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May 27, 2021
Grade 6
Full-Time
Location: New Prague, MN

Overall Functions
This person underwrites, services, and develops business loan relationships in a profitable manner while minimizing risk. Emphasis is placed on credit quality, loan performance, and client profitability.

Qualifications
This person should have a bachelor's degree and a minimum of two years of related experience or the equivalent. Experience in loan documentation, loan file compliance, and credit analysis, as well as an in-depth understanding of business and personal financial concepts, is recommended. This person must possess good communication, marketing, sales, and negotiation skills.

Responsibilities
  1. Service and administer assigned business loans in accordance with the Loan Policy and Guidelines.
  2. Interview loan applicants, and collect and analyze financial and related data to formulate proposals for existing and prospective clients.
  3. Establish and negotiate where necessary the terms under which a business banking relationship will be extended, including the costs, repayment method, schedule, and collateral requirements, and include all documentation according to the Loan Policy and Guidelines.
  4. Develop new relationships by contacting prospects and clients while making sound decisions and exhibiting good credit judgment. On an ongoing basis, consider the level of risk in each loan in the portfolio and assign the corresponding risk rating to the loan.
  5. Maintain a high level of knowledge of Business Solutions products and services. Develop and maintain effective working relationships between the Business Solutions Department and the Business Banking Department to promote cross-selling of products and services.
  6. Underwrite Business Credit Card applications in accordance with established Business Credit Card underwriting guidelines to ensure proper documentation and approval levels are met.
  7. Utilize reasonable efforts on the collection of loans extended using any legal means as outlined in the Loan Policy and Guidelines.
  8. Review and discuss with business loan clients concerning various financial needs, cross-sell products, and answer clients’ questions about bank policies and procedures. Keep abreast of trends that may impact the bank's clients, including legal, regulatory, and economic issues.
  9. Counsel with the Business Banking Department Manager on all matters pertinent to the operations of the Business Banking Department.
  10. Attend all loan meetings as directed by the Business Banking Department Manager to participate in decisions that affect ongoing and future operations of the Business Banking Department.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
December 8, 2021
Grade 4
Part-Time
Location: Brookings or Sioux Falls, SD

Overall Functions
This person is responsible for responding to incoming telephone calls from customers and bank employees concerning customer accounts and customer account-related service in conformance with policy, procedures, and service quality standards. This person acts as a support for all staff regarding bank operations areas or topics.

Qualifications
This person should have an associate's degree plus two years of experience in a related field or the equivalent. This person must display excellent oral and written communication skills and have the ability to work independently and as a team. This person must have proven customer service, judgment, and organizational skills and must possess excellent computer skills. This person should be able to work independently as well as collaboratively on a small team of less than 10 individuals.

Responsibilities
  1. Respond to customer phone inquiries regarding a full range of customer transactions and banking products, services, and online banking.
  2. Ensure customer confidentiality.
  3. Seek opportunities to retain, expand, and attract customer relationships. Assess customer needs and make recommendations regarding options available.
  4. Adhere to established policies and procedures regarding appropriate resolution of customer complaints.
  5. Demonstrate effective decision making in determining corrections, fee waivers, and refunds, and in appropriate methods/solutions to meeting customers’ needs.
  6. Inform Management of irregular or recurring problems and suggest improvements to better the service provided by the Call Center.
  7. Be responsible for promoting the bank’s philosophy of excellent customer service.
  8. Attend all meetings and any other required meetings and/or developmental training deemed necessary by the Call Center Supervisor.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.
January 10, 2022
Grade 3
Temp/Intern 
Location:  Sioux Falls, SD

Overall Functions

This individual performs a wide variety of confidential administrative functions for the Compliance team. The Compliance team is responsible for identifying, mitigating, and controlling risks associated with regulatory compliance.

Qualifications
This individual should have a high school diploma and completed a minimum of two years of undergraduate study. This individual must exhibit a high level of professionalism, implementing confidentiality, as well as possess above average written and oral communication skills. This individual should have an above average knowledge of Microsoft Office. Training or experience in all areas of personal computers and documentation is recommended.

Responsibilities

1. Job shadow the Compliance team to learn the functions and processes of each area of the team.

2. Participate in bank-wide project teams in support of Compliance.

3. Participate in various committee meetings in support of Compliance.

4. Perform research and analysis to gain an understanding of the regulatory landscape in community banking.

5. Support Compliance by attending team meetings and completing tasks as assigned.

6. Research, coordinate, and implement special initiatives.

7. Act in accordance with First Bank & Trust policies and procedures as set forth in the employee handbook.

8. Adhere to compliance procedures and participate in required compliance training.
October 25, 2021
Grade 3
Full Time 
Location: Brookings, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
January 10, 2022
Grade 4
Full Time 
Location: Edina, MN  
 
OVERALL FUNCTIONS:
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

QUALIFICATIONS:
This person should have an associate’s degree and a minimum of two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

PRINCIPAL RESPONSIBILITIES ARE TO:
1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
4. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses (dependent on location).
5. Prepare, balance and submit daily DMV deposits and reports to the State of Minnesota, along with, prepare monthly DMV transaction reports (dependent on location).
6. Anticipate needs and advise clients on solutions that personally benefit them.
7. Assist in the opening of new accounts and establishing new relationships.
8. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
9. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
10. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
12. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.

January 18, 2022
Grade 6
Full Time 
Location: Brookings, SD or Sioux Falls, SD  
 
OVERALL FUNCTION: This person is responsible for strategic planning and project coordination in the Marketing Department, as well as writing ad copy, web content, and PR materials and planning media strategies.

QUALIFICATIONS: This person should have a bachelor’s degree, plus six years of previous related work experience or the equivalent. This person must be organized and self-motivated. Adherence to deadlines, attention to detail, and effective communication skills are key factors to achieving success in this role. Some experience in writing advertising copy/press releases, as well as an understanding of Google AdWords, analytics, CMS websites, and social media platforms, is preferred.

PRINCIPAL RESPONSIBILITIES ARE TO:
1. Support the overall objectives of the organization by developing strategic marketing plans for assigned lines of business and stakeholders in collaboration with marketing cohort, engaging support teams, vendors, and freelancers as appropriate.
2. Manage all marketing activity for assigned business units, executing marketing strategies/ tactics within planned timelines and budgets while effectively communicating with stakeholders and staff to ensure engagement and support.
3. Engage marketing team members in planning, development, and implementation phases, effectively utilizing team resources and collaboration to ensure consistent corporate branding and tone across all marketing channels.
4. Build impactful campaigns that drive results and build FBT’s brand, setting specific measurable goals and obtaining/communicating data to track marketing performance.
5. Manage marketing systems and functions as assigned including but not limited to the list below. Cross-train teammates and maintain working knowledge of all to ensure continuity, support, and compliance to policies and procedures.
a. BANKeasy.com CMS
b. Email Marketing Platforms
c. CRM Platform
d. Social Media Accounts
e. Google Accounts
f. Digital Banking Messaging
g. FB&T Community Fund
h. Retail Committee Representation
6. Support the department’s public relations efforts, writing press released, employee bios, and relevant web/social media content.
7. Represent the marketing team on project teams, as assigned, creating effective marketing and communications plans for both external and internal initiatives.
8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
9. Adhere to compliance procedures and participate in required compliance training.

