITS service delivery standards.
  3. Plan and manage preventative measures for infrastructure support including data center operations. Perform updates during least impacting, non-business hours, when required.
  4. Perform network administration and security configuration including setting up users,
    maintaining user rights, e-mail configuration, user access controls, WAN monitoring,
    capacity monitoring, and system security.
  5. Design and test business continuity solutions relating to primary areas of support. Assist and
    participate in required disaster recovery/business continuity tests. Conduct business
    continuity testing of managed systems in accordance with FFC policies and procedures.
  6. Ensure each user has adequate connectivity and security in accordance with company
    policies. Become familiar with and implement new FFC systems as they are introduced.
  7. Attend meetings as deemed appropriate and collaborate with other FFC staff on
    hardware/software/applications projects and research.
  8. Keep current on industry trends and advances in technology relating to the use of computer
    systems in the financial industry. Make recommendations on the use of these advances.
    Maintain up-to-date knowledge of the technology supported by attending industry seminars
    and training sessions, as well as utilize third-party technology consulting as needed.
  9. Participate in required helpdesk and after-hours on-call rotation.
  10. Adhere to compliance procedures and participate in required compliance training.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
April 9, 2021
Grade 4
Full Time 
Location: Brookings, SD

Overall Functions
This person provides all 1st Mortgage Loan Closing support for the mortgage loan officers, customers and 3rd party providers to insure an exception customer experience for all mortgage loan customers of First Bank & Trust.

Qualifications
This person should have an associate’s degree, plus 1 years of prior job-related experience or the equivalent.  Good communication skills and the ability to interact with customers, realtors and other professionals are required.  This person must be familiar with mortgage lending concepts, practices and procedures.

Responsibilities
  1. Prepare and process all mortgage loan documentation from loan approval to closing according to established procedures. Identify appropriate documentation for all types of loans.
  2. Have a general working knowledge of FHA, VA, Rural Development, Private Mortgage Insurance and investor differences, guidelines and processes.
  3. Monitor the pipeline of files at different stages of the closing process to ensure deadlines are met, continually follow up on documentation to ensure the appropriate information has been requested and is received within the allotted timeframes to meet the expected closing dates.
  4. Have a general understanding of all mortgage regulations including but not limited to Fair Lending, TRID, RESPA, Reg Z and Reg B.
  5. Provide quality exceptional service while interacting with customers, realtors, 3rd party service providers and co-workers.
  6. Confirm all closing conditions are met and final review of the approval as appropriate prior to sending initial Closing Disclosure and closing documents to the title companies
  7. Review entire loan file for compliance with TRID regulations and accurately identify any deficiency that would require a cure be applied to the Closing Disclosure or affect the timing of the closing.
  8. Accurately and efficiently, balance with the title companies to ensure funding and payoffs are
    accurate, prepare mortgage loan closing documents and funding, according to established
    procedures.
  9. Accurately complete the HMDA data screens needed to insure compliance with expected
    data fields related to loan closers.
  10. Responsible for confidentially handling all non-public information.
  11. Provide exceptional customer service while interacting with customers, realtors, 3rd party
    service providers and co-workers.
  12. Attend all team meetings and training seminars, as deemed appropriate by the supervisor.
  13. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  14. Adhere to compliance procedures and participate in required compliance training.


April 9, 2021
Grade 3
Internship
Location: Brookings, SD

Overall Functions
This person is responsible for assisting the System Support Team with incoming change control requests and support questions relating to banking software systems from all departments within Fishback Financial Corporation.

Qualifications
This person should have a high school diploma plus be working towards a higher education degree. Effective communication skills and the ability to complete multiple tasks while meeting deadlines are essential. This person should possess good communication and analytical skills as well as an aptitude for detail.

Responsibilities
  1. Assist with a variety of administrative and operational tasks as directed by the Banking Systems Supervisor that support operational efficiency.
  2. Assist with researching and implementing effective solutions to departmental needs in accordance with compliance requirements, as directed by the Banking Systems Supervisor.
  3. Assist with monitoring change control requests and support questions regarding banking software systems and taking appropriate action on those requests.
  4. Document and track system changes in accordance to the change control policy.
  5. Create and transmit various data files to third parties as scheduled and/or required.
  6. Assist Banking Systems Supervisor in creating and updating departmental procedures for all tasks performed.
  7. Act in accordance with FFC Policies and Procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
May 13, 2021
Grade 4
Part Time 
Location: Sioux Falls, SD, Edina, New Prague or Roseville, MN

Overall Functions
This person provides all 1st Mortgage Loan Processing support for the Mortgage Loan Officers, customers and 3rd party providers to insure an exceptional customer experience for all mortgage loan customers of First Bank & Trust.

