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First Bank & Trust job openings

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May 27, 2021
Grade 6
Full-Time
Location: New Prague, MN

Overall Functions
This person underwrites, services, and develops business loan relationships in a profitable manner while minimizing risk. Emphasis is placed on credit quality, loan performance, and client profitability.

Qualifications
This person should have a bachelor's degree and a minimum of two years of related experience or the equivalent. Experience in loan documentation, loan file compliance, and credit analysis, as well as an in-depth understanding of business and personal financial concepts, is recommended. This person must possess good communication, marketing, sales, and negotiation skills.

Responsibilities
  1. Service and administer assigned business loans in accordance with the Loan Policy and Guidelines.
  2. Interview loan applicants, and collect and analyze financial and related data to formulate proposals for existing and prospective clients.
  3. Establish and negotiate where necessary the terms under which a business banking relationship will be extended, including the costs, repayment method, schedule, and collateral requirements, and include all documentation according to the Loan Policy and Guidelines.
  4. Develop new relationships by contacting prospects and clients while making sound decisions and exhibiting good credit judgment. On an ongoing basis, consider the level of risk in each loan in the portfolio and assign the corresponding risk rating to the loan.
  5. Maintain a high level of knowledge of Business Solutions products and services. Develop and maintain effective working relationships between the Business Solutions Department and the Business Banking Department to promote cross-selling of products and services.
  6. Underwrite Business Credit Card applications in accordance with established Business Credit Card underwriting guidelines to ensure proper documentation and approval levels are met.
  7. Utilize reasonable efforts on the collection of loans extended using any legal means as outlined in the Loan Policy and Guidelines.
  8. Review and discuss with business loan clients concerning various financial needs, cross-sell products, and answer clients’ questions about bank policies and procedures. Keep abreast of trends that may impact the bank's clients, including legal, regulatory, and economic issues.
  9. Counsel with the Business Banking Department Manager on all matters pertinent to the operations of the Business Banking Department.
  10. Attend all loan meetings as directed by the Business Banking Department Manager to participate in decisions that affect ongoing and future operations of the Business Banking Department.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
March 23, 2021
Grade 4
Full-Time
Location: Brookings, SD

Overall Functions
This person provides new business and existing client support to the Trust division of the Wealth Management Services Department/Group in a professional manner. This person will also provide administrative support for the Trust and Investment Officers.

Qualifications
This person should have a minimum of an associate’s degree, plus four years of related work experience or the equivalent. Experience with a bank, wealth management group, , trust company, law firm or brokerage firm is preferred. Knowledge, or the ability to learn a basic understanding of legal trust documents; stocks, bonds, and mutual funds; tax concepts; interpreting financial statements; and assisting with client distributions. Excellent oral and written communications skills and attention to detail are required. Advanced knowledge of Excel and Word is needed. Must be able to make decisions independently, while balancing multiple priorities and meeting deadlines.

Responsibilities
  1. Establish and maintain all support areas of Trust and Estate account administration, sales activities, and relationship management, while managing a majority of the relationship activities for smaller accounts.
  2. Support trust officers by preparing correspondence to clients, attorneys, accountants and beneficiaries communicating respective activity in their account by the department in its legal capacity.
  3. Coordinate the preparation and opening of new client accounts and related paperwork, along with participating in client meetings as needed. Assist with gathering information for such meetings and presentations.
  4. Provide administrative assistance in the performance of WMS as a trust beneficiary for irrevocable funeral trusts, including the timely completion and submission of benefit claim forms, contact with insurance companies and funeral service providers, coordination of payments and resolving problem claims.
  5. Work in a rotation to process and distribute mail in a timely manner. Prepare a daily log of all
    incoming assets including cash and non-cash items, physical securities, insurance policies,
    contracts and miscellaneous assets in accordance with procedures.
  6. Assist as needed with financial/wealth planning such as spreadsheet preparation and analysis,
    completion, and entry of client discovery documentation in appropriate planning systems.
  7. Assist in preparation of Initial 60-day reviews and Annual Administrative and Investment
    reviews for various Trust & Investment officers. Ability to read basic trust documents.
  8. Monitor and manage the coordination of all Fiduciary and Personal tax returns for WMS
    clients. Deliver tax ledgers to appropriate preparers, coordinate signatures and tax payments as
    necessary.
  9. Maintain and update the client database for future appointments as Trustee and Personal
    Representative as well as pipeline management. Prepare customer account statements for officer
    review and mailing.
  10. Meet with bank customers in support of Custodial IRA Services. Prepare and process custodial
    IRAs and disclosures on the Jack Henry Streamline application including processing of new
    accounts, contributions and distributions. Act as a dual member in the posting and
    reconciliation process of all IRA transactions across all FB&T locations. Verify accuracy of
    posting and resolve any discrepancies.
  11. Serve as primary client liaison for trust and wealth management customers.
  12. Assist in all areas of WMS as assigned by the SVP.
  13. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  14. Adhere to compliance procedures and participate in required compliance training.
April 13, 2021
Grade 5
Full-Time
Location: Madison, SD

Overall Functions
This person originates and manages mortgage loans that meet established lending requirements and criteria and which provide maximum profitability to the bank with a minimum of risk.

Qualifications
This person should have a bachelor’s degree plus a minimum of two years of progressively advanced experience in bank lending or the equivalent. Emphasis is placed on suitable communication skills as well as aptitude for detail.