August 9, 2021
Grade 4
Full Time 
Location: Brookings, SD
 
OVERALL FUNCTIONS:
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

QUALIFICATIONS:
This person should have an associate’s degree and a minimum of two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

PRINCIPAL RESPONSIBILITIES ARE TO:
1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
4. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses (dependent on location).
5. Prepare, balance and submit daily DMV deposits and reports to the State of Minnesota, along with, prepare monthly DMV transaction reports (dependent on location).
6. Anticipate needs and advise clients on solutions that personally benefit them.
7. Assist in the opening of new accounts and establishing new relationships.
8. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
9. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
10. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
12. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.

December 10, 2021
Grade 6
Full Time 
Location: Brookings, SD
 
OVERALL FUNCTIONS:
This person reviews loans in accordance with the bank's Loan Policy and Guidelines. This person should have a good understanding of all types of commercial and agricultural credits, along with the ability to make recommendations on how to minimize the bank's exposure and ensure that lending practices conform to established policy.

QUALIFICATIONS:
This person should have a bachelor’s degree and a minimum of five years of experience in the bank lending and credit area or the equivalent. This person should be able to analyze more complex credits producing sound credit judgment. This person should have good communication skills, an aptitude toward detail, and understand all Loan Policy and Guidelines.

PRINCIPAL RESPONSIBILITIES ARE TO:
1. Analyze and risk rate credit lines requiring Loan Committee review, and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
2. Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
3. Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
4. Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
5. In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.
June 2015
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual
orientation, gender identity, national origin, disability, or status as a protected veteran.
6. Attend the bank's Loan Committee meetings where credit lines are presented to the Loan
Committee for final approval, recommended action, and classification.
7. As required, perform services and projects for affiliate banks including compiling Board
reports, coordinating the review of loan files, and testing loan underwriting guidelines.
8. Attend loan department and other committee meetings as requested by management to
participate in decisions that affect ongoing and future operations of the loan department.
9. Act in accordance with FFC policies and procedures as set forth in the employee handbook.
10. Adhere to compliance procedures and participate in required compliance training.

January 12, 2022
Grade 3
Part Time  
Location: Brookings, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
August 23, 2021
Grade 8
Full Time 
Location: Sioux Falls or Brookings, SD / Metro

OVERALL FUNCTIONS:

This person provides overall leadership for the Bank’s Asset Liability management function. This person oversees the development of programs and/or models that evaluate the organization’s asset/liability strategy. This includes the development and deployment of strategies to manage interest rate risk, liquidity risk, and capital adequacy. This position oversees the Investment and Funding Manager. This person plans and manages the Asset/Liability Committee meetings and communicates with Bank President, Chief Financial Officer, and other senior management regarding strategic recommendations.


QUALIFICATIONS:

This person should have a bachelor's degree in finance or accounting and a minimum of ten years of bank accounting experience or ten years of ALM-related experience or the equivalent. A CPA designation is preferred. Strong customer service, supervisory, communication, and organizational skills are also required.


PRINCIPAL RESPONSIBILITIES ARE TO:
1. 1. Plan, supervise, and direct staff, ensuring all processes are conducted efficiently and effectively and all assigned staff are trained, evaluated, and motivated to perform their responsibilities in an effective manner.
2. Asset/Liability Management
• Formulate ALM strategies and tactics for the bank and the holding company within the tolerance levels established by the Board of Directors.
• Review product pricing and make recommendations to the Bank’s President.
• Review the net interest rate risk positions and liquidity positions and recommend strategies to maintain or improve those positions.
• Oversee the implementation and maintenance of monitoring and reporting systems that supply, on a timely basis, the information necessary to identify, measure, and control interest rate and liquidity risk, including forecasting and stress testing.
• Establish key assumptions for budgets and forecasts of net interest income and net interest margin, collaborating with Bank President and other senior management.
• Establish and implement effective internal controls over the interest rate and liquidity risk management process.
• Plan and direct all Asset/Liability Committee meetings and arrange for minutes to be
prepared.
• Review the ALM policy and Liquidity Contingency Plans and submit any
improvement recommendations to the Board on an annual basis.
• Recommend the use of derivative strategies when appropriate.
• Serve as the primary contact for ALM issues for regulatory exams.
• Ensure compliance with emerging regulatory and industry issues.
3. Oversee the investment and funding function to ensure the balance sheet is efficiently
managed for risk tolerance and earnings. Communicate balance sheet strategies approved by
senior management and ensure implementation.
4. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
5. Adhere to compliance procedures and participate in required compliance training.

November 17, 2021
Grade 8
Full-Time
Location: Roseville and Edina, MN 
 
OVERALL FUNCTIONS:
This person underwrites, services, and develops the larger and more complex business loan relationships in a profitable manner while minimizing risk. Emphasis is placed on credit quality, loan performance, and client profitability.

QUALIFICATIONS:
This person should have a bachelor's degree and a minimum of seven years of experience in business lending or the equivalent. This person should have strong experience in loan documentation, loan file compliance, credit/financial analysis, and workout strategies. This person must possess good communication, marketing, sales, and negotiation skills.

PRINCIPAL RESPONSIBILITIES:

1.Service and administer assigned business loans in accordance with the Loan Policy and Guidelines.
2. Interview loan applicants, and collect and analyze financial and related data to formulate proposals for existing and prospective clients.
3. Establish and negotiate where necessary the terms under which a business banking relationship will be extended including the costs, repayment method, schedule, and collateral requirements, and include all documentation according to the Loan Policy and Guidelines.
4. Develop new relationships by contacting prospects and clients while making sound decisions and exhibiting good credit judgment. On an ongoing basis, consider the level of risk of each loan in the portfolio and assign the corresponding risk-rating to the loan.
5. Underwrite Business Credit Card applications in accordance with established Business Credit Card underwriting guidelines to ensure proper documentation and approval levels are met.
6. Utilize reasonable efforts on the collection of loans extended using any legal means as outlined in the Loan Policy and Guidelines.
7. Establish, develop, and maintain an effective working relationship with the Business
Solutions Department to cross-sell products and services to new and existing clients.
8. Review and discuss with business loan clients concerning various financial needs, crosssell
products, and answer clients’ questions about existing bank policies and procedures.
Keep abreast of trends that may impact the bank's clients including legal, regulatory, and
economic issues.
9. Counsel with the Business Banking Department Manager on all matters pertinent to the
operations of the Business Banking Department.
10. Attend all loan meetings as directed by the Business Banking Department Manager to
participate in decisions that affect ongoing and future operations of the Business Banking
Department.
11. Represent the bank at community activities including business, charitable, civic, and
social events. Maintain a proper, responsible citizen stature as a representative of the
bank.
12. Act as a resource to others in the Business Banking Department in regards to overall
banking questions including regulations, procedures, and guidelines.
13. Act in accordance with FBT policies and procedures as set forth in the employee
handbook.
14. Adhere to compliance procedures and participate in required compliance training.


November 30, 2021
Grade 3
Intern
Location: Brookings, SD

Overall Functions
As an intern, this person will learn first-hand what careers in community banking involve and will engage in a rotation through core departments including Retail Banking and Consumer, Business, Ag, and Mortgage Lending.
Throughout the rotation, this person will gain insight into a variety of business units including Insurance and Wealth Management as well as experience what happens “behind the scenes” in Credit Review and Operations.