Qualifications
This person should have an associate’s degree, plus 1 year of prior job-related experience or the equivalent. Good communication skills and the ability to interact with customers, realtors and other professionals are required. This person must be familiar with mortgage lending concepts, practices and procedures.

Responsibilities
  1. Prepare and process all mortgage loan documentation from origination to loan approval according to established procedures. Identify appropriate documentation needs and requirements for all types of loans. Review residential loan applications to verify that all data is complete and meets established standards, including the loan type and purpose, borrower assets, liabilities, credit and employment.
  2. Monitor a pipeline of files at different stages of the mortgage process to ensure deadlines are met, continually follow up on documentation to ensure the appropriate information has been requested and is received within the allotted timeframes to meet the expected closing dates.
  3. Have a general working knowledge of FHA, VA, Rural Development, Private Mortgage Insurance and investor differences, guidelines and processes.
  4. Provide exceptional customer service while interacting with customers, realtors, 3rd party service providers and co-workers.
  5. Have a general understanding of all mortgage regulations including but not limited to Fair Lending, TRID, RESPA, Reg Z and Reg B.
  6. Responsible for confidentially handling all non-public information.
  7. Ability to interact professionally and knowledgeably with mortgage customers to obtain information from the borrower or to seek clarification about documents received during the loan process. Including contacts with 3rd party providers to obtain to obtain title commitment, property abstract, survey, appraisal and insurance information
  8. Accurately review loan documentation and complete the HMDA data screens needed to insure compliance with expected data fields related to loan processors.
  9. Coordinate loan closing with the borrower, Title Company and realtor, if applicable. Ensuring all loans are clear to close prior to handing off to the closing department.
  10. Attend all team meetings and training seminars, as deemed appropriate by the supervisor.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
February 19, 2021
Grade 3
Part Time 
Location: Cambridge, MN

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.

April 13, 2021
Grade 3
Part Time 
Location: Brookings, SD

Overall Functions
This person is responsible for providing a safe and nurturing environment for children, under the guidance of the Lead and/or Assistant Teacher. Assist in the implementation of developmentally appropriate curriculum, in support of the program’s philosophy on early childhood education.

Qualifications
This person should have a high school diploma, GED or the equivalent and one year of experience with young children. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Supervise and interact with children in all areas of the Center, outdoors and on field trips away from the Center, while maintaining a safe and inviting environment. Respecting children’s dignity and individual differences.
  2. Assist in implementing a developmentally appropriate curriculum that reflects observations and assessments of the individual children, ensuring a variety of materials and activities.
  3. Create and maintain an open and professional relationship with all families and Center staff, including facilitating discussions, at the direction of the Lead Teacher, surrounding daily activity, changes and/or concerns, involving the children.
  4. Be knowledgeable of program’s health and safety regulations and emergency procedures. Ensure readiness to respond appropriately, if necessary.
  5. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  6. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook, as well as the Kid’s World Handbook.
  7. Adhere to compliance procedures and participate in required compliance and other
    training as requested.

April 29, 2021
Grade 4
Full-Time
Location: Roseville, MN
 
Overall Functions
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have an associate’s degree and a minimum of two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses (dependent on location).
  5. Prepare, balance and submit daily DMV deposits and reports to the State of Minnesota, along with, prepare monthly DMV transaction reports (dependent on location).
  6. Anticipate needs and advise clients on solutions that personally benefit them.
  7. Assist in the opening of new accounts and establishing new relationships.
  8. Be an expert and educate clients in the bank’s suite of products, services and processes that
    meet both client and community needs.
  9. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager
    that assures daily work aligns with organizational goals. In addition, be persistent in building
    relationships and collaborating with colleagues both in and outside of the Retail business line
    to meet client needs.
  10. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If
    necessary, follow through on collection efforts, using all legal means as required by Loan
    Policy and Guidelines.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training and all
    meetings deemed appropriate by supervisor.
May 13, 2021
Grade 6
Full-Time
Location: Sioux Falls, SD
 
Overall Functions
This person is responsible for the oversight of the First Bank & Trust (FBT) Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) program for National Products. This person is supervised by and works closely with the appointed BSA Officer, other BSA staff within the Bank, as well as National Product staff regarding all aspects of compliance with the BSA/AML, USA PATRIOT Act, OFAC, Regulation

Qualifications
This individual should have a bachelor’s degree plus five years of bank BSA/AML related experience or the equivalent. This person must have or obtain at least one BSA/AML certification from a bank trade association. This person should have knowledge of all applicable federal and state laws, regulations, and regulatory guidance documents as they pertain to BSA. This person shall also have a background in Fraud and Fraud Investigations. This person should have strong written and verbal communication skills, strong analytical and problem. This person will need to work independently or as a team member in an environment requiring constant multitasking and reprioritization and utilize effective decision-making skills.