Responsibilities
  1. Seek, identify, and solicit desirable mortgage loan customers, to enhance a sales culture within the Mortgage Lending Department, while maximizing profitability and minimizing risk to the bank.
  2. Interview mortgage loan applicants in order to assemble the information needed to make a credit decision as required by Loan Policies and Guidelines, industry standards, and consumer compliance regulations.
  3. Determine the creditworthiness of applicants by analyzing credit information and appraisals, referring to lending authority as required by Loan Policies and Guidelines and industry standards.
  4. Ensure the complete collection of all loans extended by monitoring past-due reports, assisting the Mortgage Loan Servicing Department on collection efforts, using all legal means as required by Loan Policies and Guidelines.
  5. Remain current on industry products and developments, ensuring the bank’s ongoing competitive advantage.
  6. Provide ongoing customer service to ensure customer retention and continued cross-selling of other bank products and services.
  7.  Assist correspondent banks, affiliates, and other FBT banks with originating and closing mortgage loans.
  8. Attend all loan meetings as deemed appropriate or directed by the Mortgage Lending Department Manager to participate in decisions that affect ongoing and future operations of the loan function.
  9. Provide guidance and assistance to the other Mortgage Department staff.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.
April 28, 2021
Grade 3
Part Time 
Location: Madison, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
March 11, 2021
Grade 4
Full Time
Location: Madison, SD

Overall Functions
This person provides customer service as it relates to areas of invoicing, including acquisition, distribution, filing, and billing.

Qualifications
This person should have an associate’s degree and two years of prior experience in clerical support functions or the equivalent. Comprehensive knowledge of the factoring industry is preferred, but not required. In this position, emphasis is placed on serving the customer in a cordial and efficient manner. This person should possess good communication skills plus a genuine interest in satisfying the needs of the customer. Ability to take direction from management and senior team members and meet deadlines is required.

Responsibilities
  1. Provide customer service and address customer & account debtor’s needs directly, as they relate to invoicing, acquisition, distribution, filing and billing. This includes assisting customers on the phone, determining their needs, notifying appropriate staff of customers’ needs and routing to the appropriate areas.
  2. Reconcile and maintain original bills of lading and bill to Account Debtor, as directed, following established procedures of Distribution, Crosscheck, Audit and Data Entry/Upload for customer’s submitted invoices.
  3. Manage the unique billing process and requirements for certain identified account debtors. Process all outgoing billing in a timely manner.
  4. Manage the notice of assignment process and file confirmations as directed.
  5. Maintain filing system for all reports and other miscellaneous items.
  6. Scan, file, and retrieve all invoices in and out of the optical library.
  7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
April 28, 2021
Grade 3
Part Time 
Location: Brookings, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
June 8, 2021
Grade 4
Full Time 
Location: Brookings, SD

Overall Functions
Works as part of a team that performs diversified duties. Ensure that proper procedures have been followed by FBT staff when taking wire transfer requests from customers, as set procedures mitigate fraud risk. Ensure proper and timely processing of all bank and customer wire transfer activities or any other transactions overseen by the Wire Desk.

Qualifications
This person should have at a minimum of an Associate’s Degree, plus two years of experience in a related business field, preferably in a banking environment. Because this person works directly with customers and other bank departments, good communication and customer service skills are essential. Must be able to work under pressure and be able to meet deadlines. Excel experience preferred.

Responsibilities
  1. Receive, review, and process all incoming wires and outgoing wire requests for internal and external customers. Ensure proper and timely processing, posting, and notification of all wire transactions when procedures have been correctly followed, including verification of customer identification, wire amounts, financial institutions, and account beneficiaries of outgoing wires. Quarantine and follow up on any requests submitted where procedures have not been correctly followed. Maintain high-level, dual control standard of accuracy wherever dual control is required in the wire transfer process and, whenever possible, even where dual control is not required.
  2. Provide appropriate and, if possible, timely feedback on any customer or department research requests on previous and/or current wire transfers.
  3. Maintain all wire records in Microsoft SharePoint and update wire totals on a monthly basis. Provide BSA officers with updates on all foreign wire transfer activity, both quarterly and as requested. Adhere to compliance procedures and participate in required compliance training. Recognize suspicious or unusual wire transfer activity and escalate to the appropriate level.
  4. Monitor activity and control daily target balances at the Federal Home Loan Bank of Des Moines. Ensure that transactions are processed in a timely fashion, including but not limited to advances, stock purchases, monthly interest and charges, as well as bond purchases, sales, and interest payments. Coordinate with Mortgage Loan Servicing to eliminate any outstanding balances related to loan funding.
  5. Monitor and control daily target balances for the bank’s Federal Reserve account and assure compliance with Federal Reserve Daylight Overdraft Policy. Record all daily transactions which affect the account balance on the Daily Projection Sheets. Monitor large customer wire transfers and notify the appropriate personnel to anticipate funding changes.
  6. Ensure accurate and timely processing of Time Certificate purchases, maturities and interest payments, as well as any Fed currency order and sell requests for all locations. Track interest payments received for Time Certificates and notify the Treasury Analyst of any unusual activity. Monitor Federal Reserve balances for currency transactions and post any new transactions to the proper charter/branch general ledger accounts as they occur.
  7. Monitor the Fed Funds position for affiliate and correspondent banks and notify the appropriate personnel when the Fed Funds position is nearing policy limits.
  8. Maintain reconciliations on SharePoint for all affiliate banks and FFC. Reconcile various other general ledger accounts daily and communicate with the banks or departments of outstanding items. Assure they are corrected on a timely basis.
  9. Assist the Wire Desk Supervisor with research of request information for internal or external audits and exams.
  10. Regularly participate in Wire Desk team meetings and, as often as possible, participate in any training opportunities offered to improve wire transfer processing. Suggest improvements to make the wire process or account reconciliation process more efficient.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
June 10, 2021
Grade 3
Intern 
Location: Sioux Falls or Brookings, SD

Overall Functions
This person will be responsible for assisting in incident response and analyzing data and information security technologies to protect the integrity, availability, and confidentiality of information and systems owned, controlled, or managed by FBT. Ensure FBT technology policies and procedures are monitored with appropriate reporting and alerting levels established, documented, and delivered.

