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First Bank & Trust has 22 locations in 17 communities in South Dakota and Minnesota. Select a community for location details.

Watertown, South Dakota

First Bank & Trust, Watertown, South Dakota

Location Information 

1120 9th Avenue SE
Watertown, SD 57201
9:00 AM - 4:00 PM, M-F
605.882.8320 or
FAX: 605.627.1630


7:30 AM - 5:30 PM, M-F
9:00 AM - Noon, Sat

ATM Available

Curt Trego

Community Bank President

Welcome to First Bank & Trust in Watertown

We’re more than a bank. We’re more like knowledgeable neighbors. You know, the kind you invite over for coffee. That’s because we’re part of Watertown – just like you. Stop in and see us. The coffee’s always on.


First Bank & Trust will annually award scholarships to students attending an accredited college, university, or technical school in the fall. Please visit our Scholarships page to download an application.