Responsibilities
  1. Coordinate and ensure compliance with the BSA/AML requirements, USA PATRIOT Actrequirements, OFAC, Regulation GG, and FACT Act for FBT National Product Partners.Implement enhancements and changes to policies and procedures related to NationalProducts’ programs as directed by BSA Officer.
  2. Perform BSA/AML suspicious activity and fraudulent investigations across the NationalProducts Partner Programs as a result of referrals from various internal sources, internetresearch, and information from external contacts/program partners. Utilize Verafin softwarefor case management and SAR filing.
  3. Provide support to National Products staff and program partners by responding to questions,
    researching issues, and collaborating to determine a resolution. Attend quarterly BSA
    meetings to stay informed of regulatory changes.
  4. Review, investigate, and refer incident reports of National Products partners as necessary.
    Consult with National Products staff and partners to ensure partner’s compliance with
    BSA/AML.
  5. Participate in due diligence reviews for potential partners as directed.
  6. Ensure compliance of customer risk ratings, beneficial ownership and ongoing due diligence
    of customers through review of CDD/EDD alerts in Verafin and monthly beneficial owner
    reports as requested.
  7. Assist BSA Officer during BSA audits and examinations.
  8. Participate in SAR Committee. File and review SARs as assigned.
  9. Represent Risk Management on standing and ad-hoc groups, project teams, and committees,
    as assigned by supervisor.
  10. Provide support and backup for all BSA or FRAML functions.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
March 30, 2021
Grade 4
Full-Time
Location: Brookings, SD
 
Overall Functions
This person provides administrative support to the Business Bankers

Qualifications
This person should have a minimum of an associate’s degree plus two years of previous work experience or the equivalent. General knowledge of bank services is helpful. This person should have good written and verbal communication skills.

Responsibilities
  1. Greet customers, and screen and transfer incoming calls for the Business Bankers.
  2. Prepare various banking transactions for Business Bankers, including but not limited to loan advances, deposit transfers, and loan payments.
  3. Assist in electronic file preparation and on-going loan documentation by scanning and indexing loan documents in Synergy.
  4. Assist officers with file discrepancy reports, in conjunction with electronic loan files and collateral tracking, by interacting with customers and other sources to obtain information to complete loan files.
  5. Adhere to the bank’s corporate retention policy and maintain/destroy loan files, reports, and other miscellaneous documents as the bank’s policy states.
  6. Prepare construction draw advances and lien waivers and maintain draw files in regard to the Loans in Process (LIP) program.
  7. Prepare letters, comments, commercial reviews, and other documentation at the direction of the Business Bankers.
  8. Schedule and maintain a log for all real estate appraisals for both the Mortgage and Business Banking Loan Departments.
  9. Assist Business Bankers in their roles with community activities and on special projects as needed.
  10. Act as a member of the dual-control team that operates the safekeeping and collateral
    vaults.
  11. Provide assistance and backup to Ag, Mortgage, and Retail Departments as necessary
    dependent on location.
  12. Act in accordance with FFC policies and procedures as set forth in the employee
    handbook.
  13. Adhere to compliance procedures and participate in required compliance training.
January 22, 2021
Grade 5
Full Time 
Location: Sioux Falls, SD 

Overall Functions
This person shall be responsible for sales and service activities, including developing and managing accounts that meet established requirements to provide maximum profitability to the bank with minimum risk.

Qualifications
This person should have a bachelor’s degree and two years of related experience in sales and/or retail activities, or the equivalent. This person should possess excellent verbal and written communication skills, have a well-rounded knowledge of all retail products and services, and have the ability to satisfy the banking needs of the customer.

Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:
  1. Effectively match customer’s need by referring and/or selling products and services to enhance the customers’ relationship consistent with the First Bank & Trust Sales Culture. Work with resources provided to develop new customer relationships; including mortgage group, business banking group, ag group,
  2. Responsible for maintaining existing relationships that are profitable to the bank. Actively communicate with and provide excellent customer service to existing customers to strengthen retention.
  3. Perform general teller functions, including maintaining sufficient cash drawer funds to provide timely customer service while remaining within the drawer limit requirements set by the bank. Balance teller drawer and daily transactions according to established procedures.
  4. Following Loan Policy and Guidelines, originate, underwrite, and close consumer loans. Monitor and maintain both the deposit and credit portfolios of customer households for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  5.  As coordinated by the Retail Branch Manager, conduct weekly surveys of competitors deposit rates and special offerings. Update internal rate chart and distribute to appropriate bank personnel.
  6. Receive and verify domestic wire instructions from customers and transmit that information to the Accounting department.
  7. Be involved in professional and non-profit organizations outside of the bank to help maintain the positive reputation of the bank.
  8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  9. Adhere to compliance procedures and participate in required compliance training.