Qualifications
This person should have a high school diploma plus be working towards a higher education degree. Knowledge of networking, storage, and systems architecture with basic troubleshooting skills is preferred. This person must possess a strong understanding of service delivery and have excellent communications skills. This person must be self-motivated, highly organized, and able to prioritize tasks.

Physical Requirements
This position will require infrequently lifting up to 75 pounds, occasionally lifting up to 50 pounds, and frequently lifting up to 25 pounds. This person may occasionally work in environments that may be louder than a normal office environment, requiring the use of hearing protection and protective clothing. This person will occasionally use ladders, power equipment, and hand tools in completing job responsibilities.

Responsibilities
  1. Monitor FB&T’s networks for security breaches and investigate a violation when one occurs.
  2. Prepare reports that document security events and the extent of the possible damage caused by the breaches.
  3. Conduct vulnerability scans or penetration testing, where applicable, to simulate attacks or to look for vulnerabilities in systems and networks before they can be exploited.
  4. Investigate suspected phishing attempts received by employees
  5. Help support security standards and best practices for FB&T.
  6. Help computer users when they need to install or learn about new security products and procedures.
  7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
May 13, 2021
Grade 6
Full-Time
Location: Cambridge, MN

Overall Functions
This person is responsible for the management, configuration, and maintenance of IT infrastructure needs within FFC. This individual works with internal and external parties to design, acquire, integrate, and maintain systems to support business initiatives while achieving operational efficiency and information integrity.

Qualifications
This person should have a bachelor’s degree, preferably in the technology field, and five years of related job experience in technology services/management or the equivalent. Industry standard certification is required in Cisco, VMware, or Microsoft (CCNA or greater, VCP or greater, MCSA or equivalent). Knowledge of networking, storage, and systems architecture with advanced troubleshooting skills is required. This person must possess a strong understanding of service delivery and have excellent communications skills. This person must be self-motivated, highly organized, and able to prioritize tasks. This position requires infrequently lifting up to 75 pounds, occasionally lifting up to 50 pounds, and frequently lifting up to 25 pounds. This person may occasionally work in environments that may be louder than a normal office environment, requiring the use of hearing protection and protective clothing. This person will occasionally use ladders, power equipment, and hand tools in completing job responsibilities.

Responsibilities
  1. Support all functions relating to four of the following: network, storage, server infrastructure, voice solution, wireless technologies, security, and/or end-user support throughout the corporation. Ensure all operations are conducted efficiently and effectively.
  2. Analyze inquiries and create solutions to resolve the problems. Review all escalated inquiries to ensure that proper follow-up and closure have been accomplished. Ensure that resolutions of problems and inquiries are in accordance with ITS service delivery standards.
  3. Plan and manage preventative measures for infrastructure support including data center operations. Perform updates during least impacting, non-business hours, when required.
  4. Perform network administration and security configuration including setting up users,
    maintaining user rights, e-mail configuration, user access controls, WAN monitoring,
    capacity monitoring, and system security.
  5. Design and test business continuity solutions relating to primary areas of support. Assist and
    participate in required disaster recovery/business continuity tests. Conduct business
    continuity testing of managed systems in accordance with FFC policies and procedures.
  6. Ensure each user has adequate connectivity and security in accordance with company
    policies. Become familiar with and implement new FFC systems as they are introduced.
  7. Attend meetings as deemed appropriate and collaborate with other FFC staff on
    hardware/software/applications projects and research.
  8. Keep current on industry trends and advances in technology relating to the use of computer
    systems in the financial industry. Make recommendations on the use of these advances.
    Maintain up-to-date knowledge of the technology supported by attending industry seminars
    and training sessions, as well as utilize third-party technology consulting as needed.
  9. Participate in required helpdesk and after-hours on-call rotation.
  10. Adhere to compliance procedures and participate in required compliance training.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
June 1, 2021
Grade 4
Full-Time
Location: Cambridge, MN

Overall Functions
This person provides administrative support to the Business Bankers.

Qualifications
This person should have a minimum of an associate’s degree plus two years of previous work experience or the equivalent. General knowledge of bank services is helpful. This person should have good written and verbal communication skills.

Responsibilities
  1. Greet customers, and screen and transfer incoming calls for the Business Bankers.
  2. Prepare various banking transactions for Business Bankers, including but not limited to loan advances, deposit transfers, and loan payments.
  3. Assist in electronic file preparation and on-going loan documentation by scanning and indexing loan documents in Synergy.
  4. Assist officers with file discrepancy reports, in conjunction with electronic loan files and collateral tracking, by interacting with customers and other sources to obtain information to complete loan files.
  5. Adhere to the bank’s corporate retention policy and maintain/destroy loan files, reports, and other miscellaneous documents as the bank’s policy states.
  6. Prepare construction draw advances and lien waivers and maintain draw files in regard to the Loans in Process (LIP) program.
  7. Prepare letters, comments, commercial reviews, and other documentation at the direction of the Business Bankers.
  8. Schedule and maintain a log for all real estate appraisals for both the Mortgage and Business Banking Loan Departments.
  9. Assist Business Bankers in their roles with community activities and on special projects as needed.
  10. Act as a member of the dual-control team that operates the safekeeping and collateral vaults.
  11. Provide assistance and backup to Ag, Mortgage, and Retail Departments as necessary dependent on location.
  12. Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  13. Adhere to compliance procedures and participate in required compliance training.
April 9, 2021
Grade 3
Internship
Location: Brookings, SD

Overall Functions
This person is responsible for assisting the System Support Team with incoming change control requests and support questions relating to banking software systems from all departments within Fishback Financial Corporation.