Qualifications
This person should have a minimum of one year of business-related classes in a higher learning setting or the equivalent. Excellent communication and customer service skills are essential.

Responsibilities
  1. Work closely with industry experts to identify and differentiate various banking products and services.
  2. Observe and participate in the customer experience including identifying needs, recommending products that fit, and maintaining customer relationships.
  3. Learn the foundations of banking by participating in general Retail functions including processing customer transactions, cash handling, and cash drawer balancing.
  4. Shadow the lending process from start to finish and develop overall loan file knowledge.
    a. Observe meetings with loan customers
    b. List and describe various loan types and products
    c. Compile and prepare proper underwriting information
    d. Introduction to credit worthiness and cash flow by analyzing credit information and referring to policy & guidelines
    e. View loan processing, servicing and closing
    f. Witness Departmental collaboration
  5. Introduction to Wealth Management Services including financial planning, trusts, retirement plan services, investment management and estate planning & administration.
  6. Utilize banking systems and observe how they integrate into business processes.
  7. Develop and apply a working knowledge of banking regulations and processes.
  8. Maintain confidentiality, integrity and honesty, especially in dealing with customer
    information.
  9. Gain skills related to professionalism, financial analysis, decision-making, customer
    service and communication.
  10. Uphold professional standards when working with customers through various channels.
  11. Attend and participate in committee and department meetings and professional
    development opportunities and trainings.
  12. Connect with and learn from department leaders and management.
  13. Prepare a presentation at the close of the internship to be presented to key stakeholders.
  14. Act in accordance with FBT policies and procedures as set for in the employee handbook.
  15. Adhere to compliance procedures and participate in required compliance.
November 2, 2021
Grade 5
Full Time 
Location: Brookings or Sioux Falls, SD

Overall Functions
Manage technology and corporate operations-related projects to ensure successful design, implementation, and operation. Work with internal and external customers to design, integrate, and maintain systems supporting business initiatives while achieving operating efficiency, information integrity, and availability. Ensure systems are maintained securely following industry best practices.

Qualifications
This person should have a four-year degree, preferably in the technology field, or the equivalent. This person must have a minimum of two years of demonstrated systems management including systems software and hardware operations experience. This person must possess analytical, technical, writing, and organizational skills, with the ability to exercise confidentiality and discretionary judgment. This position requires infrequently lifting up to 75 pounds, occasionally lifting up to 50 pounds, and frequently lifting up to 25 pounds. This person may occasionally work in environments that may be louder than a normal office environment, requiring the use of hearing protection and protective clothing. This person will occasionally use ladders, power equipment, and hand tools in completing job responsibilities.

Responsibilities
  1. Perform system administration duties for financial-related applications, end-user computing (EUC) environment, and multiple other applications including user management, upgrades, new implementations, and support and training of end-user systems.
  2. Receive customer inquiries via multiple channels and assess, prioritize, document, and provide first response back to the customer. Ensure each customer has a positive service experience on the first communication.
  3. Manage client program implementation through planning tasks, controlling resources, and monitoring progress in order to support the implementation of technology solutions to business initiatives. Ensure technology implementation is consistent with business and technology management expectations.
  4. Facilitate servicing of PC- and network-related problems and questions from internal users. This includes hardware, software, and application support. Ensure resolution of problems and inquiries, complete appropriate documentation, communicate effectively, and follow up within established service level agreements (SLAs).
  5. Perform work by determining priorities, analyzing alternatives, and scheduling applicable methods and procedures for completion. Develop planning and implementation of methodologies working with project teams, stakeholders, and vendors with minimal supervision. Collaborate with ITS staff and internal users to complete assigned projects and research.
  6. Implement and maintain systems in accordance with FBT security policies, best practices, and vendor hardening guides. Create and maintain system documentation. Review and update FBT ITS policies and procedures, ITS logs, technical training materials, inventories, and documentation.
  7. Participate in required helpdesk after-hours on-call rotation.
    8. Maintain up-to-date knowledge of the technology supported by attending industry seminars and training sessions.
  8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  9. Adhere to compliance procedures and participate in required compliance training.

July 27, 2021
Grade 3
Part Time 
Location: Brookings, SD

Overall Functions
This person is responsible for providing a safe and nurturing environment for children, under the guidance of the Lead and/or Assistant Teacher. Assist in the implementation of developmentally appropriate curriculum, in support of the program’s philosophy on early childhood education.

Qualifications
This person should have a high school diploma, GED or the equivalent and one year of experience with young children. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Supervise and interact with children in all areas of the Center, outdoors and on field trips away from the Center, while maintaining a safe and inviting environment. Respecting children’s dignity and individual differences.
  2. Assist in implementing a developmentally appropriate curriculum that reflects observations and assessments of the individual children, ensuring a variety of materials and activities.
  3. Create and maintain an open and professional relationship with all families and Center staff, including facilitating discussions, at the direction of the Lead Teacher, surrounding daily activity, changes and/or concerns, involving the children.
  4. Be knowledgeable of program’s health and safety regulations and emergency procedures. Ensure readiness to respond appropriately, if necessary.
  5. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  6. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook, as well as the Kid’s World Handbook.
  7. Adhere to compliance procedures and participate in required compliance and other
    training as requested.

November 2, 2021
Grade 3
Full Time 
Location: Cambridge, MN

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
August 23, 2021
Grade 6
Full Time
Location: Brookings, SD,  Sioux Falls, SD or Metro, MN

 OVERALL FUNCTIONS:

This individual is primarily responsible for the administration of the FBT Third-Party Risk Program.

QUALIFICATIONS:

This person should have a bachelor’s degree and a minimum of five years of bank experience. This person should have a robust knowledge of all applicable federal and state laws, regulations, and regulatory guidance documents as they pertain to Third Party Service Provider oversight. This person must have exemplary written and verbal communication skills, analytical and problem-solving skills, and proficiency with Microsoft Office applications. This person must have a proven ability to remain organized, while constantly multi-tasking and reprioritizing daily workload.

PRINCIPAL RESPONSIBILITIES ARE TO:

1.Develop, oversee, and maintain Third-Party Risk program for FBT, including implementing revisions due to changes in laws, regulations, and regulatory guidance. Manage the vendor oversight policies and procedures for FBT and update as appropriate to ensure vendor risks are properly addressed in policy and monitored.
2. Manage and coordinate due diligence and residual risk assessment for perspective new critical vendors and new critical services from existing vendors. Ensure documentation provided by third-party is commensurate with level of risk determined in inherent risk assessment. Conduct research and analysis regarding the suitability of third-party vendors, including, but not limited to SOC reports, Business Continuity Plans, Disaster Recovery Test Results, Secretary of State Website, CFPB database, and negative news searches. Perform transaction, reputation, strategic, and country risk assessment.
3. Lead the completion of the inherent risk assessments.
4. Manage and coordinate annual vendor reviews of critical vendors, perform annual reviews as needed.
5. Serve as software administrator for vendor management solution ensuring vendor database maintained.
6. Provide guidance to employees of each business unit, including members of senior management to identify and manage risk pertaining to projects involving Third Party Service Providers and ongoing vendor oversight.
7. Attend project management meetings on selected projects as deemed appropriate, to understand third-party risk.
8. Help facilitate pre-exam planning, creation and distribution of tracking logs and serve as a central repository for examiner requested documentation.
9. Act in accordance with FBT policies and procedures as established and set forth in the employee handbook.
10. Adhere to compliance procedures and participate in required compliance training.