March 30, 2021
Grade 4
Full-Time
Location: New Prague, MN
 
Overall Functions
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have an associate’s degree and a minimum of two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses (dependent on location).
  5. Prepare, balance and submit daily DMV deposits and reports to the State of Minnesota, along with, prepare monthly DMV transaction reports (dependent on location).
  6. Anticipate needs and advise clients on solutions that personally benefit them.
  7. Assist in the opening of new accounts and establishing new relationships.
  8. Be an expert and educate clients in the bank’s suite of products, services and processes that
    meet both client and community needs.
  9. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager
    that assures daily work aligns with organizational goals. In addition, be persistent in building
    relationships and collaborating with colleagues both in and outside of the Retail business line
    to meet client needs.
  10. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If
    necessary, follow through on collection efforts, using all legal means as required by Loan
    Policy and Guidelines.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training and all
    meetings deemed appropriate by supervisor.
March 2, 2021
Grade 4
Full Time 
Location: Brookings, SD or Sioux Falls, SD

Overall Functions
This person is responsible for responding to incoming telephone calls from customers and bank employees concerning customer accounts and customer account-related service in conformance with policy, procedures, and service quality standards. This person acts as a support for all staff regarding bank operations areas or topics.

Qualifications
This person should have an associate's degree plus two years of experience in a related field or the equivalent. This person must display excellent oral and written communication skills and have the ability to work independently and as a team. This person must have proven customer service, judgment, and organizational skills and must possess excellent computer skills. This person should be able to work independently as well as collaboratively on a small team of less than 10 individuals.

Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:
  1. Respond to customer phone inquiries regarding a full range of customer transactions and banking products, services, and online banking.
  2. Ensure customer confidentiality.
  3. Seek opportunities to retain, expand, and attract customer relationships. Assess customer needs and make recommendations regarding options available.
  4. Adhere to established policies and procedures regarding appropriate resolution of customer complaints.
  5. Demonstrate effective decision making in determining corrections, fee waivers, and refunds, and in appropriate methods/solutions to meeting customers’ needs.
  6. Inform Management of irregular or recurring problems and suggest improvements to better the service provided by the Call Center.
  7. Be responsible for promoting the bank’s philosophy of excellent customer service.
  8. Attend all meetings and any other required meetings and/or developmental training deemed necessary by the Call Center Supervisor.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.

March 2, 2021
Grade 4
Full Time 
Location: Brookings, SD 

Overall Functions
This person works as part of an autonomous team and performs a wide variety of duties related to deposit and payment transactions for First Bank & Trust. This includes processing, exceptions, reconciliation, research, maintenance and support for both internal and external customers. This person may be required to work in the evenings and/or during on-call hours.

Qualifications
This person should have an associate’s degree in a business-related field and one year of bank-related experience or the equivalent. Above average customer service skills and the ability to work independently, as well as part of a team, to complete a variety of tasks while meeting deadlines. This person should have an aptitude for detail and accuracy and possess problem solving skills.
Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:

Process ACH and/or Check 21 files with accuracy and attention to detail, as well as understand how the ACH and Check networks operate. Follow the appropriate Rules and Regulations related to file processing and possible exceptions to ensure completion within the appropriate timeframes. Respond to research and maintenance requests promptly. Process credit card applications and maintain a solid working relationship with underwriters. Process credit card payments, as well as respond to customer inquiries and research requests promptly and professionally. Work with vendors when appropriate regarding the credit card portfolio.

  1. Monitor day to day activity for ATM fleet. Communicate with Retail staff and vendors as appropriate to ensure ATM functionality. Keep Support Analysts and Supervisor informed of trending issues to be further researched; they are also your contact point for escalated situations. Be engaged with Continuous Improvement initiatives to contribute to process improvements, operational efficiencies, and superior customer service.
  2. Perform quality checks of all critical, key daily functions within the department and respond to department emails as appropriate. Assist in reviewing, maintaining, and updating department procedures annually, at a minimum. Strengthen team dynamics by participating in cross-training efforts as needed.
  3.  Act as a resource for internal and external customers across the organization in regards to deposit accounting functions and applicable regulations. Respond to customer inquiries and requests in a timely manner; assisting frontline staff promptly to expedite resolutions to customer issues.
  4. Research, investigate, track, and follow all Regulation E rules, demonstrating accuracy, thoroughness, and orderliness in working ACH disputes and ATM/POS disputes. Respond to customers in accordance with Regulation E timeframes.
  5. Contribute to and support Operational programs. Be familiar with and practice the “Be the 1” principles. Actively pursue developmental opportunities as discussed in one-on-ones and/or annual performance reviews.
  6. Comply with laws, regulations, and policies that impact the business, keeping the supervisor and department manager apprised of potential issues or areas of concern.
  7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  8.  Adhere to compliance procedures and participate in required compliance training.