Qualifications
This person should have a high school diploma plus be working towards a higher education degree. Effective communication skills and the ability to complete multiple tasks while meeting deadlines are essential. This person should possess good communication and analytical skills as well as an aptitude for detail.

Responsibilities
  1. Assist with a variety of administrative and operational tasks as directed by the Banking Systems Supervisor that support operational efficiency.
  2. Assist with researching and implementing effective solutions to departmental needs in accordance with compliance requirements, as directed by the Banking Systems Supervisor.
  3. Assist with monitoring change control requests and support questions regarding banking software systems and taking appropriate action on those requests.
  4. Document and track system changes in accordance to the change control policy.
  5. Create and transmit various data files to third parties as scheduled and/or required.
  6. Assist Banking Systems Supervisor in creating and updating departmental procedures for all tasks performed.
  7. Act in accordance with FFC Policies and Procedures as set forth in the employee handbook.
  8. Adhere to compliance procedures and participate in required compliance training.
February 19, 2021
Grade 3
Part Time 
Location: Cambridge, MN

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.

April 13, 2021
Grade 3
Part Time 
Location: Brookings, SD

Overall Functions
This person is responsible for providing a safe and nurturing environment for children, under the guidance of the Lead and/or Assistant Teacher. Assist in the implementation of developmentally appropriate curriculum, in support of the program’s philosophy on early childhood education.

Qualifications
This person should have a high school diploma, GED or the equivalent and one year of experience with young children. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Supervise and interact with children in all areas of the Center, outdoors and on field trips away from the Center, while maintaining a safe and inviting environment. Respecting children’s dignity and individual differences.
  2. Assist in implementing a developmentally appropriate curriculum that reflects observations and assessments of the individual children, ensuring a variety of materials and activities.
  3. Create and maintain an open and professional relationship with all families and Center staff, including facilitating discussions, at the direction of the Lead Teacher, surrounding daily activity, changes and/or concerns, involving the children.
  4. Be knowledgeable of program’s health and safety regulations and emergency procedures. Ensure readiness to respond appropriately, if necessary.
  5. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  6. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook, as well as the Kid’s World Handbook.
  7. Adhere to compliance procedures and participate in required compliance and other
    training as requested.

May 13, 2021
Grade 6
Full-Time
Location: Sioux Falls, SD
 
Overall Functions
This person is responsible for the oversight of the First Bank & Trust (FBT) Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) program for National Products. This person is supervised by and works closely with the appointed BSA Officer, other BSA staff within the Bank, as well as National Product staff regarding all aspects of compliance with the BSA/AML, USA PATRIOT Act, OFAC, Regulation

Qualifications
This individual should have a bachelor’s degree plus five years of bank BSA/AML related experience or the equivalent. This person must have or obtain at least one BSA/AML certification from a bank trade association. This person should have knowledge of all applicable federal and state laws, regulations, and regulatory guidance documents as they pertain to BSA. This person shall also have a background in Fraud and Fraud Investigations. This person should have strong written and verbal communication skills, strong analytical and problem. This person will need to work independently or as a team member in an environment requiring constant multitasking and reprioritization and utilize effective decision-making skills.

Responsibilities
  1. Coordinate and ensure compliance with the BSA/AML requirements, USA PATRIOT Actrequirements, OFAC, Regulation GG, and FACT Act for FBT National Product Partners.Implement enhancements and changes to policies and procedures related to NationalProducts’ programs as directed by BSA Officer.
  2. Perform BSA/AML suspicious activity and fraudulent investigations across the NationalProducts Partner Programs as a result of referrals from various internal sources, internetresearch, and information from external contacts/program partners. Utilize Verafin softwarefor case management and SAR filing.
  3. Provide support to National Products staff and program partners by responding to questions,
    researching issues, and collaborating to determine a resolution. Attend quarterly BSA
    meetings to stay informed of regulatory changes.
  4. Review, investigate, and refer incident reports of National Products partners as necessary.
    Consult with National Products staff and partners to ensure partner’s compliance with
    BSA/AML.
  5. Participate in due diligence reviews for potential partners as directed.
  6. Ensure compliance of customer risk ratings, beneficial ownership and ongoing due diligence
    of customers through review of CDD/EDD alerts in Verafin and monthly beneficial owner
    reports as requested.
  7. Assist BSA Officer during BSA audits and examinations.
  8. Participate in SAR Committee. File and review SARs as assigned.
  9. Represent Risk Management on standing and ad-hoc groups, project teams, and committees,
    as assigned by supervisor.
  10. Provide support and backup for all BSA or FRAML functions.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
June 1, 2021
Grade 4
Full-Time
Location: Pipestone, MN
 
Overall Functions
This position provides administrative and loan processing support to the loan officers.