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October 5, 2021
Grade 5
Full Time 
Location: Brookings or Sioux Falls, SD 

Overall Functions
This person will be primarily working with Program Managers, Quality Assurance and other internal departments for ongoing oversight of mission-critical vendors who provide services to support FBT’s national products programs.

Qualifications
This person should have a bachelor’s degree and three years of banking and/or credit card experience or similar operational/ production experience. Strong written and verbal communication skills required, along with ability to multi-task and adjust priorities. Proficiency with MS Word, Excel needed with knowledge of Access beneficial. Must be willing to travel nationwide for up to 10 days per year.

Responsibilities
  1. Provide direction to the Partner, including but not limited to program material reviews, report monitoring and drafting appropriate reports for the President of National Products, National Products Oversight Committee and the Board of Directors.
  2. Assist in overseeing the review and the examination of the services provided to customers for adherence to policies, procedures, contracts, rules, regulations, and any regulatory guidance documents that apply to the Bank.
  3. Monitor and assist with the responsiveness of the mission critical Partners(s) to audit and exam findings along with quality assurance reviews and user acceptance testing.
  4. Establish and maintain ongoing communication with Partner(s) and their vendors, in order to ensure successful execution of program materials.
  5. Take part in departmental projects, including all National Product program tasks.
  6. Serve on new product implementation projects.
  7. Be involved with the completion of Association Forms, Credit Bureaus and other third-party vendor services as new product features are identified.
  8. Actively participate in weekly meetings with the Partner and maintain meeting minutes as required.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.
December 22, 2021
Grade 3
Full Time 
Location: Canton, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
December 8, 2021
Grade 6
Full Time 
Location: Metro, MN

Overall Functions
This person originates and manages the larger and, in some cases, more complex mortgage loans that meet established lending requirements and criteria, which provide maximum profitability to the bank with a minimum of risk.

Qualifications
This person should have a bachelor’s degree plus a minimum of four years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.

Responsibilities
  1. Seek, identify, and solicit potential mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
  2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
  3. Determine creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
  4. Ensure the complete collection of all mortgage loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
  5. Remain current on industry products and developments, ensuring the bank’s ongoing competitive advantage.
  6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
  7. Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
  8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
  9. Provide guidance and assistance to the other Mortgage Department Staff.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.
August 17, 2021
Grade 3
Full Time 
Location: Princeton, MN

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.


November 17, 2021
Grade 4
Full Time 
Location: Roseville, MN 

Overall Functions
This person provides administrative support to the Business Bankers.

Qualifications
This person should have a minimum of an associate’s degree plus two years of previous work experience or the equivalent. General knowledge of bank services is helpful. This person should have good written and verbal communication skills.

Responsibilities
  1. Greet customers, and screen and transfer incoming calls for the Business Bankers.
  2. Prepare various banking transactions for Business Bankers, including but not limited to loan advances, deposit transfers, and loan payments.
  3. Assist in electronic file preparation and on-going loan documentation by scanning and indexing loan documents in Synergy.
  4. Assist officers with file discrepancy reports, in conjunction with electronic loan files and collateral tracking, by interacting with customers and other sources to obtain information to complete loan files.
  5. Adhere to the bank’s corporate retention policy and maintain/destroy loan files, reports, and other miscellaneous documents as the bank’s policy states.
  6. Prepare construction draw advances and lien waivers and maintain draw files in regard to the Loans in Process (LIP) program.
  7. Prepare letters, comments, commercial reviews, and other documentation at the direction of the Business Bankers.
  8. Schedule and maintain a log for all real estate appraisals for both the Mortgage and Business Banking Loan Departments.
  9. Assist Business Bankers in their roles with community activities and on special projects as needed.
  10. Act as a member of the dual-control team that operates the safekeeping and collateral
    vaults.
  11. Provide assistance and backup to Ag, Mortgage, and Retail Departments as necessary
    dependent on location.
  12. Act in accordance with FFC policies and procedures as set forth in the employee
    handbook.
  13. Adhere to compliance procedures and participate in required compliance training.


Grade 5
Full Time 
Location: Pipestone , MN

OVERALL FUNCTIONS:
This person shall be responsible for developing and managing deposit and consumer loan accounts that meet established requirements to provide maximum profitability to the bank with minimum risk.

QUALIFICATIONS:
This person should have a bachelor’s degree and two years of related experience or the equivalent. This person should possess excellent verbal and written communication skills, have a well rounded banking knowledge, and have the ability to satisfy the banking needs of the customer.

1. Responsible for developing new and maintaining existing relationships that are profitable to the bank. Actively communicate with and provide excellent customer service to existing customers to strengthen retention. Work with resources provided to develop new customer relationships; including mortgage group, business banking group, ag group, brokerage/trust, construction department, existing customers, etc.

2. By being a product and process expert, sell and cross-sell products and services to consumer and commercial customers/prospects that are profitable to the bank.

3. Following Loan Policy and Guidelines, originate, underwrite, and close consumer loans. Monitor and maintain both the deposit and credit portfolios of customer households for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.

4. As coordinated by the Retail Branch Manager, conduct weekly surveys of competitors deposit rates and special offerings. Update internal rate chart and distribute to appropriate bank personnel.

5. Receive and verify domestic wire instructions from customers and transmit that information to the Accounting department.

6. Act in accordance with FBT policies and procedures as set forth in the employee handbook.

7. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.

8. Be involved in professional and non-profit organizations outside of the bank to help maintain the positive reputation of the bank.
 

January 12, 2022
Grade 4
Full-Time
Location: Brookings, SD or Sioux Falls, SD 
 
OVERALL FUNCTION:
This person performs a wide variety of activities in the daily
processing of loan transactions for FBT. This position interacts
extensively with loan officers and processors.

QUALIFICATIONS:
This person should have a high school diploma, plus one year of
post high school education and a minimum of two years of
previous bank experience or the equivalent. Strict adherence to
details is required. A good knowledge of bank loan procedures is
desired. A good knowledge of accounting procedures is desired.
This person must have good communication skills with a
professional demeanor and a willingness to work with all company
personnel.

PRINCIPAL RESPONSIBILITIES:

1. Maintain and perform loan accounting functions for loans across the organization. Duties
include but are not limited to: input of new loans, funding of new loans, loan payments, wire
transfers, advances, loan extensions, loan file maintenance, and all output and reporting
functions.
2. Answer loan customer inquiries and work with personnel from other institutions concerning
but not limited to: participations, payments, and taxes, while maintaining a professional and
friendly manner at all times.
3. Balance all loan totals to the General Ledger daily. Correct any discrepancies according to
procedure.
4. Work loan unposted items daily and correct any errors.
5. Input and balance loan participations while adhering to legal lending limits.
6. Assist in training any new staff and answering questions within the department as requested
by the supervisor.
7. Complete assigned projects as designated by the supervisor.
8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
9. Adhere to compliance procedures and participate in compliance training when required.


December 20, 2021
Grade 4
Full Time 
Location: Brookings, SD 

Overall Functions
This person shall be primarily responsible for communicating with customers through our digital channels including conversations and email and assist with providing Retail Banking products to existing customers through digital communication.