March 11, 2021
Grade 3
Full Time 
Location: Brookings, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
April 29, 2021
Grade 4
Full Time 
Location: Sioux Falls or Brookings SD 

Overall Functions
The staff accountant works as part of a team that makes entries, reconciles balances to the general ledger, and manages the accounting records for the banks, subsidiaries, and the holding company on a regular basis.

Qualifications
This person should have at a minimum an associate’s degree plus three years of experience or a high school degree and five years of experience in a related business field, and a background or training in accounting, preferably in a banking environment. Because this person works directly with other bank departments, good communication and customer service skills are essential. Excel, SharePoint, and QuickBooks experience are preferred.

Responsibilities
NOTE: These responsibilities are shared and rotated among several people, with the Assistant Controller making specific assignments as to primary and back-up responsibilities.

1. Serve as backup for Accounts Payable Specialist:
 Responsible for the execution of accounts payable policies and procedures.
 Assure that all expenses are approved by the designated level of management in accordance with policies.
 Accurate and timely recording of invoice payments to include employees and vendors.
 Monthly sales and use tax filing.
 Annual 1099 reporting.
2. Reconcile monthly payments received from third party insurance agencies for new and renewed policies by Fishback Insurance Agency.
3. Maintain reconciliations on SharePoint for all affiliate banks and FBT including but not limited to:
 Reconcile various general ledger, unposted, and suspense accounts daily. Determine outstanding items and the necessary action to be taken in order to resolve them. Communicate with appropriate department and assure outstanding items are corrected on a timely basis.
 Reconcile the general ledger to correspondence statements daily, and communicate with
March 2020
various departments on items that were posted in error.
 Calculate and maintain the proper account balances for correspondence accounts daily.
 Reconcile credit card and ATM general ledger accounts daily.
2. Use GAAP (General Accepted Accounting Principles) when reconciling or making decisions
related to how a general ledger account is used.
3. Answer questions from employees within the organization related to correct general ledger
accounts to use for a specific situation.
4. Assist with research of request information for internal or external audits and exams.
5. Review general ledger and or internal DDA account reconciliation done by other departments
or bank employees to identify items not properly listed as outstanding and/or not corrected on a
timely basis. Communicate and follow up with the preparer of the reconciliation to ensure
proper resolution.
6. Lead or contribute to special projects as assigned by Finance management staff.
7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
8. Adhere to compliance procedures and participate in required compliance training.

April 16, 2021
Grade 5
Full Time 
Location: Brookings, SD

Overall Functions
This person is responsible for providing a safe and nurturing environment for children, including designing and implementing developmentally appropriate curriculum, in support of the program’s philosophy on early childhood education.

Qualifications
This person should have a bachelor’s degree in Early Childhood Education, Elementary Education or a related field and two years of relevant work experience or the equivalent. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Supervise and interact with children in all areas of the Center, outdoors and on field trips away from the Center, while maintaining a safe and inviting environment. Respecting children’s dignity and individual differences.
  2. Plan, prepare and implement a developmentally appropriate curriculum that reflects observations and assessments of the individual children, ensuring a variety of materials and activities.
  3. Monitor and evaluate children’s development by using screening instruments and observational records. Provide this information to parents at least twice a year, via parent-teacher conferences.
  4. Create and maintain an open and professional relationship with all families and Center staff, including facilitating discussions surrounding daily activity, changes and/or concerns, involving the children.
  5. Be knowledgeable of program’s health and safety regulations and emergency procedures.
    Ensure readiness to respond appropriately, if necessary.
  6. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  7. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook, as well as the Kid’s World Handbook.
  8. Adhere to compliance procedures and participate in required compliance and other
    training as requested.
May 10, 2021
Grade 5
Full Time 
Location: Brookings or Sioux Falls, SD / Metro, MN

Overall Functions
This person reviews loans in accordance with the bank's Loan Policy and Guidelines. This person analyzes commercial and agricultural credits. This person also makes recommendations on how to minimize the bank's exposure and ensure that lending practices conform to established policy.