Qualifications
This person should have an associate’s degree plus three years of job-related experience or the equivalent. Excellent oral and written communication skills and the ability to work effectively with customers and other professionals are required. This person must be familiar with lending concepts, practices, and procedures.

Responsibilities
  1. Organize and file loan documents, including modifications and extensions, according to established procedures. Identify appropriate documentation for all types of loans.
  2. Monitor loan files for receipt of complete and accurate documentation, such as titles, insurance, mortgages, UCC filings, and letters of good standing. Maintain collateral tracking, with follow-up letters for missing information.
  3. Process consumer, mortgage, agriculture, and commercial loan documentation at the direction of lending officers and complete loan files in accordance with bank procedures.
  4. Post loan payments, enter requests for file maintenance on current portfolio loans as required.
  5. Screen and transfer incoming telephone calls for loan officers and other bank staff, as well as assist with answering the main phone line.
  6. Respond to and resolve customer inquiries and disputes on a timely basis, or refer customers to the appropriate department.
  7. Perform general teller functions (depending on location), which may include but are not limited to:
    a. Processing customer deposits and withdrawals.
    b. Accepting loan payments.
    c. Processing credit card cash advances.
    d. Selling negotiable instruments such as cashier’s checks and money orders.
  8. Cross-train in other areas as directed by the Supervisor, to complete the backup function.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.
January 22, 2021
Grade 5
Full Time 
Location: Sioux Falls, SD 

Overall Functions
This person shall be responsible for sales and service activities, including developing and managing accounts that meet established requirements to provide maximum profitability to the bank with minimum risk.

Qualifications
This person should have a bachelor’s degree and two years of related experience in sales and/or retail activities, or the equivalent. This person should possess excellent verbal and written communication skills, have a well-rounded knowledge of all retail products and services, and have the ability to satisfy the banking needs of the customer.

Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:
  1. Effectively match customer’s need by referring and/or selling products and services to enhance the customers’ relationship consistent with the First Bank & Trust Sales Culture. Work with resources provided to develop new customer relationships; including mortgage group, business banking group, ag group,
  2. Responsible for maintaining existing relationships that are profitable to the bank. Actively communicate with and provide excellent customer service to existing customers to strengthen retention.
  3. Perform general teller functions, including maintaining sufficient cash drawer funds to provide timely customer service while remaining within the drawer limit requirements set by the bank. Balance teller drawer and daily transactions according to established procedures.
  4. Following Loan Policy and Guidelines, originate, underwrite, and close consumer loans. Monitor and maintain both the deposit and credit portfolios of customer households for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  5.  As coordinated by the Retail Branch Manager, conduct weekly surveys of competitors deposit rates and special offerings. Update internal rate chart and distribute to appropriate bank personnel.
  6. Receive and verify domestic wire instructions from customers and transmit that information to the Accounting department.
  7. Be involved in professional and non-profit organizations outside of the bank to help maintain the positive reputation of the bank.
  8. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  9. Adhere to compliance procedures and participate in required compliance training.

June 1, 2021
Grade 5
Full Time 
Location: Brookings, SD 

Overall Functions
This person provides direct support to the Recordkeeping Supervisor and Officers in servicing and administration of Pension, 401(k), 457(b), and Profit-Sharing Plans. This person prepares allocations and individual participant statements, communicates with client administrators to gather testing data, and reviews census information. This person also performs and analyzes all required testing and communicates results to client and internal parties.

Qualifications
This person should have a bachelor’s degree in business administration, finance, or accounting and five years of prior trust or accounting experience or the equivalent. While not required, some formal computer science training is highly recommended. This person should also possess good written and oral communication skills.

Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:
  1. Establish and maintain employee benefit plans on the participant recordkeeping system per the plan’s adoption agreement. Maintain individual enrollment, investment elections, and beneficiary and withdrawal forms.
  2. Input employee deferrals on recordkeeping system to generate proper deposit and investment allocation, verify deposit, and resolve discrepancies with client if needed. Place mutual fund trades with the order desk same day and settle trades next day. Verify share and dollar balances prior to posting to the participant and plan accounts.
  3. Manage incoming participant and plan sponsor calls regarding employee distribution requests, hardship withdrawals, loans, and direct rollovers, and process transactions accordingly.
  4. Export prices for various mutual funds from the trust accounting system and import to the participant recordkeeping system on a daily basis. Create transactions needed to balance the Employee Benefit Trust Funds, by plan, to the Relius retirement system.
  5. Complete the WEB database moves and verify sample account balances and activity on each system by plan and participant.
  6. Reconcile the Employee Benefit Trust Fund to the participant recordkeeping system daily and/or quarterly on all plans, including participant contributions, earnings, forfeitures, and distributions.
  7. Gather employer census data and prepare participant statements, allocation report, summary annual report, and all other applicable investment reports.
  8. Responsible for keeping up to date on Relius system changes along with all Federal, IRS, DOL, and ERISA Rules and Regulations pertaining to qualified retirement plans.
  9. Monitor each plan for compliance with IRS, ERISA, and DOL rules and regulations, and complete all required compliance and discrimination testing as required by the plan administrator and trustee. Communicate with Plan Sponsor and/or officer in charge of the testing results. Provide proactive solutions to testing violations.
  10. Prepare signature-ready electronic Form 5500 federal tax return and appropriate schedules. Also responsible to prepare 1099-R tax forms for distributions from employee benefit plans and IRA accounts, accounting separately for tax withholding to IRS on tax Form 945.
  11. Perform duties of other Retirement Plan Services Specialist when absent.
  12. Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  13. Adhere to compliance procedures and participate in required compliance and educational training.