Qualifications
This person should have an associate’s degree plus two years of bank experience or the equivalent. This person must be able to work independently and as a team in a high volume, fast paced environment. This person must demonstrate effective problem solving skills to find the best fit solution to customer’s digital banking needs and refer products that fit their needs. This person must be proficient with mobile technology/devices, apps, and messaging platforms.

Responsibilities
  1. Continually monitor and respond to all incoming customer conversations that route through digital banking as well as potentially completing outbound conversations per internal requests.
  2. Accept and verify information relating to the opening of new accounts for existing/new customers, including recommending and cross-selling bank products and services which meet customer needs. Prepare all new account documents according to bank policy and procedures.
  3. Work daily reports and reach out to customers through digital conversations and potentially by phone when needed to complete the reports.
  4. Identify and report fraud or suspected fraud occurrences and know what steps are needed to protect the customer and the bank.
  5. Keep up to date on current Contact Center/Personal Bankers procedures and policies.
  6. Assume additional responsibilities including training new employees, projects, testing, etc. as requested.
  7. Be responsible for promoting the bank’s philosophy of excellent customer service.
  8. Attend all meetings and any other developmental training deemed necessary by the East
    Branch/Call Center Manager.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance trainings.
December 22, 2021
Grade 3
Intern
Location: Brookings or Sioux Falls, SD 

Overall Functions
Manage technology and corporate operations-related projects to ensure successful development and implementation. Work with internal and external users to design, develop, integrate, and maintain systems supporting business initiatives while achieving operating efficiency and information integrity.

Qualifications
This person should be pursuing an associate’s degree or the equivalent. This person must possess analytical, technical writing, and organizational skills, with the ability to exercise confidentiality and discretionary judgment.

Responsibilities
  1. Perform system administration duties for financial-related applications, security system, SharePoint, View desktop environment, and multiple other applications including user management, upgrades, new implementations, support, and training of system users.
  2. Manage client program implementation through planning tasks, controlling resources, and monitoring progress in order to support the implementation of technology solutions to business initiatives.
  3. Perform consultative or leadership role in the development of processing solutions, providing product information, solutions design, and documentation to ensure effective use of business information.
  4. Investigate, review, and evaluate business information and processes to identify workflow issues, and make recommendations to address efficient and accurate use of resources.
  5. Perform work by determining priorities, analyzing alternatives, and selecting applicable methods and procedures for completion. Develop planning and implementation of methodologies, working with project team and vendors with little supervision.
  6. Assist team with helpdesk support rotation as needed.
  7. Attend all meetings as deemed appropriate.
  8. Act in accordance with FBT policies and procedures as set forth in employee handbook.
  9. Adhere to compliance procedures and participate in required compliance training.
November 17, 2021
Grade 6
Full Time  
Location: Brookings, SD or Sioux Falls, SD  
 
OVERALL FUNCTION:
This person reviews a wide range of loans in accordance with the
bank's loan portfolio risk assessment and the Loan Policy and
Guidelines. This person must also make recommendations to
ensure that lending practices conform to the policy, and
communicates audit findings to affected personnel and appropriate
levels of management. This person helps to facilitate external
audit loan requests and serves as a resource person in areas of
specialization.

QUALIFICATIONS:
This person should have a bachelor's degree in a related field plus
a minimum of three years of experience in the bank lending and
credit area or the equivalent. This person must also have an
understanding of good credit judgment, Loan Policy and
Guidelines, and work well independently. Strong oral and written
communication skills are required, along with strong analytical and
problem-solving skills.

PRINCIPAL RESPONSIBILITIES ARE TO:
1. Independently perform loan review audit fieldwork for all branches and all affiliate
organizations. Specific activities include file scrubs, risk ratings, and troubled credit
identification.
2. Summarize and document the results of the loan review audit activities to provide supporting evidence for conclusions reached and the findings identified.
3. Prepare the audit reports and communicate with affected personnel and appropriate levels of management.
4. Participate, from an audit perspective, in committee proceedings and evaluations of new policies, procedures, systems, and products as assigned.
5. Maintain a current knowledge of developments applicable to the position in the areas of loan review, auditing, banking, regulatory compliance, and technology, as needed.
6. Assist the Audit Manager and/or direct supervisor in providing training and guidance for other staff members as assigned. Provide backup to supervisor as needed.
7. Assist the external auditors in their work as assigned.
8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
9. Adhere to compliance procedures and participate in required compliance training.



August 9, 2021
Grade 6
Full Time 
Location: Brookings, SD, Sioux Falls, SD or Metro, MN

OVERALL FUNCTION: This person is responsible for conceptualization, design, planning,
implementation, maintenance, and consultation of automated and
customized data retrieval, analysis, business process automation
solutions, and publication. Work includes designing, maintaining,
and automating reports and solutions; testing results; assisting in
the testing of data warehouse file structures; and assisting other
employees in the development and use of automated business
intelligence tools and technology. This person is expected to
manage and bring to conclusion multiple tasks and projects,
including development of departmental standard and best practices,
and instruction and mentoring of our internal customers, BI
Analyst Associate, or department intern.

QUALIFICATIONS: This candidate should have a bachelor's degree  (preferably with an
emphasis in two of the following: Economics, Business,
Accounting, Mathematics, or Computer Science) and two years of
experience in a related field or the equivalent. The candidate must
have a strong knowledge of the Microsoft Office Suite, financial
and data modeling and visualization capabilities, SharePoint power
user, and solid knowledge of SQL language. The candidate must
demonstrate an aptitude for detail, project management skills,
customer service skills, organizational skills, decision-making
skills, quality-improvement skills, problem-solving skills, strong
interpersonal, verbal, and written communication skills, and will
have excellent prioritizing and administrative skills.

PRINCIPAL RESPONSIBILITIES:
1. Work and consult effectively with internal customers at all levels to improve the quality and security of data, reporting, solutions, and deliverables; understand specific corporate,
customer, management, and operational needs and goals; perform analysis of data and
design value-driven solutions that align with our business objectives.
2. Manage multiple BI projects simultaneously; prepare project timelines; organize solution
development specifications; monitor, review, and report on project progress.
3. Proactively identify, evaluate, and communicate improvements and benefits that could be derived from modifications or automation of existing reports and manual processes. Act as a conduit to connect and facilitate collaboration between other areas of the company due to the unique perspective of this department.
 4. Research, analyze, build, and maintain automated solutions using various software
applications, BI tools, and SQL language; become a power user of the applications and BI
tools used to produce queries and reports, and continuously develop skill set, keeping pace
with new software versioning and industry trending.
5. Successfully develop, execute, and review test plans that thoroughly verify data integrity and allow for quality implementation of new or modified reports, applications, solutions, and reporting tools.
6. Develop and maintain documentation for departmental standard practices that outline
instructions for completion of all required reports, department deliverables, business logic,
metadata, and blueprints for automated solutions.
7. Serve as liaison between our internal customers and DBA team to help develop and
implement the storage and access of information through the data warehouse and other
mediums for the creation and production of automated reports.
8. Evangelize the services of BI, including planning and conducting BI and other integrated tool training sessions for internal customers; provide mentoring for department intern; conduct annual discovery meetings to seek out, identify, and respond to end-user questions, issues, and opportunities in a timely, courteous manner.
9. Demonstrate continuous effort to improve operational efficiency, productivity,
confidentiality, and accuracy; decrease turnaround times, streamline work processes, and
work cooperatively and jointly to provide quality seamless customer service. Conduct
oneself as a positive change agent and culture ambassador, promoting self-service
opportunities and efficiencies to our end users.
10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
11. Adhere to compliance procedures and participate in required compliance training.