Qualifications
This person should have a bachelor’s degree and a minimum of two years of experience in the bank lending and credit area or the equivalent. This person should have good credit judgement and show an aptitude toward detail and adherence to Loan Policy and Guidelines.

Responsibilities
  1. Analyze and risk rate credit lines requiring Loan Committee review, and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  2. Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  3. Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the VP of Credit Administration with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  4. In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.
  5. Attend the bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  6. Perform reviews of loan files, test loan underwriting, complete board reports, complete construction inspections, and perform other credit review-related projects for affiliates.
  7. Attend loan department and other committee meetings as requested by management to
    participate in decisions that affect ongoing and future operations of the loan department.
  8. Work in conjunction with the VP of Credit Administration to assist management in
    maintaining and updating the bank's Loan Policy and Guidelines according to established
    procedures.
  9. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook.
  10. Adhere to compliance procedures and participate in required compliance training.
March 24, 2021
Grade 4
Full Time 
Location: Sioux Falls, SD 

Overall Functions
This person will perform a wide variety of complex and confidential support functions for the loan operations area of the equipment finance loan portfolio. High levels of knowledge regarding loan documentation, filings and perfection of the bank’s security interest and insurance requirements are required.

Qualifications
This person should have Associates Degree or higher plus three years of experience in a commercial banking environment or equivalent. The ability to work with multiple departments is critical. Computer skills, including Word and Excel, are required. Training or experience in all areas of office machines and personal computers is recommended.

Responsibilities
  1. Responsible for funding loans that have reached completion. Paying vendors via wire, in bank funds transfer or paper check
  2. Image all documentation and back-up for all loans and loan denials.
  3. Process paid notes and communicate to officers. Upon consulting with loan officer,
    satisfy and release collateral and update system. Generate customer letters and lien releases for paid loans and mail to customer.
  4. Communicate with customers when vehicle liens have not been placed in a timely fashion and try to rectify the situation with the customer.
  5. Communicate with customers, and/or insurance agencies to ensure we are listed as the loss payee for the collateral on our loans.
  6. Communicate with DMV locations all over the country to obtain information to ensure we are completing the lien and repossession forms properly for that state.
  7. Work with the payment operations department to ensure automatic loans payments are set up, make changes to active transfers and request one-time transfers as needed.
  8. Provide support as a back-up for preparing FBTSF loan documentation.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance and job related training.
April 13, 2021
Grade 4
Full-Time
Location: Brookings, SD
 
Overall Functions
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have an associate’s degree and a minimum of two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses (dependent on location).
  5. Prepare, balance and submit daily DMV deposits and reports to the State of Minnesota, along with, prepare monthly DMV transaction reports (dependent on location).
  6. Anticipate needs and advise clients on solutions that personally benefit them.
  7. Assist in the opening of new accounts and establishing new relationships.
  8. Be an expert and educate clients in the bank’s suite of products, services and processes that
    meet both client and community needs.
  9. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager
    that assures daily work aligns with organizational goals. In addition, be persistent in building
    relationships and collaborating with colleagues both in and outside of the Retail business line
    to meet client needs.
  10. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If
    necessary, follow through on collection efforts, using all legal means as required by Loan
    Policy and Guidelines.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training and all
    meetings deemed appropriate by supervisor.
April 13, 2021
Grade 4
Full Time 
Location: New Prague, MN 

Overall Functions
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for performing quality assurance on new account documentation and must be able to work independently and efficiently.

Qualifications
This person should have an associate’s degree and a minimum of
two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Greet customers in person or via phone, and quickly identify customer needs in order to direct customers to the appropriate department or person.
  2. Perform quality assurance on new deposit accounts. Ensure required documentation is obtained per FDICIA guidelines, document reviews performed and communicate any inconsistencies with account officers and/or management, when appropriate.
  3. Proactively seek direction from direct management that aligns with organizational goals and limits risk. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to build mutual respect and understanding.
  4. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  5. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
April 13, 2021
Grade 3
Part-Time
Location: Brookings, SD
 
Overall Functions
This person performs a variety of clerical activities in the daily operation of the Loan Servicing Department.

Qualifications
This person should have a high school diploma plus one year of business-related classes in a higher learning setting or the equivalent. This person must have good oral and written communication skills, analytical skills, an aptitude for detail and a willingness to work with all company personnel.