March 2, 2021
Grade 4
Full Time 
Location: Brookings, SD or Sioux Falls, SD

Overall Functions
This person is responsible for responding to incoming telephone calls from customers and bank employees concerning customer accounts and customer account-related service in conformance with policy, procedures, and service quality standards. This person acts as a support for all staff regarding bank operations areas or topics.

Qualifications
This person should have an associate's degree plus two years of experience in a related field or the equivalent. This person must display excellent oral and written communication skills and have the ability to work independently and as a team. This person must have proven customer service, judgment, and organizational skills and must possess excellent computer skills. This person should be able to work independently as well as collaboratively on a small team of less than 10 individuals.

Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:
  1. Respond to customer phone inquiries regarding a full range of customer transactions and banking products, services, and online banking.
  2. Ensure customer confidentiality.
  3. Seek opportunities to retain, expand, and attract customer relationships. Assess customer needs and make recommendations regarding options available.
  4. Adhere to established policies and procedures regarding appropriate resolution of customer complaints.
  5. Demonstrate effective decision making in determining corrections, fee waivers, and refunds, and in appropriate methods/solutions to meeting customers’ needs.
  6. Inform Management of irregular or recurring problems and suggest improvements to better the service provided by the Call Center.
  7. Be responsible for promoting the bank’s philosophy of excellent customer service.
  8. Attend all meetings and any other required meetings and/or developmental training deemed necessary by the Call Center Supervisor.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training.

March 2, 2021
Grade 4
Full Time 
Location: Brookings, SD 

Overall Functions
This person works as part of an autonomous team and performs a wide variety of duties related to deposit and payment transactions for First Bank & Trust. This includes processing, exceptions, reconciliation, research, maintenance and support for both internal and external customers. This person may be required to work in the evenings and/or during on-call hours.

Qualifications
This person should have an associate’s degree in a business-related field and one year of bank-related experience or the equivalent. Above average customer service skills and the ability to work independently, as well as part of a team, to complete a variety of tasks while meeting deadlines. This person should have an aptitude for detail and accuracy and possess problem solving skills.
Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:

Process ACH and/or Check 21 files with accuracy and attention to detail, as well as understand how the ACH and Check networks operate. Follow the appropriate Rules and Regulations related to file processing and possible exceptions to ensure completion within the appropriate timeframes. Respond to research and maintenance requests promptly. Process credit card applications and maintain a solid working relationship with underwriters. Process credit card payments, as well as respond to customer inquiries and research requests promptly and professionally. Work with vendors when appropriate regarding the credit card portfolio.

  1. Monitor day to day activity for ATM fleet. Communicate with Retail staff and vendors as appropriate to ensure ATM functionality. Keep Support Analysts and Supervisor informed of trending issues to be further researched; they are also your contact point for escalated situations. Be engaged with Continuous Improvement initiatives to contribute to process improvements, operational efficiencies, and superior customer service.
  2. Perform quality checks of all critical, key daily functions within the department and respond to department emails as appropriate. Assist in reviewing, maintaining, and updating department procedures annually, at a minimum. Strengthen team dynamics by participating in cross-training efforts as needed.
  3.  Act as a resource for internal and external customers across the organization in regards to deposit accounting functions and applicable regulations. Respond to customer inquiries and requests in a timely manner; assisting frontline staff promptly to expedite resolutions to customer issues.
  4. Research, investigate, track, and follow all Regulation E rules, demonstrating accuracy, thoroughness, and orderliness in working ACH disputes and ATM/POS disputes. Respond to customers in accordance with Regulation E timeframes.
  5. Contribute to and support Operational programs. Be familiar with and practice the “Be the 1” principles. Actively pursue developmental opportunities as discussed in one-on-ones and/or annual performance reviews.
  6. Comply with laws, regulations, and policies that impact the business, keeping the supervisor and department manager apprised of potential issues or areas of concern.
  7. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  8.  Adhere to compliance procedures and participate in required compliance training.

March 11, 2021
Grade 3
Full Time 
Location: Brookings, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
June 1, 2021
Grade 6
Full Time 
Location: Brookings, SD 

Overall Functions
This person is responsible for maintaining efficient and successful operations of all assigned branch staff and activities, in addition to developing new and managing existing customers. This person is responsible for facilitating the sales and cross-sales of bank products and services to new and existing clients; developing, managing, and collecting consumer loan accounts and small business accounts; and assisting the mortgage loan officers with development of loan and deposit accounts.
This person will assist with product, procedure, and process development. This person will also assist in their staff’s professional development, as well as attend and participate in monthly management meetings.

Qualifications
This person should have a minimum of a bachelor’s degree and three years of related experience or the equivalent. This person should have proven leadership and supervisory skills; including team building and sales-goal management. This person should possess good communication and organizational skills, well rounded banking knowledge, and the ability to satisfy the banking needs of the customer while creating profitable relationships for the bank.