December 22, 2021
Grade 5
Full Time
Location: Brookings, SD 

Overall Functions
This person is responsible for planning, purchasing, preparing, serving, and recording all meals and snacks served at the Center. This person is also responsible for following all the standards set by the South Dakota Child Nutrition Program.

Qualifications
This person should have a high school diploma, GED or the equivalent and one year of experience with planning, preparing and serving meals for a large group. Must have a sincere interested in working with young children. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Plan, purchase, prepare, and serve meals and snacks daily in compliance with the South Dakota Child Nutrition Guidelines and ensure a positive eating experience for each child.
  2. Order food and supplies, as needed, ensuring focus is on healthy choices and best use of the food budget.
  3. Mange the operations of the kitchen area, including daily recording the temperatures of the refrigerators and, as needed, defrosting the refrigerators/freezers.
  4. Daily clean the kitchen, laundry and dining areas, including all equipment, and collecting and transporting trash to the disposal bin.
  5. Collect, wash, dry and distribute the Center’s laundry, as needed.
  6. Be knowledgeable of program’s health and safety regulations and emergency procedures.
    Ensure readiness to respond appropriately, if necessary.
  7. Assist in other areas of the Center, as directed by the Director and/or Assistant Director,
    including the classrooms, in order to ensure proper adult/child ratios.
  8. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook,
    as well as the Kid’s World Handbook.
  10. Adhere to compliance procedures and participate in required compliance and other training
    as requested.
September 15, 2021
Grade 4
Full Time 
Location: Brookings, SD

Overall Functions
This person is responsible for providing a safe and nurturing environment for children, under the guidance of the Lead Teacher. Assist in the implementation of developmentally appropriate curriculum, in support of the program’s philosophy on early childhood education.

Qualifications
This person should have an associate’s degree in Early Childhood Education, Elementary Education or related field or be certified as a Child Development Associate and one year of relevant work experience or the equivalent. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Supervise and interact with children in all areas of the Center, outdoors and on field trips away from the Center, while maintaining a safe and inviting environment. Respecting children’s dignity and individual differences.
  2. Assist in implementing a developmentally appropriate curriculum that reflects observations and assessments of the individual children, ensuring a variety of materials and activities.
  3. Support the monitoring and evaluation of children’s development by using screening instruments and observational records.
  4. Create and maintain an open and professional relationship with all families and Center
    staff, including facilitating discussions, at the direction of the Lead Teacher, surrounding
    daily activity, changes and/or concerns, involving the children.
  5. Be knowledgeable of program’s health and safety regulations and emergency procedures.
    Ensure readiness to respond appropriately, if necessary.
  6. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  7. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook, as well as the Kid’s World Handbook.
  8. Adhere to compliance procedures and participate in required compliance and other
    training as requested.

September 1, 2021
Grade 6
Full-Time
Location: Brookings or Sioux Falls, SD / Metro, MN
 
Overall Functions
This person reviews loans in accordance with the bank's Loan Policy and Guidelines. This person should have a good understanding of all types of commercial and agricultural credits, along with the ability to make recommendations on how to minimize the bank's exposure and ensure that lending practices conform to established policy.

Qualifications
This person should have a bachelor’s degree and a minimum of five years of experience in the bank lending and credit area or the equivalent. This person should be able to analyze more complex credits producing sound credit judgment. This person should have good communication skills, an aptitude toward detail, and understand all Loan Policy and Guidelines.

Responsibilities
  1. Analyze and risk rate credit lines requiring Loan Committee review, and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  2. Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
  3. Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  4. Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  5. In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.
  6. Attend the bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  7. As required, perform services and projects for affiliate banks including compiling Board reports, coordinating the review of loan files, and testing loan underwriting guidelines.
  8. Attend loan department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the loan department.
  9. Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.

December 24, 2021
Grade 4
Full-Time
Location: Brookings, SD

Overall Functions
This person will be responsible for ongoing quality assurance reviews of vendors who provide service to support FBT’s national products program.

Qualifications
This person should have an Associates Degree plus a minimum of three years financial services experience or the equivalent. This person should possess good verbal and written communication skills, organizational skills and well rounded financial services knowledge. Must be proficient in Microsoft Office programs and have general understanding of banking compliance regulations. 3rd Party Payment Processor experience preferred.

Responsibilities
  1. Perform monthly review of processes for various programs within the national products area.
  2. Work with manager to communicate findings to third party providers and track for resolution.
  3. Provide monthly reporting of quality assurance reviews to senior management and the bank board of directors.
  4. Develop internal quality assurance processes and monitoring systems for key areas within FFC.
  5. Assist in the development of quality assurance processes for new programs as they start up.
  6. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  7. Adhere to compliance procedures and participate in required compliance training.
December 8, 2021
Grade 4
Full - Time 
Location: Madison, SD

Overall Functions
This person is responsible for reviewing client files/credit lines and account status in accordance with established Credit Policy and Guidelines.

Qualifications
This person should have an associate’s degree plus two years of prior experience in clerical support functions or the equivalent. Prior collection and/or customer service experience is desired. This person should have excellent communication skills, along with the ability to use good judgement and decision making skills.

Responsibilities
  1. Assist with analyzing risk-rating of new & existing credit lines. Analysis to be consistent with the findings of the appropriate regulatory agencies, including:
    • Properly review and set up new relationships and assess risk ratings from approved/denied credit reports in accordance with established Credit Policy and Guidelines. Communicate information associated with facility review requests for clients and account debtors.
    • Review expiring credit line reports and accurately analyze account.
    • File on broker bonds and issue debtor non-payment complaints as approved by Risk Management Supervisor.
    • Prepare Problem Loan Reports, Charge-Off Reports or Account Debtor/Client Facility Increases as directed by Risk Management Supervisor.
  2. Gather/verify status on new & existing accounts according to set procedures including:
    • Communicate with Client/Account Debtor(s) on a timely basis to ensure payment status is secured on aged invoices in the designated queue.
    • Manage/maintain detailed and factual notes resulting from contact with Client and/or Account Debtor.
    • Offer alternative options and solutions on delinquent debtor accounts.
  3. Communicate directly with Risk Management Supervisor regarding all issues relating to the above mentioned duties.
  4. Keep Risk Management Officer informed on issues relating to Account Debtor insolvency, claims or unlawful acts committed by Client where chargeable loss/debt may be suffered by the Factoring Division.
  5. Assist Funds Management Department with cash application as requested.
  6. Assist Processing Department with daily invoice processing as requested.
  7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
December 24, 2021
Grade 7
Full Time
Location: Roseville, Edina MN or Brookings, Sioux Falls, SD

Overall Functions
This person will manage the SBA loan servicing, and origination process. They are responsible for the implementation, training, and support of SBA loans to new and existing business customers and internal bank staff including origination and ongoing servicing of SBA loans for the SBA loan portfolio. This person is responsible for providing support to the internal bank customer(s), including but not limited to the SBA BDO Team and commercial lenders, to assist with the oversight and growth of the SBA loan portfolio. Ensure all policies and procedures are developed and followed, continuous improvement objectives are achieved.