Responsibilities
  1. Process all incoming mail received by Loan Servicing in a timely and accurate manner.
  2. Input and manage insurance policies within the escrow system.
  3. Image all documentation into the Synergy platform.
  4. Work with personnel from other institutions concerning but not limited to: incoming insurance billings, insurance cancellations, and information inquiries while maintaining a professional and friendly manner at all times.
  5. Complete assigned projects as designated by the supervisor.
  6.  Perform a variety of general clerical duties and act as support staff to key bank personnel.
  7. Act as a back up to other areas of the Loan Servicing Department as needed.
  8. Attend all meetings as deemed appropriate.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in compliance training.
April 13, 2021
Grade 3
Intern
Location: Brookings or Sioux Falls, SD
 
Overall Functions
Manage technology and corporate operations-related projects to ensure successful development and implementation. Work with internal and external users to design, develop, integrate, and maintain systems supporting business initiatives while achieving operating efficiency and information integrity.

Qualifications
This person should be pursuing an associate’s degree or the equivalent. This person must possess analytical, technical writing, and organizational skills, with the ability to exercise confidentiality and discretionary judgment.

Responsibilities
  1. Perform system administration duties for financial-related applications, security system, SharePoint, View desktop environment, and multiple other applications including user management, upgrades, new implementations, support, and training of system users.
  2. Manage client program implementation through planning tasks, controlling resources, and monitoring progress in order to support the implementation of technology solutions to business initiatives.
  3. Perform consultative or leadership role in the development of processing solutions, providing product information, solutions design, and documentation to ensure effective use of business information.
  4. Investigate, review, and evaluate business information and processes to identify workflow issues, and make recommendations to address efficient and accurate use of resources.
  5. Perform work by determining priorities, analyzing alternatives, and selecting applicable methods and procedures for completion. Develop planning and implementation of methodologies, working with project team and vendors with little supervision.
  6. Assist team with helpdesk support rotation as needed.
  7. Attend all meetings as deemed appropriate.
  8. Act in accordance with FBT policies and procedures as set forth in employee handbook.
  9. Adhere to compliance procedures and participate in required compliance training.
April 13, 2021
Grade 8
Full-Time
Location: Brookings, SD
 
Overall Functions
This person is responsible for supervising personal trust and investment officer staff in the fiduciary wealth management department. The candidate will serve as client relationship manager and administer a book of trust and investment accounts in accordance with the terms of the governing instruments and state and federal laws. This person will develop trust and investment prospects as well as focus on the retention of existing business for the bank and Wealth Management Services (WMS). Working in conjunction with the SVP/Manager of WMS, the Senior Advisor will provide leadership and act as a mentor to other Officers as it pertains to trust and estate administration, financial and estate planning, provide changes to fiduciary law and engage in sales coaching.

Qualifications
This person will have a bachelor’s degree plus a minimum of five years of prior wealth management, trust administration, fiduciary investment management, business management, law/tax practice experience, fiduciary investment sales supervision or the equivalent. This person will have strong communication skills to enable effective communication and interaction with fellow staff, clients, and the general public. A Juris Doctorate, CPA or CFP, as well as previous fiduciary supervision experience, is preferred but not required. It is required that this person complete advanced training as a Certified Trust and Financial Analyst or Certified Wealth Strategist. This person will possess an understanding of laws and regulations governing the administration of trust and estate accounts.

Responsibilities
  1. Lead the team and develop an atmosphere of teamwork, open communication and unity. Provide oversight of all services offered. Actively mentor staff and ensure they are trained, evaluated, and motivated to perform their responsibilities in an effective and progressive manner.
  2. Provide leadership, mentoring and coaching for other officers in the areas of trust and estate planning, estate settlement, and conservatorships. Keep abreast of legislation and regulatory developments to maintain technical skills and substantive knowledge necessary to render effective account administration and the support of other officers.
  3. Communicate and coordinate with the Wealth Management Market Manager on the sales of
    relationships for fiduciary trust, investment management and financial planning services.
  4. Review and interpret governing instruments and documents to determine terms,
    responsibilities, and duties of the corporate trustee in order to administer a book of accounts
    in accordance within the legal terms of regulations and departmental policies / procedures.
    Monitor daily activity with reference to investments, tax, and personal objectives.
  5. Maintain contact with clients, beneficiaries, and organizations regarding account
    performance, financial planning, tax and estate planning, and other issues to ensure the
    client’s personal financial goals are being met, the beneficiary’s needs are being addressed,
    current clients are retained, and wallet share is deepened through financial planning services
    in order to grow trust additions and retain legacy accounts with the next generation.
  6. Resolve problems and inquiries from grantors, principals, beneficiaries, and others. Handle
    requests for distributions or planning and approving necessary expenditures for care and
    maintenance.
  7. Actively lead the sales and development of trust, investment management, financial planning,
    or other banking prospects within the bank charter area. Initiate contacts for developing and
    closing new personal trust, investment agency, financial planning and custodial business.
    Deepen wallet share to grow investments and sell other bank products to current clients and
    their contacts.
  8. Cultivate and maintain relationships with numerous sources of new business referrals,
    including bank officers and staff, company officials, COIs, attorneys, accountants, financial
    and wealth planning professionals, social contacts and community involvement. Interact with
    peers in the industry and COIs to maintain knowledge of new products and services and to
    keep abreast of competition.
  9. Adhere to compliance procedures and participate in required compliance training.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
April 20, 2021
Grade 6
Full-Time
Location: Brookings, SD
 