Responsibilities
PRINCIPAL RESPONSIBILITIES ARE TO:
  1. Plan, supervise, and direct staff, ensuring all processes are conducted efficiently and effectively and all assigned staff are trained, evaluated, and motivated to perform their responsibilities in an effective manner.
  2. Lead and manage the branch to ensure that all activities are conducted efficiently and effectively to maintain the profitability of the bank.
  3. Sell and cross-sell bank products and services to new and existing customers by developing business from prospects and existing customers.
  4. Develop and service account relationships. Accept and verify information relating to the opening of new accounts, including checking, savings, certificates of deposit, and IRA accounts, and including the issuance of ATM/debit cards and set-up of Online Banking in accordance with procedures and guidelines.
  5. Coordinate scheduling to maintain required coverage on a daily basis including extended hours.
  6. Maintain a positive work environment for assigned staff, ensuring engagement to the overall vision and values of the organization. Mentor and develop assigned staff to ensure lower turnover and awareness of advancement opportunities according to their strengths and talents.
  7. Following Loan Policy and Guidelines, originate, underwrite, and close consumer loans. Monitor and maintain both the deposit and credit portfolios of customer households for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  8.  Increase bank visibility and public relations in the community by representing the bank as an active member in community organizations.
  9. Assist the President in the strategic planning and goal-setting process for the department.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  11. Adhere to compliance procedures and participate in required compliance training.

April 16, 2021
Grade 5
Full Time 
Location: Brookings, SD

Overall Functions
This person is responsible for providing a safe and nurturing environment for children, including designing and implementing developmentally appropriate curriculum, in support of the program’s philosophy on early childhood education.

Qualifications
This person should have a bachelor’s degree in Early Childhood Education, Elementary Education or a related field and two years of relevant work experience or the equivalent. Strong communication and time management skills required. Must not have on record a substantiated report of child abuse or neglect.

Physical Requirements
This person must be able to lift up to 60 pounds, sit on the floor or low child-sized chairs, walk and run short distances, walk long distances (several city blocks), remain outside in all types of weather conditions (hot, humid, cold, breezy) for short and long periods of time, stand for extended time frames and bend frequently. Must be agile enough to move quickly in response to children’s needs.

Responsibilities
  1. Supervise and interact with children in all areas of the Center, outdoors and on field trips away from the Center, while maintaining a safe and inviting environment. Respecting children’s dignity and individual differences.
  2. Plan, prepare and implement a developmentally appropriate curriculum that reflects observations and assessments of the individual children, ensuring a variety of materials and activities.
  3. Monitor and evaluate children’s development by using screening instruments and observational records. Provide this information to parents at least twice a year, via parent-teacher conferences.
  4. Create and maintain an open and professional relationship with all families and Center staff, including facilitating discussions surrounding daily activity, changes and/or concerns, involving the children.
  5. Be knowledgeable of program’s health and safety regulations and emergency procedures.
    Ensure readiness to respond appropriately, if necessary.
  6. Attend all staff meetings and complete recommended training programs. Provide the
    Director with documentation, in accordance with state requirements.
  7. Act in accordance with FBT policies and procedures as set forth in the employee
    handbook, as well as the Kid’s World Handbook.
  8. Adhere to compliance procedures and participate in required compliance and other
    training as requested.
April 13, 2021
Grade 8
Full-Time
Location: Brookings, SD
 
Overall Functions
This person is responsible for supervising personal trust and investment officer staff in the fiduciary wealth management department. The candidate will serve as client relationship manager and administer a book of trust and investment accounts in accordance with the terms of the governing instruments and state and federal laws. This person will develop trust and investment prospects as well as focus on the retention of existing business for the bank and Wealth Management Services (WMS). Working in conjunction with the SVP/Manager of WMS, the Senior Advisor will provide leadership and act as a mentor to other Officers as it pertains to trust and estate administration, financial and estate planning, provide changes to fiduciary law and engage in sales coaching.

Qualifications
This person will have a bachelor’s degree plus a minimum of five years of prior wealth management, trust administration, fiduciary investment management, business management, law/tax practice experience, fiduciary investment sales supervision or the equivalent. This person will have strong communication skills to enable effective communication and interaction with fellow staff, clients, and the general public. A Juris Doctorate, CPA or CFP, as well as previous fiduciary supervision experience, is preferred but not required. It is required that this person complete advanced training as a Certified Trust and Financial Analyst or Certified Wealth Strategist. This person will possess an understanding of laws and regulations governing the administration of trust and estate accounts.

Responsibilities
  1. Lead the team and develop an atmosphere of teamwork, open communication and unity. Provide oversight of all services offered. Actively mentor staff and ensure they are trained, evaluated, and motivated to perform their responsibilities in an effective and progressive manner.
  2. Provide leadership, mentoring and coaching for other officers in the areas of trust and estate planning, estate settlement, and conservatorships. Keep abreast of legislation and regulatory developments to maintain technical skills and substantive knowledge necessary to render effective account administration and the support of other officers.
  3. Communicate and coordinate with the Wealth Management Market Manager on the sales of
    relationships for fiduciary trust, investment management and financial planning services.
  4. Review and interpret governing instruments and documents to determine terms,
    responsibilities, and duties of the corporate trustee in order to administer a book of accounts
    in accordance within the legal terms of regulations and departmental policies / procedures.
    Monitor daily activity with reference to investments, tax, and personal objectives.
  5. Maintain contact with clients, beneficiaries, and organizations regarding account
    performance, financial planning, tax and estate planning, and other issues to ensure the
    client’s personal financial goals are being met, the beneficiary’s needs are being addressed,
    current clients are retained, and wallet share is deepened through financial planning services
    in order to grow trust additions and retain legacy accounts with the next generation.
  6. Resolve problems and inquiries from grantors, principals, beneficiaries, and others. Handle
    requests for distributions or planning and approving necessary expenditures for care and
    maintenance.
  7. Actively lead the sales and development of trust, investment management, financial planning,
    or other banking prospects within the bank charter area. Initiate contacts for developing and
    closing new personal trust, investment agency, financial planning and custodial business.
    Deepen wallet share to grow investments and sell other bank products to current clients and
    their contacts.
  8. Cultivate and maintain relationships with numerous sources of new business referrals,
    including bank officers and staff, company officials, COIs, attorneys, accountants, financial
    and wealth planning professionals, social contacts and community involvement. Interact with
    peers in the industry and COIs to maintain knowledge of new products and services and to
    keep abreast of competition.
  9. Adhere to compliance procedures and participate in required compliance training.
  10. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
April 20, 2021
Grade 6
Full-Time
Location: Brookings, SD
 
Overall Functions
This person underwrites and services ag and commercial loans in a profitable manner while minimizing risk. Emphasis is placed on credit quality, loan performance, and customer profitability.