Qualifications
This person should have a bachelor’s degree, plus seven years of related experience or the equivalent. This person should have leadership experience, excellent problem-solving, interpersonal, verbal, and written communication skills along with the ability to prioritize multiple tasks and meet deadlines. This person will work independently and should display good judgment and analytical skills and have a healthy desire to lead change. SBA 7a and Express loan processing and/or servicing experience is a plus.

Responsibilities
  1. Work with internal and external deal team members to create an atmosphere of teamwork, open communication, and unity. Provide oversight of all SBA loan production. Actively engage with staff and ensure they are informed on the SBA loan requirement so they can best meet our customers’ needs and expectations.
  2. Lead the processes for evaluating improvement, focused on adding value to customers and minimizing non-value-added work as part of the process. Recommend and implement improvements without compromising service quality. Investigate and research complex customer requests by gathering appropriate information and interact with a diverse number of internal and external contacts.
  3. Be a resource and subject-matter expert for staff and management regarding SBA loan products and processes. Communicate and work effectively with staff, external customers, and external vendors to close and service SBA loans.
  4. Review loan files to ensure they qualify within the structure, documentation, and SBA required quality standards and Guidelines. Complete servicing actions in accordance with SBA guidelines.
  5. Develop and provide insight and support to any staff involved in the SBA Loan process, in order to effectively manage and grow the SBA Loan profile.
  6. Perform reviews of loan files, test loan eligibility, complete board reports, complete construction inspections, and perform other related projects for affiliates as assigned.
  7. Communicate and coordinate with various vendors and/or service providers and other department managers to ensure day-to-day operational objectives are met in a timely, accurate, and efficient manner.
  8. Maintain a high level of knowledge of SBA loan products and services and latest changes and enhancements, by attending applicable training sessions supplied by vendors and other professional organizations.
  9. Prepare reports and summaries as needed and required by Manager or Business Banking staff.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.
January 13, 2022
Grade 7
Full-Time
Location: Brookings, SD  
 
OVERALL FUNCTIONS: The Senior Trust Officer (STO) is responsible for the administration and overall client relationship management of a book of trust and investment agency accounts in accordance with the terms of the governing instruments and state and federal laws. The STO will develop trust and
investment prospects as well as focus on the retention of existing business for the bank and Wealth Management Services (WMS). Working in conjunction with the /Manager of WMS, the Senior Trust Officer will provide leadership and act as a mentor to other Officers as it pertains to trust administration, estate planning, and changes to fiduciary law.

QUALIFICATIONS: The Senior Trust Officer will have a bachelor’s degree and five years of prior trust and/or investment experience or the equivalent. A Juris Doctorate is preferred but not required. It is required that this person complete advanced training as a Certified Trust and Financial Analyst or Certified Wealth Strategist. The STO will possess an understanding of laws and regulations governing the administration of trust and estate accounts. The STO will have a good understanding of investments, asset allocation, and financial planning techniques. This person will have strong communication skills to enable effective communication and interaction with fellow staff, clients, and the general public.

PRINCIPAL RESPONSIBILITIES ARE TO:

1. Administer a book of accounts in accordance with the terms of the governing
document and departmental policies and procedures. Monitor daily activity with
reference to investments, tax, and personal objectives.

2. Maintain contact with clients, beneficiaries, and organizations regarding account
performance, financial planning, tax and estate planning, and other issues to ensure
the client’s personal financial goals are being met, the beneficiary’s needs are being
addressed, and other retention services are provided.

3. Resolve problems and inquiries from grantors, principals, beneficiaries, and others.
Handle requests for distributions or planning and approving necessary expenditures
for care and maintenance.

4. Actively participate in the development of wealth management services and new trust
and investment prospects in Brookings, eastern South Dakota and west-central
Minnesota. Develop referral sources from current clients, by bank staff, and through
professionals in the area.

5. Provide leadership and fill the role as a resource for other officers in the area of trust
and estate planning, estate settlement, and conservatorships. Keep abreast of
legislation and regulatory developments to maintain technical skills and substantive
knowledge necessary to render effective account administration and the support of
other officers.

6. Administer farm management accounts including the completion of semi-annual
inspections, negotiations of farm lease agreements, and review of land production and
income generation.

7. Administer 1031 Qualified Tax Deferred Exchanges in compliance with IRS rules
and regulations.

8. Act in accordance with FBT policies and procedures as set forth in the employee
handbook.

9. Adhere to compliance procedures and participate in required compliance training.



December 30, 2021
Grade 7
Full Time
Location: Sioux Falls, SD

Overall Functions
This person is responsible for coordinating the response to all internal and 3rd party compliance, quality control, HMDA and audit findings and deficiencies. They will work closely with the Audit and Compliance departments, Market Presidents, Business Banking Managers, Directors of Retail Banking, Loan Operations, and Deposit Operations in implementing corrective actions identified during compliance reviews, internal audits, and external audits. This person will coordinate process changes and training, to help ensure consistency in all our offices. This person will monitor new guidance memos and when appropriate work with compliance to implement process changes and training and coordinate regular testing and monitoring of areas deemed to be high risk.

Qualifications
This person should have a bachelor’s degree plus six years of previous related work experience or the equivalent. A strong background in compliance and regulatory requirements along with an appreciation for the customer experience is a must. Good written and oral communication skills and the willingness to work with others is required. This person must be familiar with all lending and deposit concepts, practices, and procedures.

Responsibilities
  1. Lead the team and develop an atmosphere of teamwork, open communication and unity. Provide oversight of all services offered. Actively mentor staff and ensure they are trained, evaluated, and motivated to perform their responsibilities in an effective and progressive manner.
  2. Consults with all levels of the organization to ensure that introduction of new processes is smooth, effective, and sustainable. Leverages strong relationships with each line of business to ensure continuous improvement after initial implementation.
  3. Champions and enhances process initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives.
  4. Monitors, evaluates, and provides oversight to support the goal of a quality portfolio that follows the spirit of all applicable laws and regulations.
  5. Maintains an exceptional working knowledge of all banking regulations and compliance guidelines.
  6. Must have effective communication skills, providing feedback to management on areas experiencing weakness in a proactive way.
  7. Must be proficient at interpreting, analyzing, and understanding HMDA data and reporting requirements.
  8. Coordinate the review of originated and non-originated loan and deposit applications and adverse action notices to ensure accuracy and completeness, timeliness, proper imaging of all supporting documentation, and follow-up on completion of all items.
  9. Review all internal and external compliance and audit reports and conduct internal pre-close review of loans to identify accuracy in specific identified areas that need improvement.
  10. Work with the Market Presidents, Chief Retail Officer, and Chief Banking Officer to establish efficient procedures and practices that are effective for the client experience and compliant with all laws and regulations.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance.
December 30, 2021
Grade 7
Full-Time
Location: Sioux Falls, SD / Twin Cities, MN
 
Overall Functions
This person reviews larger and more complex loans in accordance with the bank's Loan Policy and Guidelines. This person must also make recommendations to ensure that lending practices conform to the policy. This person is also responsible to train and oversee activities within the department.

Qualifications
This person should have a bachelor's degree and a minimum of five years of experience in the bank lending and credit area or the equivalent. This person must also have good credit judgment and show attention to detail, complete documentation, and adherence to Loan Policy and Guidelines.