Overall Functions
This person underwrites and services ag and commercial loans in a profitable manner while minimizing risk. Emphasis is placed on credit quality, loan performance, and customer profitability.

Qualifications
This person should have a bachelor’s degree and two years of related experience or the equivalent. Good credit judgment and an aptitude toward detail is important, along with strong communication skills.

Responsibilities
  1. Interview loan applicants, and collect and analyze financial and related data to determine the feasibility of the prospect and the merits of the specific loan request.
  2. Establish the terms under which credit will be extended, including the costs, repayment method, schedule, and collateral requirements, ensuring the Loan Policy and Guidelines are adhered to.
  3. Service and administer assigned loans in accordance with the Loan Policy and Guidelines.
  4. Analyze the level of risk for each loan in the portfolio and assign the corresponding risk rating to each, ensuring the analysis is consistent with the findings of the appropriate regulatory agencies.
  5. Ensure loan underwriting is meeting the credit quality standards. Document exceptions and make recommendations on actions necessary to correct any deficiencies. Perform follow-up action as necessary to make certain the bank’s position meets the Loan Policy and Guidelines.
  6. Review and discuss various financial needs with existing customers, and be able to provide information regarding existing bank policies and procedures.
  7. In accordance with the legal means outlined in the Loan Policy and Guidelines, utilize reasonable efforts on the collection of loans extended.
  8. Counsel with the Department Heads on all matters pertinent to the performance of this position.
  9. Attend all loan meetings, as directed, to participate in decisions affecting the operations of the loan function.
  10. Keep abreast of activity that may impact the loan portfolio, including legal, regulatory, and economic trends.
  11.  Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
May 4, 2021
Grade 4
Full-Time
Location: Brookings, SD
 
Overall Functions
This person is responsible for maintaining customer information and documents on our core system software. This person provides customer information and document support to both internal and external customers with an emphasis on exceptional customer service.

Qualifications
This person should have an associate’s degree plus one year of work experience or the equivalent. Excellent keyboarding skills, basic computer skills, and the ability to maintain a high degree of accuracy are required. Good communication skills and the ability to complete multiple tasks while meeting deadlines are essential.

Responsibilities
  1. Perform CIF, DDA, SAV, CD, and SDB maintenance for all charters, presented to us through the web app, on our core system. Complete maintenance daily while adhering to department SLAs (service level agreements). Ensure the accuracy of all maintained files and imaged documents by performing daily quality review of all maintained files and documents according to established procedures.
  2. Verify the quality of maintenance done by others across all charters. Identify opportunities for new reporting, and collaborate with internal departments to develop reporting that protects our core system data integrity from user and system errors.
  3. Act as a resource for internal and external customers in regards to account and customer information files, documentation, and research on our core and imaging systems. Respond to inquiries in a timely and professional manner and recommend appropriate actions.
  4. Maintain customer and account documentation on the imaging system. Image documents appropriately to customer information files and accounts. Maintain information files and accounts per requests, per documentation, and per special instructions. Assist internal customers with document inquiries and document retrieval. Scan and index invoices according to the workflow administered by the Finance Department.
  5. Collaborate with frontline staff in identifying potential enhancement opportunities for the deposit maintenance web application and the document delivery process. Contribute to the annual core release project by suggesting enhancements, testing prior to the release, and validating after the release.
  6. Respond to general research requests, subpoena requests, and internal customer inquiries promptly. Conduct formal research in a timely and cost-effective manner, and provide general guidance, as needed by internal customers.
  7. Assist with corporate-wide system cleanup projects, as deemed necessary by management, to protect data integrity. Perform monthly processing on bank-specific products, and review all processing for quality.
  8. Assist management by identifying areas of concern, department needs, and process efficiency improvements. Support and participate in Operations programs. Be familiar with and practice the “Be the 1” principals and embrace our service culture. Actively pursue developmental opportunities as discussed in one-on-one meetings, the annual review process, and team meetings.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance trainings.
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800-843-1552 or email hr@bankeasy.com.