Qualifications
This person should have a bachelor’s degree and two years of related experience or the equivalent. Good credit judgment and an aptitude toward detail is important, along with strong communication skills.

Responsibilities
  1. Interview loan applicants, and collect and analyze financial and related data to determine the feasibility of the prospect and the merits of the specific loan request.
  2. Establish the terms under which credit will be extended, including the costs, repayment method, schedule, and collateral requirements, ensuring the Loan Policy and Guidelines are adhered to.
  3. Service and administer assigned loans in accordance with the Loan Policy and Guidelines.
  4. Analyze the level of risk for each loan in the portfolio and assign the corresponding risk rating to each, ensuring the analysis is consistent with the findings of the appropriate regulatory agencies.
  5. Ensure loan underwriting is meeting the credit quality standards. Document exceptions and make recommendations on actions necessary to correct any deficiencies. Perform follow-up action as necessary to make certain the bank’s position meets the Loan Policy and Guidelines.
  6. Review and discuss various financial needs with existing customers, and be able to provide information regarding existing bank policies and procedures.
  7. In accordance with the legal means outlined in the Loan Policy and Guidelines, utilize reasonable efforts on the collection of loans extended.
  8. Counsel with the Department Heads on all matters pertinent to the performance of this position.
  9. Attend all loan meetings, as directed, to participate in decisions affecting the operations of the loan function.
  10. Keep abreast of activity that may impact the loan portfolio, including legal, regulatory, and economic trends.
  11.  Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training.
May 20, 2021
Grade 3
Part Time 
Location: Garretson, SD

Overall Functions
This person shall be responsible for providing a superior service experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have a high school diploma and a minimum of one year of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Anticipate needs and advise clients on solutions that personally benefit them.
  5. Assist in the opening of new accounts and establishing new relationships.
  6. Be an expert and educate clients in the bank’s suite of products, services and processes that meet both client and community needs.
  7. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager that assures daily work aligns with organizational goals. In addition, be persistent in building relationships and collaborating with colleagues both in and outside of the Retail business line to meet client needs.
  8. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If necessary, follow through on collection efforts, using all legal means as required by Loan Policy and Guidelines.
  9. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  10. Adhere to compliance procedures and participate in required compliance training and all meetings deemed appropriate by supervisor.
May 20, 2021
Grade 4
Full-Time
Location: Sioux Falls, SD
 
Overall Functions
This person shall be responsible for providing a superior service
experience to all guests of FBT. This person must meet and resolve the transactional needs of guests in a timely and efficient manner, remaining ever aware of the guest. This person shall be responsible for developing and maintaining client relationships and managing client needs while proactively recognizing opportunities and offering solutions, all while putting people first.

Qualifications
This person should have an associate’s degree and a minimum of two years of related experience, or the equivalent. This person should demonstrate strong communication skills through excellent verbal and written correspondence, effective listening, and responsiveness. This person should be genuinely personable, empathetic to others, collaborative, and a solution driven problem solver.

Responsibilities
  1. Provide a superior service experience that not only satisfies the wants and needs of the bank’s guests but provides them with a unique experience indicative of First Bank & Trust’s culture and commitment to the communities we serve.
  2. Enthusiastically develop, maintain, and grow new and existing relationships that are profitable to the bank while minimizing risk. While not required, a general understanding and aptitude for sales aids in this responsibility.
  3. Perform general teller functions including processing deposits, withdrawals, payments, and negotiable items. Maintain a balanced cash drawer each day. Remain risk-aware, recognizing and swiftly reporting any suspicious transactions. Assist in the daily servicing of branch hardware; including ATM and/or TCR(s).
  4. Evaluate, prepare, and process motor and recreational vehicle titles and registration applications, including processing Driver’s licenses, Minnesota ID card renewal applications, and game and fish licenses (dependent on location).
  5. Prepare, balance and submit daily DMV deposits and reports to the State of Minnesota, along with, prepare monthly DMV transaction reports (dependent on location).
  6. Anticipate needs and advise clients on solutions that personally benefit them.
  7. Assist in the opening of new accounts and establishing new relationships.
  8. Be an expert and educate clients in the bank’s suite of products, services and processes that
    meet both client and community needs.
  9. Proactively seek direction from the Retail Banking Supervisor and/or Retail Branch Manager
    that assures daily work aligns with organizational goals. In addition, be persistent in building
    relationships and collaborating with colleagues both in and outside of the Retail business line
    to meet client needs.
  10. Monitor and maintain both the deposit and credit portfolios for quality and potential risk. If
    necessary, follow through on collection efforts, using all legal means as required by Loan
    Policy and Guidelines.
  11. Act in accordance with FBT policies and procedures as set forth in the employee handbook.
  12. Adhere to compliance procedures and participate in required compliance training and all
    meetings deemed appropriate by supervisor.
First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement. Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800-843-1552 or email hr@bankeasy.com.