Responsibilities
  1. Analyze and risk rate credit lines requiring Loan Committee review. Identify problem loans and advise Loan Officers and bank management. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  2. At the direction of the VP of Credit Administration, train staff and oversee activities of the Credit Review Department to ensure that all activities of the department are carried out efficiently and effectively.
  3. Schedule, guide, and oversee credit review activities for branches and all affiliate organizations. Specific activities include file scrubs, risk ratings, and troubled credit identification.
  4. Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  5. Present all files not meeting standards of the bank's Loan Policy and Guidelines to the VP of Credit Administration, with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  6. In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit line. Perform follow-up action as necessary until corrected.
  7. Attend the bank's Loan Committee meetings where credit lines are presented to the Loan
    Committee for final approval, recommended action, and classification.
  8. Participate in the ongoing development of the bank's loan spreadsheet and risk-rating
    systems and the overall credit review function.
  9. Advise and assist management in maintaining and updating the bank's Loan Policy and
    Guidelines according to established procedures.
  10. At the direction of management, assist with the detailed preparation of certain reports such
    as the criticized asset report, past-due reports, etc.
  11. Monitor large credit lines to ensure compliance with prescribed legal lending limits.
  12. Determine credit worthiness of all bank ACH customers annually. This process includes
    approving all ACH credit requests and determination of risk caps and credit restrictions.
  13. Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  14. Adhere to compliance procedures and participate in required compliance training.
December 30, 2021
Grade 7
Full-Time
Location: Roseville, MN
 
Overall Functions
This person works directly with the WMS Chief Investment Officer to supervise and execute all WMS investment activities within established risk/reward parameters. Articulates perspective on current investment outlook and ensures communication to clients and staff. Implements investment policies and strategies and provides guidance to Trust Administrators, Trust Officers, and Wealth Advisors with respect to investment policies and procedures. Uses multiple sources and data points to monitor and research WMS investment strategy.

Qualifications
This person should have a bachelor’s degree, plus a minimum of seven years of experience in trust and investments or the equivalent. A professional designation such as a CFP, CPA or CTFA is strongly desired. Must have a clear understanding of economic principals and their impact on the financial markets. Strong interpersonal, problem solving, and analytical skills are required. Good written and oral communication skills are required. Excellent customer service and PC skills are required. This person must be able to develop working relationships with referral sources (both internal and external), interact on a high level with other area professionals, and become an integral part of the overall Bank team.

Responsibilities
  1. Investment Oversight – Monitor and maintain portfolios in coordination with Wealth Management Officers and Wealth Advisors utilizing approved portfolios and investments set forth by the Trust Investment Committee or directed by clients. Additionally, investing/re-investing client portfolios in accordance with their stated objective. Responsible for communication with external research sources, application of 3rd party investment recommendations, and applying them to client portfolios.
  2. Conducts ongoing proactive research and is responsible for making recommendations to the WMS Chief Investment Officer and TIC regarding strategic and tactical investment actions. Communicates investment strategy and changes to clients and colleagues. Creates and maintains investment marketing and sales/retention support materials.
  3. Provide guidance to Wealth Management Officers and Wealth Advisors with respect to investment policies and procedures; translates and communicates complex investment topics and financial market issues into simple language and everyday terms that can be absorbed by clients, prospects and employees and sells the value proposition of First Bank & Trust’s Wealth Management solutions.
  4. Trust Investment Committee – responsible for attending and supporting TIC meetings, including setting, preparing/disseminating materials, and preparing minutes.
  5. Retirement Plan Services Support – Monitor an approved mutual fund list the ERISA department can use for its investment offerings in retirement plans with a focus on diversification, performance, internal expenses and suitability. Be available to discuss investment options with current and prospective Plan Sponsors and Plan Investment Committees in our efforts to retain existing plans and attract new ones.
  6. Client Sales – responsible for working in partnership with Wealth Officers and Advisors to acquire new client relationships and generate referrals to other areas of the Bank.
  7. Assist in the completion of all internal and external audit requests. Provide direct assistance to the manager for all regulatory compliance reviews (FDIC/State) as requested.
  8. Compliance – follow all applicable securities and regulatory laws and regulations, FB&T policies, procedures and compliance requirements.
  9. Other – responsible for completion of other client and/or department tasks as assigned by WMS manager(s).
  10.  Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.
December 30, 2021
Grade 3
Intern
Location: Roseville, MN or Sioux Falls, SD
 
Overall Functions
This person will review loans in accordance with the Bank's Loan Policies and Guidelines. This person will learn the foundations of analyzing smaller commercial and agricultural credits, along with ongoing credit administration.

Qualifications
This person should be working towards a degree in business/accounting/finance field. This person should have an aptitude toward detail and adherence to Loan Policy and Guidelines.

Responsibilities
  1. Assist with analyzing and risk rating credit lines requiring Loan Committee review and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.
  2. Assist with the review of loan files as advances are made to ensure that they qualify within the structure, documentation, and credit quality standards of the Bank's Loan Policy and Guidelines.
  3. Present loan files or credit lines not meeting the standards of the Bank's Loan Policy and Guidelines to Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the Bank's position.
  4. Attend the Bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  5. Perform reviews of loan files, test loan underwriting, construction inspections and perform other credit related projects.
  6. Attend loan department and other committee meetings as requested by management to participate in decisions, which affect ongoing and future operations of the loan department.
  7. Shadow other departments as assigned.
  8. Act in accordance with First Bank & Trust policies and procedures as set forth in the
    employee handbook.
  9. Adhere to compliance procedures and participate in required compliance training.
December 30, 2021
Grade 4
Part-Time
Location: Brookings, SD

Overall Functions
This person is responsible for tasks associated with FBT’s Mail Services department. Both bank and postal procedures must be adhered to. This person processes incoming mail and interoffice correspondence and assists with outgoing mail. This person acts as Courier for Brookings locations which includes money/coin movement between branches.

Qualifications
This person should have a high school diploma plus two years of previous work experience or the equivalent. A valid South Dakota driver’s license must be maintained. An understanding of postal rules and effective communication skills are emphasized. Ability to complete multiple tasks while meeting deadlines is essential. This person must be able to lift up to 60 pounds.

Responsibilities
  1. Act as Courier for the Brookings locations.
  2. Execute money runs between branch locations as requested while being mindful of safety and efficiency. Attend appropriate training to ensure safety tactics and awareness standards are met.
  3. Process all incoming mail and interoffice correspondence by sorting and delivering to the appropriate recipients in a timely manner.
  4. Be responsible for processing returned mail, following appropriate procedures and in accordance with departmental performance level standards.
  5. Assist with the production of outgoing mail for the bank to be delivered to the USPS according to postal regulations, and also for maximum cost efficiency. This includes bank statements, customer letters/notices, year-end tax statements, and other special mailings.
  6. Demonstrate continuous effort to contribute to process improvement, operational efficiency, and superior customer service. Document standard practices, and accurately track and record any testing or implemented ideas.
  7. Assist management by identifying areas of concern, department needs, and process efficiency improvements. Support and participate in Operations programs. Be familiar with and practice the “Be the 1” Principles and embrace our service culture. Actively pursue developmental opportunities as discussed in one-on-one meetings, the annual review process, and team meetings.
  8. Participate and provide input during team and department meetings.
  9. Cross-train within the department to provide relief support on high-volume days.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.









First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800-843-1552 or email hr@bankeasy.com.